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Obamacare- Deductibles are the death panels
Flopping Aces ^ | 11-19-13 | DrJohn

Posted on 11/20/2013, 1:11:03 AM by Starman417

obamacare is open

Here's Alzheimer's sufferer Nancy Pelosi speaking the words she no longer remembers.

http://www.youtube.com/watch?v=QqONZAN_Us0

“And everybody will have lower rates, better quality care and better access.”

Obama promised that the average family would save $2500 in premiums yearly.

As is always true of anything democrats say, the devil is in the details.

“We’ll do it by investing in disease prevention, not just disease management; by investing in a paperless health care system to reduce administrative costs; and by covering every single American and making sure that they can take their health care with them if they lose their job,” he said at the time. “We’ll also reduce costs for business and their workers by picking up the tab for some of the most expensive illnesses.

“We won’t do all this twenty years from now, or ten years from now,” he said. “We’ll do it by the end of my first term as President of the United States.”

No we won't. We'll do it with the magic of high deductibles:

Never mind rate shock. Today, the Detroit Free Press hits a topic I’ve been writing about for weeks now — deductible shock. This, even more than the higher premiums, is the main reason I’ve written that Obamacare is junk insurance. If your deductible goes up, it leaves you paying for more of own care, so that means you’re not as well insured as you were before.

Many of the people seeing their policies canceled right now were in situations like mine — they previously had individual market plans with what they thought were already high deductibles. Then Obamacare goes into effect, and boom! The only plans coming anywhere near to being comparable in terms of premiums carry significantly higher deductibles than anyone was used to or willing to accept:

In southeast Michigan, deductibles in most of the 14 bronze plans listed on the marketplace — those with lower premiums — top $5,000 for a single person and $10,000-$12,000 for a family. Insurance won’t kick in until those out-of-pocket costs are met.

“(People) are saying ‘I can afford to buy health care, I just can’t afford to get sick,' " said Allen Zuppke, a Southfield insurance broker who helps consumers weigh risks, costs and options in buying health insurance….

The democrat Governors of three states- Jay Inslee of Washington, Steve Beshear of Kentucky and Dannel P. Malloy of Connecticut- penned an op-ed in the Washington Post in which they blather on about how they made Obamacare work.

One such person is Brad Camp, a small-business owner in Kingston, Wash., who received a cancellation notice in September from his insurance carrier. He went to the state exchange, the Washington Healthplanfinder, and for close to the same premium his family was paying before got upfront coverage for doctor’s office visits and prescription drug , vision and dental coverage. His family was able to keep the same insurance carrier and doctors and qualified for tax credits to help cover the cost.

Since Howard Stovall opened his sign and graphics business in Lexington, Ky., in 1998, he has paid half the cost of health insurance for his eight employees. With the help of Stovall’s longtime insurance agent and Kentucky’s health exchange, Kynect, Stovall’s employees are saving 5 percent to 40 percent each on new health insurance plans with better benefits. Stovall can afford to provide additional employee benefits, including full disability coverage and part of the cost of vision and dental plans, while still saving the business 50 percent compared with the old plans.

In Connecticut, Anne Masterson was able to reduce her monthly premiums from $965 to $313 for similar coverage, including a $145 tax credit. Masterson is able to use her annual premium savings of $8,000 to pay bills or save for retirement.

There's something left out of all three stories- the deductible.

(Excerpt) Read more at floppingaces.net...


TOPICS: Government; Politics
KEYWORDS: obama; obamacare

1 posted on 11/20/2013, 1:11:03 AM by Starman417
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To: Starman417

I’m thinking there are going to be some serious “Health Deserts” with the nearest hospital hundreds of miles away.


2 posted on 11/20/2013, 1:14:08 AM by cripplecreek (REMEMBER THE RIVER RAISIN!)
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To: Starman417

Truly the voters will be looking for some savior from the airwaves. Here are some lessons from history: Gerald Ford, Daddy Bush (not Prescott), Bob Dole, John McCain, Mitt Romney. It is impossible for a “moderate” Republican to win the WH.


3 posted on 11/20/2013, 1:19:56 AM by Leonine (Don't leave me, Barney!)
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To: cripplecreek

Ayotte was on Greta’s show tonight. In some areas no doctors and no hospitals are on plans.

This whole thing is a nightmare and needs to be stopped before nice people end up dying for no reason other than Obama.


4 posted on 11/20/2013, 1:38:39 AM by dforest
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To: Leonine

huh?


5 posted on 11/20/2013, 1:40:06 AM by dforest
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To: Starman417

6 posted on 11/20/2013, 1:43:49 AM by Impala64ssa (You call me an islamophobe like it's a bad thing.)
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To: cripplecreek

The fact that 0bama, congress and their staff are exempt tells me there are probably some serious sociopaths who want to watch the human suffering from their pampered thrones.


7 posted on 11/20/2013, 1:45:57 AM by MtnClimber (A utopia without freedom is just a fancy name for prison. - Dean Kalahar)
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To: cripplecreek
I’m thinking there are going to be some serious “Health Deserts” with the nearest hospital hundreds of miles away.

It's a lot worse than that....

I read several times that the network geographic area under Obamacare is fairly small....and no "out of area coverage"...

...so look to see a system of internal passports set up for out of network travel....just like in the old Soviet Union.

8 posted on 11/20/2013, 1:57:08 AM by spokeshave (OMG.......Schadenfreude overload is not covered under Obamacare :-()
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To: dforest

10 of 26 hospitals in NH. NH is a relatively heavily populated small state. Think about what it will be like in states that are larger and much more sparsely populated.

Places like the upper peninsula of Michigan, Alaska, Montana etc might leave people hundreds of miles from the nearest hospital that will see them.


9 posted on 11/20/2013, 2:01:01 AM by cripplecreek (REMEMBER THE RIVER RAISIN!)
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To: cripplecreek

Take it from Van Jones, those rural outskirts are just populated by a bunch of racist rednecks who were trying to flee from blacks in the inner city. They need to move back to the urban centers where they can live in tiny apartments stacked up like bird nests, turn in their guns, and ride around on shoddy public transportation systems.


10 posted on 11/20/2013, 2:05:01 AM by JediJones (The #1 Must-see Filibuster of the Year: TEXAS TED AND THE CONSERVATIVE CRUZ-ADE)
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To: Starman417

This story won’t take off until it actually happens. I’ve spent a hundred lifetimes explaining the concept of “they don’t pay you’ve met the deductible.” I’ve always wanted a Talking Elmo that could do it for me.


11 posted on 11/20/2013, 2:06:19 AM by ToastedHead
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To: cripplecreek

What a total mess.
I think the anger is just beginning.


12 posted on 11/20/2013, 2:29:12 AM by dforest
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