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Sick of insurers, psychiatrists opt out of the system full, 'Pay in full, please'
Minneapolis Star Tribune ^ | June 17, 2006 | Maura Lerner

Posted on 07/03/2006 8:42:18 PM PDT by neverdem

Minnesota doctors say health plan rules keep them from talking to patients. Others say the moves add to a shortage in care.

Dr. Eric Larson calls himself a "conscientious objector." Six months ago, the Edina psychiatrist announced that he would no longer accept insurance payments. If his patients wanted to keep seeing him, they would have to pay his fee, in full, at the door. Cash and credit cards accepted.

The change meant giving up a steady source of income. But for Larson, 48, it was a gamble worth taking.

He's one of a small cadre of psychiatrists in Minnesota who are bucking the system in an effort to escape the rules and reimbursement rates of HMOs and other health plans.

In part, it's a backlash against the growing pressure on psychiatrists to limit patient visits to 15-minute "medication checks," with no time for anything resembling talk therapy.

"I was trained in an era when we still thought that psychotherapy was integral to being a psychiatrist," said Larson.

"I'm a therapist at heart," said Larson, who has been in practice 19 years. Now, if patients want to talk for an hour, "I'm happy to do that. They're basically renting or buying my time."

So far, only about a dozen or so psychiatrists have started "cash-only" practices in Minnesota; several have led the state psychiatric society. But a recent survey found that 35 percent of psychiatrists nationwide refused to participate in managed-care plans last year. Some refuse Medicare and Medicaid as well.

Critics say the doctors who opt out are, in effect, abandoning the sickest patients for those who can pay upwards of $300 an hour and making a bad situation -- the shortage of psychiatrists -- worse.

But some call the step an act of protest against a dysfunctional system...

(Excerpt) Read more at startribune.com ...


TOPICS: Business/Economy; Culture/Society; Extended News; Government; News/Current Events; US: District of Columbia; US: Minnesota; US: Pennsylvania
KEYWORDS: health; healthinsurance; hmos; medicaid; medicare; medicationchecks; medicine; psychiatrists; psychiatry
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1 posted on 07/03/2006 8:42:21 PM PDT by neverdem
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To: neverdem

Our country's health care system needs a doctor.


2 posted on 07/03/2006 8:43:43 PM PDT by Nachoman (Have you hugged a Garand today?)
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To: Nachoman

"Our country's health care system needs a doctor."

It needs for government to get its greedy, incompetent hands off.

Practically the only legitimate role I can think of for government in health care is to disbar and jail lawyers for bringing frivolous malpractice suits.


3 posted on 07/03/2006 8:46:17 PM PDT by dsc
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To: Nachoman
I suppose that it would be far too obvious to note that anyone who willingly talks to psychiatrists is completely nuts to start.

So, I shan't make that observation.

4 posted on 07/03/2006 8:46:35 PM PDT by SAJ (r)
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To: neverdem

Good. Glad to see some doctors are rebelling against government rules and mandates. There are some doctors that have opened cash-only practices.


5 posted on 07/03/2006 8:47:02 PM PDT by Extremely Extreme Extremist (What you know about that?)
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To: neverdem
Some refuse Medicare and Medicaid as well.

Michael Dukakis made this illegal when he was governor of Massachusetts. I guess he thought doctors wouldn't mind a bit of indentured servitude.

If I recall right, the sudden stampede of doctors across the state border made the legislature have to go back and overturn the rule.

6 posted on 07/03/2006 8:52:00 PM PDT by ccmay (Too much Law; not enough Order)
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To: neverdem
Women, Minorities To Suffer Most
7 posted on 07/03/2006 8:52:29 PM PDT by clintonh8r (Jack Murtha? Not in my Marine Corps!)
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To: neverdem

insurers are the evil empire. you can blame them and amoral legislators and physicians for the mess.


8 posted on 07/03/2006 8:55:52 PM PDT by the invisib1e hand (Rock on, my beautiful America!)
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To: neverdem

Lots of medical doctors are already doing this and I don't blame them at all. My family dentist stopped taking insurance years ago.


9 posted on 07/03/2006 8:56:51 PM PDT by peggybac (Tolerance is the virtue of believing in nothing)
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To: Nachoman

"Our country's health care system needs a doctor."

Somebody needs to post the pic of Bones saying "He's dead, Jim." What our country's health care system needs is an autopsy.


10 posted on 07/03/2006 8:58:12 PM PDT by Old Student (WRM, MSgt, USAF(Ret.))
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To: dsc
You know, this is a good segue to an aside, if you don't mind: New York has this thing called "Healthy New York," touted by the smiling governor, and named so nice and innocuously. Is this HillaryCare getting a toehold?
11 posted on 07/03/2006 8:58:44 PM PDT by the invisib1e hand (Rock on, my beautiful America!)
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To: Extremely Extreme Extremist

My Family Doc is one of these. Flat $50.00 for an office visit, and he usually spends from 30 to 45 minutes with me.

He will not process insurance, but my co-pays would be nearly this large and with a 2000.00 deductible per year per person, I just never make it, (knock on wood).


12 posted on 07/03/2006 9:09:45 PM PDT by EEDUDE (Don't measure your wealth in dollars and cents.)
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To: neverdem
My wife and I each have coverage from our employers. The insurance companies play "ping pong" with the bills. Each tries to get the other to pay first and hopefully all. My employer's insurance company insists that my wife's company pay first because her birthday is in July and mine is in August. True, but mine is two years before hers. Silly, annoying behavior.

I went to get a flight physical and paid the bill in full on my credit card. That wasn't enough money for the hospital. They wanted my insurance information to see if they could get even more money for the services for which they had already been paid in full. Double dippers...and worse.

13 posted on 07/03/2006 9:13:42 PM PDT by Myrddin
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To: the invisib1e hand

"insurers are the evil empire"

Without insurance who could afford a heart lung transplant?

The following all result in higher and higher medical costs paid for by insured persons through premiums:

Aging population demanding state of the art care. Uninsured population using ER as primary care.
Doctors insuring against malpractice.
Overuse of medical care by group coverage.
The medicalization of non-disease.


14 posted on 07/03/2006 9:15:28 PM PDT by ffusco (Maecilius Fuscus,Governor of Longovicium , Manchester, England. 238-244 AD)
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To: SAJ
I suppose that it would be far too obvious to note that anyone who willingly talks to psychiatrists is completely nuts to start.

I'm gonna have to disagree with you on that statement. There are a lot of vets returning home from Iraq and Afghanistan, myself included, who are getting some help readjusting to home life. Are we completely nuts? No. Do we have issues? Yes. I've been home for over a year now, and every night when I go to sleep, I see the faces of all the guys in my unit that I closed up body bags on. I can close my eyes right now and hear the sound of incoming mortar and rocket fire, feel the heat and the jarring impact from a road side bomb detonating near my vehicle.

The VA has some great people who are trained to deal with the kinds of issues that returning vets are facing. I still won't go into a convenience store with a cashier that looks middle eastern, but I'm not shifting lanes on the highway everytime I drive under an overpass anymore.

15 posted on 07/03/2006 9:15:42 PM PDT by JavaTheHutt ( Bush Bush Bush Bush Bush Bush Bush - DUBYA!!!!!)
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To: neverdem
Critics say the doctors who opt out are, in effect, abandoning the sickest patients for those who can pay upwards of $300 an hour

It's their time. They can allocate it any way they want.

16 posted on 07/03/2006 9:18:20 PM PDT by Larry Lucido
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To: EEDUDE
I have as similar co-pay and minimum annual deductible per person. The one time I really needed qualified medical attention, all I got was a bill for over $2000 and no diagnosis. The symptoms looked like congestive heart failure. Absent a good course of action, I purchased a treadmill and walked 20 minutes every day until the swelling in my legs subsided enough to permit me to wear my shoes again.
17 posted on 07/03/2006 9:19:32 PM PDT by Myrddin
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To: neverdem

My wife recently had a gastric banding procedure not covered by our insurance. With an up front cash payment the discount was nearly 40% of what they would have charged our insurance company.


18 posted on 07/03/2006 9:21:15 PM PDT by The Great RJ ("Mir wölle bleiwen wat mir sin" or "We want to remain what we are." ..Luxembourg motto)
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To: dsc

I wish patients and doctors could opt out of litigation. Sign off on an agreement that all complaints would go to one single arbitration hearing, loser pays the $500.00 cost. Doctor visits would drop to about $30.00.


19 posted on 07/03/2006 9:21:35 PM PDT by Larry Lucido
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To: neverdem
Critics say the doctors who opt out are, in effect, abandoning the sickest patients for those who can pay upwards of $300 an hour and making a bad situation -- the shortage of psychiatrists -- worse.

Ah, yeah, nameless "critics" used as a fig leaf for the reporter's own unsupported opinion -- in this case, that businessmen and -women ought to give away their product to the "needy". Lord love a duck.

Insurers have long been cracking down on mental health cases, because, like chiropractic, there are extremely high levels of fraud and abuse. (In all mental health practice areas, the worst are in substance abuse treatment). So there have long been all kinds of caps and lifetime limits, etc.

Some doctors (not just brain housing group mechanics) also like to "run the meter" by giving pts a very short-duration script. An example is 30 days for a cholesterol med. Look, if a pt is going to be on lipitor, he's on it for good once the dosage is established. Bringing him in every month or two serves no purpose but runs the doctor's meter.

Doctors, for their part, see this as retaliation against insurers that try to nickel and dime them constantly.

Medicare and Medicaid have two things happening: 1) rampant fraud, mostly in organized rings, and 2) aggressive US Attorneys chasing the fraud, that can wind up ensnaring legit docs when they presto-chango a rule in midstream. Unless you are practicing in the South Bronx or Palm Beach,where your demographics have you screwed, these welfare programs can be more grief than they are worth.

d.o.l.

Criminal Number 18F

20 posted on 07/03/2006 9:29:55 PM PDT by Criminal Number 18F (America has no native criminal class, apart from Congress -- Mark Twain)
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