[Uncle Miltie]

So the healthy young person who logically shouldn’t buy health insurance (because their opportunity cost for their cash is high, and their likelihood of getting sick is low) cannot opt out.

I understand.

“Government is Force.”

[redgirlinabluestate]

If self-insurance is not an option, there are catastrophic care only policies with very low and affordable premiums with comparable costs to cable TV fees and iPod music downloads fees that healthy young people seem to be able to afford.

Priorities.

If that healthy young person gets in a horrrible accident and requires 24/7 care, why should I have to pay for it? I have my own healthy young people to worry about. I don't need to worry about other "healthy young people."

Government should not force me to pay for someone else's faillure to plan ahead or irresponsibility.

The young healthy person has the last clear chance to avoid being a burden on me and other taxpayers.

It's not rocket science. Accidents happen. Be prepared.

[Spiff]

So the healthy young person who logically shouldn’t buy health insurance (because their opportunity cost for their cash is high, and their likelihood of getting sick is low) cannot opt out.

Health insurance doesn't just cover "getting sick". And young people get sick too. The problem with being uninsured is that if you get injured or sick and you refused to get health insurance, then you become a burden on the state. The idea is to reduce that burden.