No, I'm not "behind the times", you just don't know what you're talking about. They can retire in 20 years, but most of them continue working to make ends meet.
Who’s wife doesn’t work?
The men who really "have it made" don't need for their wives to work.
My buddies are cops, they tell me all the time how easy they got it.
LOL. Yeah, they've really "got it made." LEO's jobs are NEVER easy. I can assure you that I have more LEO friends than you will ever know. We are their "extended family." Ask your "cop buddies" about that!
You aren’t making a lick of sense.
If you retire at 100 percent pay and benefits, continuing to work is not going to benefit you. Unless you retire, then find ANOTHER job. And yes, who wouldn’t do that? when you are only 40 years old and have small children to support, you’d be stupid NOT to do that. Especially if you are on your second or third marriage, which is common for cops.