Yeah, it’s like this. I learned something long ago that has always served me well and gets me through times like this...... “better you than me”.
Ill light a candle for you somewhere.
If the legal liability goes to the car maker, they will gladly sacrifice you to prevent two or more other sacrifices.
If it goes to you, the car rider (with a choice of punching in the policy) then you can make the car do what you want, but you will have to answer for it.
The reluctance to sacrifice is foreign to true Christianity, for whatever that observation is worth. It was also the reason why the Orlando shootings had to take out 50 people instead of a handful or at least much less.
You can brag that you stand up for number one only so long, until you meet “number zero.”