Voices For Reason’s Don Watkin’s reply to this very author:
http://ari.aynrand.org/blog/2014/03/24/the-welfare-state-myth-part-1
And the author’s views of life and freedom are summed up in this part of the article:
“As Rubinow argued, American workers must learn to see they have a right to force at least part of the cost and waste of sickness back upon the industry and society at large, and they can do it only when they demand that the state use its power and authority to help them, indirectly at least, with as much vigor as it has come to the assistance of the business interests. Because of all this, insurance had a direct public purpose, and should in turn be publicly provided.”