[69ConvertibleFirebird]

44. Saved enough to retire by now because twenty years ago I knew that I didn't want to be in Harry's position. We all get to choose what to earn and what to do with it. And yes, I pay plenty of taxes. I also worked two jobs (one full time and one self employed) to get where I am. The bulk of my savings came from my non-full time job.

[P-Marlowe]

Then retire and make room for Harry.

[Alouette]

Not everyone can plan and execute a perfect "30 year retirement plan." Merde se trouve.

I am 56 and worked for 20 years. I also had a nice "nest egg" put aside, which was used up to feed and educate 9 kids.

Now I am broke and I haven't been able to find another job since my last contract almost a year ago.

Oh, and my husband experienced a major medical catastrophe and now lives on disability.

So screw you and your superior attitude.

[null and void]

44. Saved enough to retire by now

Excellent! Good for you.

I take back most of the nasty things I was muttering under my breath)

[ntnychik]

You're taking a surprising beating on this thread tonight.
Not to judge anyone else, but we've made a conscious effort to live simply. We tried for the most part to live off one income and save the other. We plowed as much savings as possible into 401K's and IRA's. Although the kids' college education pretty well drained the second income in recent years, our savings were sufficient that I was able to retire at 54. We have all the "stuff" we want, and a comfortable, paid for home. Life is good, and our future is secure. It was a well-planned choice we made while in our 20's.