There is a college affordability crisis. My university charges over ten times as much for tuition as when I first went there in September 1975. I know many academics and loan originators will provide vehement arguments why their feed bowls should't get rationed, but unless college loans are restrained to reasonable amounts there will be Democratic demands for "free" college education that will eventually cost many of us and most future college graduates dearly. BANKRUPCY BAR For loans issued after July 1, 2018, only the principal amount(s) borrowed a. from the federal Department of Education (DoE) b. to refinance, with...