Posted on 07/31/2005 1:19:25 PM PDT by KMB
LOL!
:o]
Not much. I have to go to a meeting in a little while, but that's about it.
No classes?
How does Winston like his new digs?
No classes today.
Winston seems to like his new aquarium.
Er...*hanging head*...I've been feeling kinda puny...
But I found that joke in my email and thought of you. :o]
I mean, I thought it would be nice to send you a joke.
*whispering* Am I still in the doghouse?
Hi darks.
Well, he's an Engineer, single, lives frugally, handles his money well, had enough to put down on a house back before 2000, and he's now in a position to take some of the equity and make a buy. So, I wouldn't say it's "extra" money he's got laying around, but he's being smart about putting his equity to work for him. In principle, if you've got more than six-months of income just sitting around idle -- in any form -- you're wasting money. That money should be working for you in some way, and the wise steward will take counsel about how best to put it to work.
The paramount concept in all of this is "delayed gratification"; NOT buying all the latest bling-bling today, in exchange for being able to do something sound with the money tomorrow. Sadly, that's a lost concept on most people. They've just GOT to have that new car and, when they get to where they can just barely afford the monthlies, they go get it. Nevermind the huge hit hey'll take in depreciation over the first two years, no, those thousands ar immaterial. "Pay no attention to the man behind the curtain!" That digital flat screen HDTV -- gotta have one today and, "Hey, guess what? I just got paid! Good Guys, here I come!" Oh and, of course, there just HAS to be a surround-sound system to go with it.
Then people are all bitchy and confused when their credit card bills keep growing, month on month, and there's never anything in the savings account besides the $50 they put in there when they opened it.
Our spending and saving habits are, for the most part, fiscally ruinous and, yet -- the icing on the cake -- we have the unholy flaming gaul to berate Congress for doing precisely the same thing at the National level.
IT'S COMPLETE INSANITY!
*Still whispering* Do ya wanna meet in a cat-house?
*whispering* Only if you're buying...;o]
*still whispering* I'm on social security. How much?
*whispering* So am I. Whatcha got to offer?
;o]
I probably would not be able to find you.
You see this young lad walks out of a store and sees an elderly man sitting on a bench crying. This young lad walks over to the man to check to see if he is O.k.!
Young Lad: Sir, are you Okay?
Old Man: Yes, it's my birthday today (and he is still crying)
Young Lad: Wow, it's a special day for you.
Old Man.: Yes it is. I'm 82 today (and still crying.)
Young Lad: Even better, you look great for your age.
Old Man: Thank you, and I just got married (and he is still crying.)
Young Lad: Married!! Gee, that's great! 82 and married, wow! You've got a whole new life ahead of you.
Old Man: I married a 25 year old.
Young Lad: Holly Molly!! Even better.
Old Man: We have sex every day! (he's till crying)
Young Lad: I don't even have sex everyday, you lucky person you.
Old Man: Yes, I am, and I've forgotten where I lived.
LOL!
I'd be crying too! *snicker*
Gotta run. Stay loose (heh heh)
Later!
*whispering* "Will do." Or "Not a chance!" ;o]
That's right, leave me hanging.
"That's right, leave me hanging."
Don't tell me the rest of them let you down?....
(Shame on me, then...)
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