[Usagi_yo]

what are hard assets?

I think if the SHTF quick trading commodities will be things like bar anti-bacterial soap, bleach, antiseptics, chlorine, toiletries, water carriers, candles, propane.

Are those what are considered hard assets?

[MtnClimber]

Matches, portable stove fuel, pump water filters, toilet paper, battery radio and extra batteries, hunting, fishing and self defense equipment, Long-lasting food like MREs or certain canned food. I am seeing canned salmon with sell-by dates 5 years out.

[Salgak]

Here's a hint: Fish Antibiotics.

Same as human stuff. Guidelines for Post SHTF use of Veterinary Antibiotics

[Georgia Girl 2]

“what are hard assets?”

guns and ammo followed closely by silver, fractional gold and food.