It's fraud.
I've seen these ads and I know I don't qualify for them. You see, I don't have any pension money coming in. What I do get is Retired Military pay, and VA Disability pay. The only Veteran pensions I know about is what destitute, non military-connected disability receive. So, the word pension does not compute. Also, anyone falling for this scheme, qualiifies for a six-letter word thagt starts with S and ends with D. I also think that a service connected publication like the times should know better than to allow these ads to appear in their publications.
Sure gives one something to think about.