[FR_addict]

Evidently, if you are on Medicaid, they will come after your estate after you die. I haven't figured it all out yet, but Obamacare is expanding the Medicaid roles with middle class people who lost their insurance. Now they can go after the person's estate. Some people are saying they can go after your estate even if you don't use the Medicaid. I heard that on Fox News tonight. That doesn't make sense, but then Obamacare doesn't make any sense.

By putting middle class people on Medicaid through the ObamaCare website rather than letting them keep their current insurance, the government will be able to take assets after the person dies. If they had been able to keep their insurance, they might not owe anything to the government.

[umgud]

Sickening.

[steve86]

Evidently, if you are on Medicaid, they will come after your estate after you die.

Medicaid Estate Recovery for Expanded Medicaid enrollees has been repealed in Washington State and Oregon, except for long-term care (nursing home) expenses, with other states headed in the same direction.

Many conservatives, however, favor the recovery as it is repaying taxpayers for the care provided to them.

[ladyjane]

They *will* go after your estate. Whatever Medicaid paid out for your care will be tallied up and the government will be first in line to take that amount. Your house, your car, your bank account.

[steve86]

Some people are saying they can go after your estate even if you don't use the Medicaid.

In the states which have not repealed recovery, the government can recovery what's called capitation and premiums paid by the state whether or not a claim has ever been made.

Also, if an individual is covered by Medicaid, it is illegal to obtain care for cash or under any other insurance scheme. A provider, if caught doing this, can be heavily penalized.

[hinckley buzzard]

Medicaid is intended as a program for the financially destitute. If you have significant assets, like a paid for home or financial savings, you are not considered destitute. To qualify for Medicaid in Ohio you must have 1500 or fewer net assets to your name. In the case of a recipient who needs nursing home care, the state will allow the spouse to remain in the family home as long as he/she needs to. They will put a lien on the home and upon the exit of the spouse the house will be auctioned off and the proceeds considered reimbursement to the state for previous incurred expenses. It sounds cold but it makes sense. Medicaid is a low income entitlement, no one pays into it as we do Medicare.

In terms of your question, if you are on Medicaid, you won't have an estate other than this spouses exception.

[Mears]

A person does not have to buy insurance through The Exchanges therefore no Medicaid problem.

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