Posted on 05/01/2018 4:23:29 PM PDT by cba123
There is a substantial fee imposed by the bank for a stop payment.
His only option is to take his credit card to Fort Marcy park.
I did click the link to read the article but nowhere did I see that he a) stopped payment at his bank or b) stopped payment at his credit card co. He went to the state AG to force a ‘cancel’ button. Seems like the long way around, but he can go down in history as the cancelbutton guy I guess.
uh, close the bank account or cancel your credit card?
I was gonna say....good! They deserve to have to pay to the rich beotch forever for having donated to start with.
Call your bank and cancel th card. Have them send you a new one. It’s not that hard.
L
Lol
There is not design flaw in the system because your view of the process is not factual. You're information is incorrect.
I have experienced the problem a few of times over the years with magazine subscriptions and monthly donations to various charities. I've never needed the cooperation of the people who were receiving my money to stop the transaction.
You do not need to involve the receiving party or payee to stop your auto-pays, or in this case, a recurring donation.
All that is needed is a request to stop the transaction with your bank, not the ultimate receiver of the money.
If for some reason, that fails (I don't know why it would not solve the problem--it always did for me), then close the account and open a new one. Or in the case where a credit card is used, simply cancel the card and get a new one.
The payee cannot draw on your new account without the new account information and your authorization for them to continue to get your money. Otherwise they are left holding the bag, not you.
Not sure why this guy hasn't figured that out. Oh, I forgot, he's a liberal.
Yeah, a dumb liberal, making fakenews from an obvious lie.
He amply deserves to be shafted by the Clinton crime family.
He doesn’t even know how to stop a monthly donation, but he is allowed to vote, that’s why we are so screwed.
Sometimes when I think on how these wicked Clintons has murdered hundreds during their political career to cover up their crimes, maybe it'll be divine justice if they ALL end up in Haiti and be swiftly tried, sentenced & executed and their carcasses be held up to feed the vultures & crows for 30 days until it's picked clean.
The souls of all their victims cry out to the Lord for justice.
Agree.
"tithe"?
This is WHY I NEVER AGREE to AutoPay for any of my bills.
Because if you want to discontinue the service they will never stop billing you.
My friend had to threaten to sue SiriusXM because they would not stop billing him for service on a vehicle he no longer owned.
Bingo. People don’t understand the art of “none of the above”. THEY don’t give ME choices, I give THEM choices.
If I’m your customer (bank, credit card), you do what I say. If not, you lose all my business. There are dozens of banks, and thousands of credit cards who want my business.
I bought an inoperable computer from a company who said they would “fix” it, but would not “let me” return it. I told them fine, I call American Express, and I keep your money, AND your computer. Amazing how fast they told me how to send it back.
Cancel the account. End of story. See post #35.
I once told a collection agency if they wanted a “debt” that someone tricked my Mother-in-Law into agreeing to, file suit. And if they didn’t stop calling, I would file.
If I owe, I’ll pay. If I don’t you can STICK IT IN YOUR EAR.
Cancel the account. End of story. See post #35.
I once told a collection agency if they wanted a “debt” that someone tricked my Mother-in-Law into agreeing to, file suit. And if they didn’t stop calling, I would file.
If I owe, I’ll pay. If I don’t you can STICK IT IN YOUR EAR.
I hate it when I stutter...
(stolen joke - can’t remember who used it the other day...)
Oh, it’s been factual for me. I approached my bank about stopping an automagic payment one time and they referred me to the merchant. They claimed that all they could do was set my account not to accept those type drafts, which wasn’t what I was trying to do, and I didn’t press the issue at the time. If that’s atypical, I’m glad to know that.
So atypical in fact that I would change banks. You're their customer, not the merchant.
The merchant or payee cannot hold you and your money hostage to steal from you when you want to stop whatever transaction was automatically paying them previously.
It required your request and signature to start the withdrawal and all it should take to stop it is your request and signature as well.
Who you are paying is not the bank's business or concern. Neither is it within the purview of the payee or merchant, to decide to keep getting your money after you decide to stop the cash flow.
You are the one in control of the process, not the bank or payee.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.