lol.... 21 year olds don't have life insurance policies. Life insurance policies are for people who have loved ones that would suffer financially if they were to die. Twentyone year olds who work at Target would be complete morons if they bought life insurance.
At any rate, your argument makes no sense anyway. Criminals have been shot and killed while breaking into homess and their relatives have won civil damage awards from the homeowners who shot them. This case is a slam dunk. Gear shot him in the back on a public road.
Mough’s family are going to own Gear's house, bank account, retirement account, cars and everything else. Gear's family are going to be left penniless, and Gear is going to spend the rest of his life in prison with a cell mate named Bubba.