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Allstate to stop insuring new N.J. homeowners
msnbc ^ | 12-7-06

Posted on 12/08/2006 6:17:12 AM PST by Hydroshock

click here to read article


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To: lucysmom
the state of California does require auto insurance..taxes are voluntary..I do not need money in the bank to write a check

Incredible. You will really go to any length to justify your hatred for your fellow Americans, and hang on to your willfull ignorance. I will not seperate you from its warmth.

281 posted on 12/10/2006 7:29:49 AM PST by laotzu
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To: goldstategop
I don't think its really true we own anything to our name

Oh, c'mon. There are many that are retired, own their car and their home. They pay cash for everything. Many live exactly like that.

282 posted on 12/10/2006 7:33:45 AM PST by laotzu
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To: NittanyLion
Reading this thread is scary

Isn't it though.

Nancy Pelosi advocates hatred for entire groups of Americans, and calls herself a patriot too.

Such willfull ignorance, and blind hatred makes me want to puke.

283 posted on 12/10/2006 7:37:36 AM PST by laotzu
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To: ARA; ZULU; ItisaReligionofPeace
what's wrong with the oil companies?

Well, the oil companies have conspired with the government to not let them drill in 60% of the US. There is also a secret agreement to stop building refineries. That way all the companies have to do is buy oil from the arabs and resell it here. No work, lots of money because it keeps prices high.

In exchange for not allowing them to drill, the oil companies have agreed to let the government tax the heck out of these criminal profits. That way, oil people make more money with less effort, the government gets more tax monies from consumers (the real payers of corporate taxes).

Great thing about this for the feds is that they can claim they aren't raising our taxes.

284 posted on 12/10/2006 8:03:21 AM PST by ChildOfThe60s
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To: goldstategop
Sadly your response hits the nail on the head.People essentially have to hide whatever few extra dollars to just make ends meet.If they did not,the Govt.would stop at no bounds to get what they feel is their"fair share".I have yet to meet a politician who did not have a use for it.The Govt's take has been steady and extremely eroding an average Americans pay,which has led to both parents having to work to make ends meet.In turn,the family itself are the ones punished.But the Govt.will step in with numerous feel good programs to try and rectify a very simple problem.Let the breadwinners hold on to more of their hard earned money.All the doublespeak about the welfare of the children does not take in the basic fact,that if one parent were allowed to stay home,many social ills would disappear.How can there be any quality time,when the parents are stressed out mentally and exhausted from the daily grind.All one has to do is observe how our elected officials spend our money like their is no bottom at the bank.Sad,as they pump the"it's for the children'mantra.I believe it is for the adult children.My 2 cents.
285 posted on 12/10/2006 9:15:04 AM PST by xarmydog
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To: lucysmom
Either: you are confessing were you in the insurance business you would be a cheat, and a scammer;
or,
you are proposing that you are the only honorable person walking America.

Based on such twisted truths, morals and ethics as reflected in your statement "the state of California does require auto insurance..taxes are voluntary..I do not need money in the bank to write a check"; clearly it is the former.

As better as it may make you feel about yourself, most Americans do not twist & fabricate the truth to suit their bigotries of the moment...especially those in the insurance industry. Happy hatred.

286 posted on 12/10/2006 11:11:01 AM PST by laotzu
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To: goldstategop
More accurately, insurance is about risk AVOIDANCE.

There are several methods to deal with risk. Transferring, avoiding, and accepting risk are three of those methods.

Insurors allow others to transfer their risks onto the insurance company.

You are confusing these very different methods with each other. Insurance companies ACCEPT risk, which is the opposite of AVOIDANCE.

If you want to know about insurance, read a book. But, for Gods sake, don't make it up and pretend to know something about it.

287 posted on 12/10/2006 11:21:52 AM PST by laotzu
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To: laotzu

While my comments applied to an industry, in general, your attack seems to be of a (forbidden) personal nature. Why is that, I wonder.


288 posted on 12/10/2006 12:39:18 PM PST by lucysmom
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To: bmwcyle

"Take your google and stick it."


I'd say, "Bend over," but I'm not that rude.


289 posted on 12/10/2006 1:56:56 PM PST by toldyou
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To: lucysmom
While my comments applied to an industry...your attack seems to be of a personal nature

As you have been fully aware of from my comments, I represent the insurance industry. It is your insulting comments that are meant, and recieved as personal in nature.

Your comments brag of owning property you did not pay for, skating on taxes lawfully owed, writing promisory notes that are invalid, and demanding others cover your chosen losses for no appreciation.

On the off-chance that honesty became greater in value for you than hatred for American professionals, you would have to confess that:
-you have never had any interest in learning, or personally been taught, the first thing about insurance.
-absolutely everything you profess to know about insurance was learned third-hand(ie: 60 minutes, Gerealdo Rivera, some pissed-off ignorant that felt cheated)

Should I deserve to be slapped down; here is your chance.

Correct me with your specific knowledge of the insurance industry. Be proud. Be bold. Be specific. Spank me.

290 posted on 12/10/2006 7:49:21 PM PST by laotzu
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To: laotzu
As you have been fully aware of from my comments, I represent the insurance industry. It is your insulting comments that are meant, and recieved as personal in nature.

Good grief! You do mind reading too.

Your comments brag of owning property you did not pay for, skating on taxes lawfully owed, writing promisory notes that are invalid, and demanding others cover your chosen losses for no appreciation.

Perhaps you would be so kind to provide an actual quote.

On the off-chance that honesty became greater in value for you than hatred for American professionals, you would have to confess that:

Are you suggesting that all American professionals are worthy of respect regardless of profession or personal performance?

-you have never had any interest in learning, or personally been taught, the first thing about insurance.

Do you mean to tell me those sessions with insurance salesmen were not meant to be informative?

-absolutely everything you profess to know about insurance was learned third-hand(ie: 60 minutes, Gerealdo Rivera, some pissed-off ignorant that felt cheated)

There you go with the mind reading again.

Should I deserve to be slapped down; here is your chance.

I have learned that it is futile to attempt to have a discussion with people who feel compelled to respond to disagreement with distortions, name calling, mind reading, and accusations of hatred. It is difficult to believe that a bureaucrat with the communication skills you've demonstrated here has anything to teach me.

291 posted on 12/11/2006 8:15:31 AM PST by lucysmom
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To: lucysmom
Perhaps you would be so kind to provide an actual quote

I can do exactly that. I can back up everything I say. But; we digress.

You have absolutely zero knowledge of insurance, and; cannot back up anything you say....not a single thing.

Prove me wrong. Embarass me. Earn a sincere apology, and shut me up. Tell me any one of the following:
What insurance license have you had? Literally, what is an insurance underwriter? Illustrate one basic understanding(of your choice) of what insurance is, or how it works.

Surely such bold venom, such person insult, is not wholly born of ignorance('cuz that never happens). Be proud. Profess your knowledge of the subject.

a bureaucrat

I'm an electrician that builds/repairs platforms in the Gulf of Mexico. But, as always, you were really close.

292 posted on 12/11/2006 6:56:40 PM PST by laotzu
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To: laotzu
I can do exactly that. I can back up everything I say.

OK do it.

You wrote: Your comments brag of owning property you did not pay for, skating on taxes lawfully owed, writing promisory notes that are invalid, and demanding others cover your chosen losses for no appreciation. Now back it up with a quote.

I'm an electrician that builds/repairs platforms in the Gulf of Mexico.

A working electrician who also represents the insurance industry (post 290); you are truly multifaceted.

293 posted on 12/11/2006 10:20:31 PM PST by lucysmom
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To: lucysmom
you are truly multifaceted

Thank you. Thank you very much indeed.

As stated on this thread; after fifteen years as an underwriter, I chose to return to electrical engineering. It doesn't require 'mind-reading', just literacy.

OK do it

Be comforted. I am anxious, and prepared.

But, let us not digress into that just yet. We were speaking of something far more relevant to this article.

Perhaps I am totally mistaken that your insult is born of ignorance. Set me straight.

Profess your personal knowledge of insurance. What it is, how it works, your personal experience with it, etc....

Focus. Profess your knowledge, or confess your ignorance.
(its OK..it'll be easy..we both already know the answer..you can say it)

294 posted on 12/12/2006 7:03:16 AM PST by laotzu
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To: lucysmom
Sorry for posting two in a row, but is "those sessions with insurance salesmen" the answer to my question?
295 posted on 12/12/2006 7:11:57 AM PST by laotzu
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To: laotzu
But, let us not digress into that just yet. We were speaking of something far more relevant to this article.

Its not a digression at all, but speaks to your honesty, and/or ability to comprehend and respond appropriately.

We can chose to present ourselves as anything we wish on an internet forum - a quick google search is all it takes to pass one's self off as an expert. However, if we pervert and twist what has been written to justify personal attacks - that speaks to character and provides a lens through which everything else may be viewed and weighed.

It doesn't require 'mind-reading', just literacy.

Mind-reading enters the picture when you assume I've read your every post on this thread.

296 posted on 12/12/2006 7:50:25 AM PST by lucysmom
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To: lucysmom

What do you know about insurance?


297 posted on 12/12/2006 8:05:26 AM PST by laotzu
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To: lucysmom

Do your google thing. Take your time. Get back to me.


298 posted on 12/12/2006 8:29:03 AM PST by laotzu
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To: laotzu

Its as honorable as those who work in the business.


299 posted on 12/12/2006 9:53:15 AM PST by lucysmom
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To: lucysmom
Its as honorable as those who work in the business

What do you know about insurance?

Simple question. Easily answered. Why the dance? Why?

You condemned with such authority before. Be proud again.

What do you know about insurance?

300 posted on 12/12/2006 3:11:49 PM PST by laotzu
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