I agree with Post #2.
But don’t worry about when a user joined Ebay - if the money comes in through PayPal and is good, then you’re fine. They can’t take the money back, and they can’t reach into your account in any way (otherwise, PayPal, Ebay, Amazon and a host of other large companies would be out of business).
A couple of my experiences with PP were the worst. One was-
I let the auction go thru to the end. The buyer with no experience/history paid via PP (held in suspense). The item was shipped to the buyer. The very same day that the item was delivered, the buyer initiated a claim with PP saying the item was not as described. It was up to me to defend the item.
In the end, the buyer kept the item and had his money returned to him. I was told by PP that the buyer was shipping the item back to me.
The item was never delivered back to me. They gave PP a bogus shipping/tracking#.
The item was listed as-is with no returns. Auction price was $25.05. Shipping was usps priority mail-fixed price.
It was a very old cast iron pan- (Griswold #5 from the ‘20s) in very good condition. All I had were pictures of the item which I sent back to PP to defend my item.
The claim was it was warped and had a crack in it, basically saying it was un-useable.
Going forward I’ve learned to say up front in all caps- as-is no returns. And to be as vague as possible in the descriptions of the item.
I sold on ebay a few years back....but opened a checking account only for buyers/sellers on ebay...wouldn’t give my saving/checking account that I pay bills with..When my ebay account got to 100 dollars, I withdrew from that account and put the money in my real account...couldn’t loose too much money if someone tried to get to my account that I listed....