Posted on 05/29/2019 11:03:45 PM PDT by Kaslin
Kurt, I agree. I worked during my four years of undergraduate studies (mainly summers and one term as a Geology student assistant/researcher).
The same for graduate school (parents helped when I was out of work).
Paid for my AA in Police Science. Got two loans for my Paralegal School/Certification (and have been working in that skill for about 30 years).
No outsider gave me a free ride nor did I ever expect them to do so. Family helped but I carried the bulk of the repayments on my own (plus being married and having children).
Now some student loan recipients can do a few things that would cut down their lack of cash for repaying their loans, including STOP SMOKING. At about $5.00 a pack minimum, you could save anywhere from $5.00 - $30.00 a week.
The same for Starbuck coffee and lattes. 7-11 reportedly has very good coffee or buy a can for yourself. Tea is cheaper and better, JFYI.
Stop eating out 3 times a day. Make your own breakfast - cereal, toast, eggs and bacon, etc. OJ, Milk. pack a good sandwich and bring Ice Tea from home. Soda machines are getting more expensive. If not, buy a 6 pack or more. Cuts the costs of a soda/ice tea, etc in half.
Stay off of expensive internet sites and services. They cost too damned much in the first place for crap and more crap.
Share rides/costs when necessary.
Iron your own shirts, guys. I was one of only two guys on my dorm floor in colleague who knew how to iron shirts. Saved me a fortune in cleaner costs.
Don’t own a car if you have decent transportation where you live. A big cost that you don’t realize until you need gas, repairs, taxes, licenses, insurance, etc. There will be time later to have that. Or get a jalopy for puttering around campus or to work/home. Thieves don’t usually steal a crappy looking bland car. Keeps your insurance rates down.
Parse out your time for classes, studying, work, and some entertainment. A good balance takes a lot of strain off of you. Exercise is good too, even if it is only walking.
Marry a rich person! In your dreams.
Using common sense is probably the best approach to handling your college finances. If you family has a financial advisor, talk to them. See if your college has one you can talk to.
And lastly, don’t get some halfassed degree in Genderbender/LGBTXYZBLT and Sanskrit. There aren’t many jobs out there in those fields.
My daughter got a paralegal degree on her own, plus other legal training. My son got a degree in “Fighting for Freedom” in Iraq. He has the VA loans program if he wants to go back to school (he’s learning a whole new trade on the job after having served as a policeman. He’s got good technical skills and wants to keep learning. His employer is paying for it). They are not slackers or borrowers unless they have too.
Try some of the above. You’ll like it when it pays off is less worry, debt, and stupid choices.
9. Guns and ammo
10. Guns and ammo
11. Guns and ammo
12. Guns and ammo
13. Guns and ammo
14. Guns and ammo
15. Guns and ammo
16. Guns and ammo
17. Guns and ammo
18. Guns and ammo
19. Guns and ammo
20. Guns and ammo
etc., etc., etc.
Only one correction:
No lose loss to society there.
Regards,
I paid for my education. I paid for my wife’s education. I paid for my children’s education.
I’m not going to pay for some dead beat liberals education just because they don’t want to.
They borrowed the money and they need to pay it back.
Responsibility is a word that the left does not know the meaning of.
At that time in university fees were reasonable. Today tuition costs are insane. They are insane because of much largess via loans given to students. The universities then inflate the costs of tuition because they know the students can get loans to cover their insane fees. The few that graduate in science, engineering and medicine are left with much debt but can repay it. Those that graduate in liberal courses obtain a degree but without much viable skills and a huge debt that they probably can not repay.
The real problem is to much government guaranteed loans to students. This is what drives the insane increases in tuition.
It has been a round robin of foolishness, in which all, even the big shot snarkers, have had some hand in.
Unless there is a compromise, the nation will not remain united.
In a land promising such freedoms as it has, Christianity (and its ancestral Judaism) are the only viable choice for a pattern. Jubilee years happened every 50 years for a reason, not just because it’s pretty on a calendar. This way, debts couldn’t last past two or three generations.
Putting government in the place of an eternal father has a price in freedom to everybody...
Let the right inveigh “righteously” all it wants — America needs to mutually sacrifice in digging itself out of an ungodly racket. Period. What “deadbeats” don’t like pales next to what God does not like. What God says simply is that let him who stole steal no more, but do something useful with his hands so that he may have something to share with those in need. Nothing about making up what is lost to the sands of time and folly.
When America rediscovers the jubilee year, there will be jubilation all around. What is this grudge costing us? Things on an eternal scale, that’s what.
Community college and state university can still get you where you want to go, but you have to work at it.
The Bernies and others who want a “free higher education system” should implement the system in Germany:
1. Shut down 75% to 90% of American colleges
2. End all useless courses - I don’t see any “gender studies” in German universities
3. Close dorms, wasted money on sports teams, millions spent on coaches etc. - you’re there to learn, nothing else
4. Make the entry purely competitive and no sports, quotas etc. - if this means the colleges are then 50% asian and 20% Jewish, so be it.
5. Improve apprenticeships etc - plumber shops across the USA are crying for apprentices for jobs starting at $60K pa
This will end the arms race for degrees. The money saved can be used for so much more
I dare to observe that this is a sign of a breaking point that can never be spanned by continuing to think in worldly terms. A world that can think no better things than snark (and it matters naught whether the snark comes from left or right) is a world that, absent repentance towards God (talk about an unmeetable debt!) will spend eternity living with Satan. Oh the right in such an ungodly split may have better finances — all the better to buy its way to hell! The left will merely be penurious hypocrites — the crowd that Jesus was sneered at for paying friendly visits to.
The “nothing else” crowd, as usual, forgets that God has authored a larger life. The dispute is about what that larger life should look like. Schools will not find godly sense till the nation does, but then no philosopher-kings will be needed to order them to behave accordingly.
I took 18 hours of courses a semester and went to summer school.
I also did it without any student loans. I worked three jobs and poured all on my money into school tuition and living expenses.
I was always broke and hungry. Starving student. No car. Walked or rode an old bike. Shopped at the thrift store for used clothes. I didn't waste money on beer, cigarettes or socializing.
All I did was study and work. Slept very little, 3-4 hours a night usually. I did exercise and became a long-distance runner during college. It was free.
When I graduated, I went into the military. I had no debt and no assets. But I had a useful degree and my whole future ahead of me without depending on someone else to pay my way.
When Obama nationalized the student loan program, tuitions and student loan balances went through the roof. No competition among financial institutions. Loans guaranteed by the government. What could possibly go wrong with this taste of socialism?
The liberal rats handing out candy again. They are the ruination of a nation
The liberal rats handing out candy again. They are the ruination of a nation
I'm thinking a 2-year mandatory US military service could straighten out a lot of our snowflake problems.
Excellent post that young people should take to heart.
what a stupid and ridiculous reply
Kurt should look up the concept of “odious debt” before he hurts himself virtue-signaling.
IMO you have to be a complete psychopath to have no sympathy whatsoever for the student population, who are as savagely and viciously preyed on by the system to a degree that would shock the conscience of anyone who had one.
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