No, I’m not arguing against myself at all. Scripture must be read in light of Scripture. I’ll try again.
Paul often says that we are saved “through” faith (that is, as the instrumental cause), but never once does he say that we are saved “on account of” faith (that is, as the meritorious cause). And to the same effect we may say that the redeemed shall be rewarded in proportion to their good works, but not on account of them.
Our salvation is “not by works done in righteousness which we did ourselves. but according to His mercy He saved us, through the washing of regeneration, and renewing of the Holy Spirit,” Titus 3:5. We are encouraged to work out our own salvation with fear and trembling, for it is God who worketh in us, both to will and to do of His good pleasure. And just because God is working in us, we strive to develop and to work out our own salvation (Philippians 2:12, 13). The Psalmist tells us that the Lord’s people offer themselves willingly in the day of His power (110:3). Hence conversion is a peculiar and sovereign gift of God. The sinner has no power to turn himself unto God, but is turned or renewed by divine grace before he can do anything spiritually good. In accordance with this Paul teaches that love, joy, peace, goodness, faithfulness. self-control, etc., are not the meritorious basis of salvation, but rather “the fruits of the Spirit,” Galatians 5:22, 23. Paul himself was chosen that he might know and do the will of God, not because it was foreseen that he would do it, Acts 22:14, 15. Augustine tells us that, “The grace of God does not find men fit to be elected, but makes them so”; and again, “The nature of the Divine goodness is not only to open to those that knock, but also to cause them to knock and ask.” Luther expressed the same truth when he said, “God alone by His Spirit works in us the merit and reward.” John tells us that, “We love because He first loved us,” 1 John 4:19. These passages unmistakably teach that faith and good works are the fruits of God’s work in us. We were not chosen because we were good, but in order that we might become good.
Here’s a helpful quote from John Piper:
“When Paul says “Faith is credited to us as righteousness,” he does not mean that our faith is our righteousness, or any part of our justifying righteousness. He means that faith is what unites us with Christ and all that God is for us in him. When God sees faith in Christ, he sees union with Christ. And when he sees union with Christ, he sees the righteousness of Christ as our righteousness. So faith connects us with Christ who is our righteousness and, in that sense, faith is counted as righteousness. Faith sees and savors all that God is for us in Christ, especially his righteousness. That’s what faith does.”
When God sees me, He sees Christ, but not because of my good works, because of HIS righteousness imputed to me. That’s a life-changing truth.
Amen.