Posted on 06/15/2014 12:50:54 AM PDT by pansgold
This advice is worth what you paid for it.
You see, after 90 days of not paying on a credit card, the bank charges it off and sells the debt along with hundreds or thousands of others to a collection agency for 1/100th of the value of the original debt. The debt buyer then tries to collect from the debtor and they keep all the money they can collect.
They will take you to court and try and garnish your wages for 6 to 8 or 12 years. That’s when you ask the court to force the new debt holder to show the court proof of ownership (paper documents) for the debt they are trying to collect for.
These creditors are buying debt with the click of a mouse over the internet and will have none of the original paperwork. The reason, it’s cost prohibitive and a filing nightmare. These creditors prefer to operate with only intimidation and threats. They gamble in getting a judgment by your failure to appear in court. SHOW UP IN COURT!
Just watch the debt purchaser drop the case and give up on collection.
So you think God commanded, “Thou shalt not steal, unless you can think of a way to justify it, or you’re stealing from a bank.”
Take that up with God.
My cousin Hans in Zurich does the same thing. He’s always in Canada or the U.S. and travels for free. Last year Hans just walked into my home and stood there. What a shock to see him and a joy. We shared an ice cream cone just before he left HoJo’s in Porterville on his way to LA.
Besides laughable, it's also DOA. The only way you'll ever be mod is if the rest of us on this forum drop dead.
You've been suspended more than several times - for various obscene, lewd and disgusting comments, as well as "kidding" about killing other posters.
So I'm giving you another week off.
Har har funnyman.
Please cancel my monthly FR donation effective immediately. Thank you.
You’re an idiot.
If you want to rob a bank, put on your big felon pants and go rob one.
Your attempt at being clever is idiotic and your inability to see the flaw in “using my quotes” is a total failure in either intelligence or morals.
I’m done with you.
But, but, it’s only been two weeks since the last FReepathon and only two weeks until the next one. To quote ol George Jones,”Who’s gonna fill your shoes?”
Where's the love at.
You’re an idiot.
If you want to rob a bank, put on your big felon pants and go rob one.
Your attempt at being clever is idiotic and your inability to see the flaw in “using my quotes” is a total failure in either intelligence or morals.
I’m done with you.
Har har funnyman? sounds like a personal vendetta, not a reasoned explanation. For me, a day without Laz’s dark humor is like a day without sunshine... Get it? Does that make me a funnyman too?
Be careful with suspensions for speech.. We are all adults here, I think we can take it. Actually your response citing everyone on the forum dropping dead is a bit off putting for me. I think you should give yourself a time out just to show how impartial and caring about our delicate sensibilities you truly are. I will be moderator while you are gone.
Thank you hildy for your very thouthful reply.
Well then show us your superior intellect and explain the flaw.
Will do.
Thanks.
Yeah, wow. I think I’ll take a break from FR for a week if Laz isn’t around. And if you’re in charge.
Get the drift Jim. the tea party isn’t just about government offices you know!!
Get the drift Jim. the tea party isn’t just about government offices you know!!
Lazamataz becomes moderator over my dead body. Yeah, I know. He can arrange that.
You are incapable or unwilling to accept basic morality. The problem is yours, not mine.
No more pearls for the swine.
As far as being a moderator, I am VERY much joking. I would spend 90% of my moderating time cleaning up after myself. So if you see a thread about me being a moderator, it is only meant to amuse people. :)
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