Skip to comments.INSURANCE COPAY INCREASE
Posted on 02/27/2013 11:04:59 PM PST by SWAMPSNIPER
I just refilled prescriptions for the month. It varies, some of them are as needed and I can sometimes skip a month.
If nothing changes my monthly copay is now going to average $90.00 more, at least an $1080.00 year increase.
I sure hope Fluke enjoys her free birth control!
oh, to be on medicaid or medicare and have OTHERS pay for me....
Without the meds I’d be DRT in about 24 hours.
Precious throw dat table like a frisbee! LOL!
I don’t mean this as a joke. The left thinks that if it is “right” for people to have something that all you need to do is pass a law and print more money. They are living in an economic fantasy land. Sadly, reason is beyond them. They think they are fixing health care when in fact they are destroying it.
The kids are all paying increased payroll tax, gas is up, groceries are up and income is just sitting still. It isn’t possible to build up any reserves, if something big breaks down we are screwed.
I only have a house payment and one car payment. My budget is $3,000 a month. It’s hard to come in under budget. The only thing we do is go to the grocery store and doctors’ visits. Gas prices are up. Food is up. Everything that’s delivered by a truck is up. So, it gets harder and harder to make the budget. Then a tooth ache starts. My dog has an ulcerated cornea and that’s a few hundred bucks. And truthfully, we feel like we’ve really been placed. I have no idea how people really up against it with kids are making it. And even more so, I can’t understand how some of them can still vote for obama.
In this vein, my son, who happens to work for UPS, is in the middle of contract negations and the company asked/told the union they want full and PTers pay for their health insurance. All of it. Employee portion of Health care premiums to retirees costs skyrocket.
“Sniper, do you live w/in driving distance of a Walmart? I’ve found their prices are the best/cheapest.
Dunno what kind of rapport you have w/ your doc, but I make sure I whine and snivel to him about this dilemma of costs of drugs, and he always, always, sends me home with a bag of drugs from his supply/sample closet. I have him so conditioned....I don’t have to *cry* anymore. Really.
The expensive ones, Advair and Spiriva, aren’t any cheaper at Walmart. The pharmacy I use now delivers. I’ve had to depend on that since the kids had to start traveling all over the county to work.
Here's an article about how grapefruit (and other juices) can multiply the potency of a medication.
Alternatively, you might benefit from taking the medicine sublingually. That way, the medicine is absorbed directly into the blood stream; and doesn't have to make it past the kidneys first.
Neither of these methods works for all drugs. Naturally, you should consult your physician first.
Try Sam’s Club Pharmacy, if you are a member, and ask them to quote prices without insurance.
My kid’s meds are alot cheaper because we refuse to run it through our prescription “benefit”.
I see. Check your FReepmail.
Can you get your meds mailorder? Ours are about 2/3 the price of what we’d pay at Costco.
National Health Care plan = don’t get sick.
I might be able to get them cheaper online but my insurance wouldn’t cover any of it at all.
We gotta pay for those aids patients, sex “change” operations, and abortions.
I eat a lot of citrus anyway, if they're in season I've always got a bag of oranges sitting near the computer.
My Anthem-Blue Cross coverage was dropped. It provided generic prescriptions with “0” co-pays. My new coverage has co-pays of almost $8.00 for generics and reduced hospitalization benefits.
Be careful what you wish for. Medicare isn’t all it’s cracked up to be! I’m a poor widow on Medicare and trying to survive on SS widow’s benefits with multiple medical problems. The government pays ONLY Part A. Last year I paid:
$1199 for Part B
$1197 for Supplemental Insurance to cover everything Medicare doesn’t
$ 540 for Part D (Rx)
$1456 for Rx copays
$ 531 for dentist
$ 456 for glasses & exam (after 5 years)
By October, I was in the donut hole and could no longer afford the copays for my 3 asthma meds. (The rest are on the lower Walmart generic list and the most expensive copays are $24/month so I can usually afford them.) The doctor gave me 2 Advair inhalers but didn’t have samples for the rest, so I had to do without.
This year, my supplemental premiums are going up every month. Who knows what they will be next year?
My medical expenses on WONDERFUL Medicare are almost half of my monthly income, leaving me with a little over $7000 a year for all my other living expenses. What Medicare and the supplemental insurance (you MUST get to cover your other medical expenses) will be less and less as the premiums go up and up. Pretty soon, the poor or almost-poor seniors won’t be able to afford the premiums or their copays and will have no choice but to rollover and die (which is their plan IMO).
Lest you think I’m a ne-er-do-well, I started working a real job part-time when I was in high school, continued through college and all my life until my medical problems became too much. No one wants to hire me anymore, so I’m stuck until I’m old enough to collect my own SS benefits which will be more than widow’s benefits. I’m not on welfare or food stamps or Medicaid because I refuse to do that. Maybe I’m stupid, but I was brought up in a different age.
Don’t wish to be on Medicare! It ain’t all it’s cracked up to be.
Whatever you do, don’t stop taking Advair twice a day. I did, trying to make it last twice as long, and got myself in a real mess! The allergist said you have to take the full daily dose for it to work.
In addition, we are no longer allowed a Health Savings Account deduction, and the Death Panels are already telling us what is covered, and what isn't. There is nothing from the government that is free.
A 3 month supply of the Spiriva equivalent costs less than the copay on a 30 day supply, and that is total, no insurance involved.
I paid into the system for 45 years, never even drew unemployment. I don’t milk the system but I don’t mind taking what I was promised.
How be dat Obummercare workin’ fo’ ya’?
Sorry to hear that. Our insurance company was the one who turned us onto the mailorder meds in the first place. We figure they probably get some kind of cut, but since it's cheaper for us, we've never looked into it.