I have. Several years ago I recived my monthly credit card statement and saw that over $7,000 were charged to my account down in Louisville KY (I live in S.E. Michigan). It was no big deal. What really pissed me off tho, they said I had to file a report with the Michigan State Police and their closest post was about 35 miles away.
When I went in to the post, they told me it wasn't necessary that all I had to do was file with my local sheriff dept......sheesh!
Anyway, I took the report back to my bank and that was the end of it, I wasn't responsible for the charges.
A couple months ago I noticed a charge on my debit card for about $10.00 and an "800" number. I called the number and asked about it and they told me it was for a pair of socks which they sent to an address in California. My bank took care of that too and issued me another card...........
I have no idea where my card numbers were compromised and other than paying cash for everything, I can't see an end to the problem. Just keep a close eye on all your credit card and banking transactions.........
that $10 charge was a test as was someone charging a small item on my old BOA Visa (which I never use)that was cancelled immediately.