Posted on 05/09/2014 5:15:15 AM PDT by mabarker1
O.K. I'm reaching out for help from people that I can trust.
I need somebody with knowledge in Bankruptcy/Chapter 13 going to Chapter 7 and Real Estate Laws.
My Girlfriend has the Family house and they are trying to take it.
Her ONLY vehicle is also involved. I can't drive anymore so I have no vehicle. So if they take the truck She can't get to work, Doctors, etc.
The only notice received at this time has been an E-Mail (from Her "Lawyer" who from what I know is basically USELESS) within the last hour. No Process Server, No Certified/Registered mail, No Legal Documents Yet.
TenaNts will be. Evicted
She can go online and she comparison. Of short sale vs foreclosure
Then contact a realtor with experience
If you freepmail me I’ll send link when I get home
There are lawyers who take ss disability cAses. Some take fee from
Any judgement in your favor
If the house is not owner occupied lender may be unwilling to do
Any accommodation
She can start with customer service number
blf....will research and get back with you.
OK, so your girlfriend owns the house free and clear? Has been trying to sell it unsuccessfully, and now somebody’s going to foreclose due to her attempting to file bankruptcy? House is not her primary residence, it’s in PA, she’s in NC with you. House was occupied by her mother, is it her mother’s house? What payments have been missed, to the bankruptcy court, property tax?
I’m not sure who’s confused in this situation but it doesn’t make sense. Lay it out point by point, house, any liens, who are the debtors she’s seeking protection from in bankruptcy. Names of companies or individuals are not necessary, just what they are, finance company for the mortuary service, et cetera. If there are liens on the house, what are they, again actual names not necessary, property tax or whatever will suffice.
If the House is paid off and she is living in another state then she is likely not claiming homestead exemption. Probably the court will order that the house be auctioned off to pay outstanding debts. If your GF has a lot of outstanding judgments the creditors have probably already put liens on the property as has the County, State and IRS for any tax liens.
Usually if your vehicle is worth about $7,000 or less they let you keep it.
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