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Credit card aimed at illegal immigrants Bank of America’s card for those with no Social Security
11:49 a.m. ET Feb 13, 2007

Posted on 02/13/2007 1:45:16 PM PST by ckilmer

Credit card aimed at illegal immigrants Bank of America’s card for those with no Social Security number, credit

NEW YORK - Bank of America Corp. has begun offering credit cards to customers without Social Security numbers, typically illegal immigrants, the Wall Street Journal reported on Tuesday.

In recent years, banks across the country have been offering checking accounts and even mortgages to the nation’s fast-growing ranks of undocumented immigrants, most of whom are Hispanic, the paper said, adding these immigrants generally have not been able to get major credit cards.

The new Bank of America card is open to people who lack both a Social Security number and a credit history, as long as they have held a checking account with the bank for three months without an overdraft, the Journal said.

Bank of America tested the program last year at five branches in Los Angeles, and last week expanded it to 51 branches in Los Angeles County, home to the largest concentration of illegal immigrants in the U.S., the Journal said.

The bank hopes to roll out the program nationally later this year, the paper said. A Bank of America spokesman was not immediately available to comment.

URL: http://www.msnbc.msn.com/id/17130792/


TOPICS: Business/Economy; Culture/Society; Foreign Affairs; Government
KEYWORDS: alien; bank; creditcard; illegal
To understand this its helpful to review an article published in Canada.com by the Ottowa Citizen Canadian, US and Mexican Officials Held Secret Meeting on Integration

The opening paragraph reads:

OTTAWA - Canadian, U.S. and Mexican politicians discussed using "stealth" to overcome public resistance to the integration of the three countries at a confidential meeting last year, according to documents just released under U.S. Freedom of Information laws.

1 posted on 02/13/2007 1:45:21 PM PST by ckilmer
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To: ckilmer

If you want to see something that wil have the illegals scurrying south back across the border, let them get in arrears with a credit card company!


2 posted on 02/13/2007 1:48:22 PM PST by Spok
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To: ckilmer

lol.

Sounds a good loophole card for someone with poor credit.

or a fake identity


3 posted on 02/13/2007 1:49:16 PM PST by dman4384
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To: ckilmer

If Bank of America is really serious about this, they're going to have to be willing to issue credit cards to American citizens who choose not to reveal their Social Security numbers on their credit card applications. And if the bank refuses, lawsuits should ensue...


4 posted on 02/13/2007 1:49:26 PM PST by snarks_when_bored
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To: Spok
...let them get in arrears with a credit card company!

..under what name?. Since they don't have to produce a valid ID, no SS number....

5 posted on 02/13/2007 1:51:07 PM PST by Doogle (USAF.68-73..8th TFW Ubon Thailand..never store a threat you should have eliminated)
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To: ckilmer

If I had a BoA card I'd close my account immediately. There will be illegals who will not even use their real names and addresses (just stay long enough for the card to land in the mailbox) then spend spend spend until BoA catches on, and walk away to do it again using another name. Then the other cardholders in BoA will end up paying the debts thru interest rates etc...


6 posted on 02/13/2007 1:52:11 PM PST by theDentist (Qwerty ergo typo : I type, therefore I misspelll.)
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To: snarks_when_bored

Agreed. One less place for my social security number to be stolen (stolen in some laptop left at the airport).

Wonder who pays if the holder defaults, skips town, returns to Mexico and parts south, etc.

Let me guess -- the rest of us with more fees and penalties, higher interest rates.


7 posted on 02/13/2007 1:53:25 PM PST by dhs12345
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To: Spok
If you want to see something that wil have the illegals scurrying south back across the border, let them get in arrears with a credit card company!

Why scurry back home? Just change your name from Jose Lopez Gonzalez to Jose Lopez Gonzalez.

8 posted on 02/13/2007 2:03:20 PM PST by OBXWanderer
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To: snarks_when_bored

BoA caters to the illegal crowd, I almost opened up an account with them when I first came to Texas thank goodness I didn't.


9 posted on 02/13/2007 2:06:06 PM PST by YoungSoutherner
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To: dhs12345
"If I had a BoA card I'd close my account immediately. "

I have three accounts w/ B of A, and I fully intend on closing them as soon as possible, and letting bank management know why I'm doing so.
10 posted on 02/13/2007 2:06:07 PM PST by RavenATB (Patton was right...)
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To: snarks_when_bored

Correctomundo! I am going to open a checking account and refuse to give them my social security number. I will tell them I am an 'undocumented Viking'. Let em try to turn me down and see how much crap I cause right in the middle of their lobby. I will then see an attorney.

I would hope that many others do exactly what I plan on doing. I don't know how they can issue this stuff without social security numbers when it is REQUIRED for American citizens!


11 posted on 02/13/2007 2:09:54 PM PST by sheana
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To: patton

closing accts ping :)


12 posted on 02/13/2007 2:16:12 PM PST by leda (The quiet girl on the stairs.)
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To: leda

Closing all of them will take me about a month, but we are on track to do it.


13 posted on 02/13/2007 2:17:36 PM PST by patton (Sanctimony frequently reaps its own reward.)
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To: ckilmer

This conference held in Ottawa in September will be seen years from now as our version of the The Wannsee Conference. The ethnic group cleansed will have been the average American citizen/taxpayer.

The Wannsee Conference was a meeting of senior officials of the Nazi German regime, held in the Berlin suburb of Wannsee on January 20, 1942. The purpose of the conference was to inform senior Nazis and senior Governmental administrators of plans for the "Final solution to the Jewish question" - the killing of all the 11 million Jews of Europe, a process now known as the Holocaust.


14 posted on 02/13/2007 2:19:29 PM PST by RicocheT
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To: patton

yep :)


15 posted on 02/13/2007 2:21:41 PM PST by leda (The quiet girl on the stairs.)
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To: ckilmer

I thought the IRS REQUIRED banks to get proof of your SSN before opening a bank account. I can add this to the many, many reasons I refuse to be a B of A customer.


16 posted on 02/13/2007 2:23:38 PM PST by wjcsux (There is no end to the good, that do-gooders will do, with other people's money.)
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To: snarks_when_bored

Good point.


17 posted on 02/13/2007 2:24:35 PM PST by Eagles6 (Dig deeper, more ammo.)
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To: ckilmer

Sounds like one more thing honest Americans are going to pay for.
Great idea there B. of A.
Just raise your f-ing user fees again.


18 posted on 02/13/2007 2:28:33 PM PST by Joe Boucher (an enemy of islam)
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To: wjcsux

According to my understanding (and Fox news), you have to have a B of A checking account for three months prior to getting a credit card account. And for that checking account you have to have a SS number and an ID.


19 posted on 02/13/2007 2:28:34 PM PST by RichRepublican (Some days you're the windshield--some days you're the bug.)
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To: snarks_when_bored

And I hope everyone uses the name John Smith with ID #111-11-1111 or no ID at all. This is not funny we taxpayers will get stuck with another bill due to illegals!


20 posted on 02/13/2007 2:31:35 PM PST by Snoopers-868th
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To: RavenATB; dhs12345; All

I have done my banking with Sandia Laboratories Federal Credit Union for over 20 years. They have treated me very well. Find a good Credit Union in your area and tell B of A to f*ck off!


21 posted on 02/13/2007 2:33:45 PM PST by wjcsux (There is no end to the good, that do-gooders will do, with other people's money.)
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To: ckilmer

Big banks and the NWO are not going to let a little thing like illegal citizenship get in their way. I do not have a relationship with BOA and I guess I never will. But unless BOA pays a price in the marketplace, the other big boys are sure to follow.


22 posted on 02/13/2007 2:34:05 PM PST by Biblebelter
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To: RichRepublican
you have to have a B of A checking account for three months prior to getting a credit card account. And for that checking account you have to have a SS number and.....

This doesn't add up.

Credit cards w/ no SSN, but to get this credit card, you need an SSN to establish a checking account?

Do you need an SSN or not for this BofA credit card?

23 posted on 02/13/2007 2:34:57 PM PST by Principled
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To: ckilmer

all you need to open a credit card is a Federal tax ID #
Gladly given out in the hopes you pay taxes......


24 posted on 02/13/2007 2:38:11 PM PST by Jemini ("I noticed when you get to disliking someone they ain't around for long neither")
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To: Principled

I don't get it either. What is the point of offering a SSN-free credit card then?


25 posted on 02/13/2007 2:42:38 PM PST by RichRepublican (Some days you're the windshield--some days you're the bug.)
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To: RichRepublican

To lend to illegals, legally.


26 posted on 02/13/2007 2:45:17 PM PST by stephenjohnbanker (Reagan would vote for Hunter)
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To: RichRepublican
It doesn't make sense to require the SSN for the account that is the prerequisite for the credit card which doesn't require the SSN.

They must have an SSN for the account, hence all applicants for the credit card that doesn't require an SSN will all be applicants who already have an SSN.

OY!

27 posted on 02/13/2007 2:59:24 PM PST by Principled
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To: dman4384

I used to work for Bank of America.... I see they are as stupid as ever. They find great ways to lose money.


28 posted on 02/13/2007 3:00:41 PM PST by brwnsuga
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To: wjcsux
They have treated me very well. Find a good Credit Union in your area and tell B of A to f*ck off!

Yep, exactly what I did. Cancelled my Juniper and Bank of America cards and switched to my local Credit Union.

29 posted on 02/13/2007 3:01:54 PM PST by Extremely Extreme Extremist (Good night Chesty, wherever you are!)
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To: RavenATB

BoA bankcard counts on at least 10% of its customers to be delinquent and makes a mint from fees.


30 posted on 02/13/2007 3:02:33 PM PST by brwnsuga
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To: ckilmer

I can imagine their collections department having a direct line to ICE.

"Hey Jose, you don't pay, they be on the way"


31 posted on 02/13/2007 3:04:54 PM PST by TheRightGuy (ERROR CODE 018974523: Random Tagline Compiler Failure)
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To: TheRightGuy

Nah, they will help them file bankruptcy and hand them another card while it is processing. LOL


32 posted on 02/13/2007 3:06:43 PM PST by Snoopers-868th
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To: snarks_when_bored
I have a B of A card, and when i called this morning to verify that they were issuing cards to people without SS cards, I got denial after denial that this is what was happening.
The person that I talked to said that I was the only person that had questioned the practice and that it was against the law to discriminate against anyone that applied.
33 posted on 02/13/2007 3:36:29 PM PST by Coldwater Creek
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To: wjcsux

We use DCU. A remnant of Digital Equipment Corp.

And we carry only one Credit Card.


34 posted on 02/13/2007 3:43:10 PM PST by dhs12345
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To: snarks_when_bored

Great Idea!!!!!!! I like that, but, I don't want a BAC credit card.


35 posted on 02/13/2007 3:45:26 PM PST by Strutt9
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To: wjcsux

I wonder how cool BOA execs would be with allowing Saudis to fly with them without any I.D.


36 posted on 02/13/2007 3:56:12 PM PST by Rakkasan1 ((Illegal immigrants are just undocumented friends you haven't met yet!))
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To: Rakkasan1

Thanks B of A, I will now close my accounts and bank elsewhere


37 posted on 02/14/2007 9:59:48 AM PST by cthcmh
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To: ckilmer
My family and I have been Bank of America customers for over 30 years. We have done thousands upon thousands, upon thousands of dollars worth of business with them and have used their credit card for nearly all our large purchases. This tears it, they care more about giving credit to ILLEGAL aliens than they do LAW ABIDING CITIZENS of the United States. This is going to result in BILLIONS OF DOLLARS in fraudulent debt that BOA will expect me and my family to cover with higher credit rates and higher user fees. Well, listen up BO: my entire family is transferring ALL of our remaining balances, cutting up the BOA credit cards and letting Bank of America, now the Bank of MEXICO know that they have lost our business FOR EVER!

I am sure we are not alone, Please let Bank of America know that you are not going to foot the bill for billions of dollars in bad credit card debt because they want to give credit cards to ILLEGAL aliens.

Boycott the Bank of America!

38 posted on 02/14/2007 7:06:57 PM PST by Jmouse007 (Convert, Slavery or Death = "Islam the Religion of Peace tm" "It's time to play Cowboys and Muslims")
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To: ckilmer
Bank of America is feeling the heat as a result of the massive fallout on the part of law abidding American customers of their new illegal alien credit card program/scam. This morning, (Thursday February 22, 2007) Fox News ran a lengthy news spot citing damage control that Bank of America put out for mass consumption basically saying:

"You know that Illegal Alien" credit card program/deal we've got going? Well, it ain't what it is. Who are you going to believe; us or your lying eyes."

The letter was all: "We are performing a legal service and are not breaking any laws." Yadda, yadda, jive talk. Nowhere do they deny doing what they are doing: providing credit and credit cards to illegal aliens. Nowhere in the spot or in their statement does Bank of America say; "How could we have been so stupid, we hear the outrage of our legal American citizen customers and are going to stop this program immediately."... NO, none of that, just a basic: "Ignore that man pulling those levers behind the curtain, don't leave, we want your business/money" baloney.

Anyway, the FOX News people stated that BOA was losing a lot of customers and that a lot of people (like myself) had stopped using there credit cards, had cut them up/jumped ship and gone with other banks who do NOT give credit cards to ILLEGAL aliens.

The whole point of the news spot and Bank of America/MEXICO's statement was that the boycott is having an immediate effect. BOA/M is feeling it in their bottom line.

I am posting this to let everyone know that the boycott of this bank that supports illegals over law abiding American citizens is working. Keep up the good work!

39 posted on 02/22/2007 4:48:29 AM PST by Jmouse007 (Convert, Slavery or Death = "Islam the Religion of Peace tm" "It's time to play Cowboys and Muslims")
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To: Jmouse007

I closed my savings account and VISA acount with Bank of America last week. I'll go with a bank that respects this country.


40 posted on 02/24/2007 5:26:31 PM PST by NakedSuccess
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