I’m sorry here... But hear me out :
I live on about $300 a week with my wife in a one bedroom rental. We’re on time, and we have 4 months of that rent stored away in the house in case of emergency.
We’re not on food stamps, I make a car payment and we eat pretty well. We even go out sometimes.
I travel for work, weekly. I make more than that - but I keep it all away in savings. My cell phone is $10 a month and my cigarettes are about $3 a week. I have full coverage on a 10 year old BMW and I still afford to maintain that.
I’m not falling for this sh!t. I was homeless, I’ve had my electricity off for weeks at a time, and I’ve lived without heat in the winter time for extended periods (A fireplace and an axe seemed to help that - Imagine that.)
The key is that I moved out of the urban BS areas that all these pity-sing cases seem to stem from. I couldn’t live in CT on my salary. I could in PA. So I moved.
Hell, I’m living as comfortably on my salary in PA as I did on 4 times that salary in CT. It’s all the BS that people are continuously SLAVING for everyday that really made a difference.
I don’t have an iPhone. I don’t have a video game console, and my computer is 8 years old. If I want something, I save for it (The BMW I put 80% down on because it was a really good deal. Had to have it.)(Didn’t even require a credit check.. imagine that too)
Credit is NOT like Cash. Credit is designed to enslave you.
Roll yer own? Grow yer own? In these parts, that's the TAX on a pack of 20.
Sign me up, baby. Who/where?
Sounds like you're Starving the Monkeys. Good on you!
Great post.
If FR had a like button, I’d hit it a hundred times for that post. Pay cash or do without. THAT’S the ticket.
I have no debt at all and have not had any since I carved up my last credit card more than 25 years ago. The computer is six years old, I use a bicycle for short distance travel and mass transit otherwise, I don’t have a TV and don’t plan to get one. I patronize used books stores for English books and my wife uses the public library for her Japanese books.
My wife works, we save our money, we don’t buy fancy stuff, but we still eat like Kings because we shop carefully, pay attention to recipes, and think our meals and budgets through. Sometimes we eat out, but we kinda think our own cooking is better than anything we can buy.
I am utterly amazed when they talk about people who have the latest phones, EBT cards, and personal debt in the thousands of dollars.
TO HELL WITH THAT!