[CptnObvious]

Compounding in Today's Savings accounts? Ha. Barely one tenth of one percent. No it's the compounding of ideas - one idea and action leads to another. And the actions that are taken may be small at first.

Folks think that the rich just have money and just spend it on a whim. No, the truly rich Give to others and think Like No One Else.

[Nervous Tick]

>> No it’s the compounding of ideas - one idea and action leads to another.

Well said. Blessings, and Congrats on your progress.

[DugwayDuke]

Sure, there’s not a lot of compounding at today’s interest rates but Ramsey is not based on the effects of compounding on savings but upon avoiding the effects of compounding on debt. Today’s savings rates are low but today’s interest rates on debt are still high.

BTW, congratulations. We started Ramsey about 20 years ago.
The things you can achieve following Ramsey are truly impressive. We’re retired now and are living very well.