MORE FUD... Every time I've called, I have had an appointment either that day, or the next... at the next available time... and had the problem solved. Most times Apple will give you a new phone. I've never had a problem with a phone. I did take a laptop in, out of warranty by over two years. They could not fix it in a reasonable time so they GAVE me a brand new laptop!
All I can tell you about is my own experiences, I don’t live other people’s lives for them. I’d much prefer the iphone had made it to the two year point at least, I’ve got much better things to be doing with $400.