I am most certainly *not* judging everyone on disability by her. Just seems to me, that if my income was $3500 month total, even living by myself, I’d drive an old beater, rather than leasing a car.
I hope things turn out well for you and your wife, I was just surprised that someone with limited income spends such a large fraction of it on a car.
I didn't mean it to sound like that. Really it was more toward others thinking Disability is some sort of Jackpot. It's not for most persons. I do have a second vehicle I inherited last year when my dad passed. I drive is old pick up to try and keep miles off the van. It's a 1995.
There is a lot missing on the information this article is based on. Like how many kids she has. It matters very significantly as to the amount of extra help she would get. Also I'm betting she is drawing off her husbands S.S. in a formula that would take his SS into account. Different age groups have different rules in that respect.
Wanting a Focus though sounds like small family and the numbers concerning the help she's getting or was reporting for the loan don't add up IMO unless perhaps she is also a LEGAL foster parent to say a grandchild in state custody. If that's the case then Yea she will get that much help but it doesn't come from SS.