–Thomas Jefferson to John Taylor, 1816
A co-worker recently said to me "Go to any city and look around. The tallest buildings are banks"
Posted on 11/23/2023 5:18:59 AM PST by EBH
–Thomas Jefferson to John Taylor, 1816
A co-worker recently said to me "Go to any city and look around. The tallest buildings are banks"
Tampa Florida.
5.56mm
You’re so high up on that pedestal, I have to squint to see you.
Happy Thanksgiving.
Affordability depends on the markets and how much you have to put down there some good deals around you have to look for them many don’t use realtors for sale by owner saves a bundle.
You are right that people watching large-scale changes in the planet are worried about a different kind of growth than those who want to either increase or curtail the number of workers for business reasons.
Those are definitely two different things, but it is the growing planetary scarcity of everything and the decreasing quality of everything, especially visible over the last few decades, that make a lot of people nervous about the future and are the cause of both.
I resisted bringing religion into it until now, but ever since the Garden of Eden disobedience we have been up somebody’s creek, I’m not sure whose.
Typical Socialist Democrat:
“I WANT to be a Communist...I just don’t want to share all my stuff!”
Were you buying at $450,000 at 15%?.. just askin?. My first house was 12% HOWEVER that house was $26,000!
155000 at 15 at 1983 to 88 dollars. Dates may be wrong
155,000 in 1983 is equivalent in purchasing power to about $478,805.27 today, an increase of $323,805.27 over 40 years. The dollar had an average inflation rate of 2.86% per year between 1983 and today, producing a cumulative price increase of 208.91%.
This means that today’s prices are 3.09 times as high as average prices since 1983, according to the Bureau of Labor Statistics consumer price index. A dollar today only buys 32.372% of what it could buy back then.
The inflation rate in 1983 was 3.21%. The current inflation rate compared to last year is now 3.24%. If this number holds, $155,000 today will be equivalent in buying power to $160,023.77 next year. The current inflation rate page gives more detail on the latest inflation rates.
MILLENIALS CAN KMA
I worked for this property & I will use it as I like.
Part of that worth is measured by the difference in what WE PAID FOR IT a long time ago & WHAT it would cost to replace today.
ONLY people in my will are getting my stuff-—and NONE of my furniture is IKEA. ALL REAL WOOD.
THE COST OF LIVING IN “SENIOR” HOMES IS ABSOLUTELY OUT OF THE QUESTION.
I paid for this property—and I will stay here.
NONE of them can properly explain to you what a “REPUBLIC “ is.
It’s no one’s business regardless, but how many of these spare bedrooms are REALLY spare bedrooms. A room that guests use a few times a year is not a spare bedroom. You can’t just kick out a renter for that time period.
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Learn the Six Steps to Aging In Place Gracefully
Studies show that 90% of older adults say they wish to stay in their homes as they age. If you are one of them it’s time to make a plan for aging in place!
Senior woman aging in place happily and drinking tea
Here are six steps you can take to set yourself up to age in place:
1. Complete a home safety check
One of the first things you can do is make sure your house, apartment or townhouse is set up to be a safe and easy place for you to get around. Do a home safety check to reduce your future risk of an accident or a fall. AARP has identified several easy modifications that will ensure your home is safe. These include non-slip floor surfaces, grab bars in bathrooms, lever-handled doorknobs, and personal alert systems that enable you to call for help in emergencies.
2. Prioritize your health
Keeping yourself in good physical shape is crucial in helping you remain independent at home for as long as possible. Maintaining a heart-healthy lifestyle which includes a balanced diet, regular exercise, and minimized stress can help you ward off serious health conditions such as heart disease, arthritis, dementia, and depression.
3. Make a plan for transportation
It’s important to be able to get out and about in your community, and driving yourself is only one of many options to get you where you need to go. Look into what public transportation is available to you, talk to friends and family about how they may be able to help with rides, and familiarize yourself with local taxi companies or ride sharing services such as Lyft.
4. Befriend technology
You don’t need to become a computer whiz to stay in touch with friends and loved ones from all over the globe. Getting acquainted with your smartphone or digital tablet’s messaging and video screen sharing programs can help keep you connected from the comfort of your living room. You’ll also find out what’s going on in your community and access helpful services such as grocery delivery and taxi services.
5. Look into long-term care insurance
Getting older comes with changing health needs, and most of us who age at home will ultimately need some form of long term care. Currently, Medicare does not pay for ongoing long-term home care, so looking into alternatives such as long-term care insurance may be a good option. This type of insurance helps pay for the cost of care generally not covered by health insurance or Medicare, and it will make a big difference when the time comes to consider a caregiver at home.
6. Make a plan for care
Not only is it beneficial to prepare financially for any future home care needs, it also helps to have a plan for who will be there to care for you. The Seniors At Home Futures Program helps you do just this—it’s designed for healthy individuals anticipating that their needs will change as they age. By signing up now you’ll have the peace of mind of knowing who to call if a crisis occurs, or if its time to consider a little extra help at home. There is no cost to enroll.
By taking these steps now, you will be on your way to aging in place – living the life you want at home now and in the years to come.
“I am a senior that has sold my home downsized to a 1 bedroom one bath condo on a golf course lots of activities, lots of ducks and geese, AND no upkeep!”s
You sound like one of my younger cousins, he is only 81, and his wife is 80.
Both were college profs in snow belt cities in the winter and high humidity in the summer. Their joke re the good weather. It happened between labor day and Veterans day.
Both are avid golfers and played on highschool and college teams. Their brothers and sisters were also golfers and really bad freeloaders.
So, this cousin and his wife bought a small 1 BR condo on a Florida Key golf course. It has a small kitchen with a small gas stovetop and a microwave. He grills most dinners, and they often lunch at the club.
They don’t own a car and use a golf cart to go to the small store in the club house or to meetings.
Their grandkids ages 20-30+ are worse freeloaders than their parents. This keeps them away.
My cousin and his wife joke about publishing a book on how to live as seniors without your freeloading relatives.
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