I have fruit trees going. You plant fruit trees for your children and for others not for yourself. I don’t have a veg garden going but can get an organic one going anytime I want.
Fruit trees take years so they must be planted now even if you cannot afford them
Plus they will make you real estate worth more
Probably at my tender age I am not going to hang around for the years needed for fruit trees to produce. Added to the fact I have moved from an acre to a lot—life adjusts. For some valid reasons nobody in my family will be moving to this small town to live on the home place. So-—I succession garden, winter garden, can, freeze, dry- and enjoy life in the yard.