Inform the creditors to NEVER call again, and tell them you will be filing a complaint with the state AG.
They need to contact the NY State Attorney General’s office to assert their protections under the Fair Debt Collections Practices Act (FDCPA).
They need to go after the people he was playing softball with, not the parents.
Easy answer, contact their state Consumer Credit Commission and file a complaint. This type of harassment is illegal.
‘Laurie Crimeni said her son had no assets or estates to pay the debt he left behind, and all of the accounts were exclusively in her son’s name.’
I have some doubts about this statement.
If this is true, how did the creditors end up calling them in the first place?
At first I thought they may have co-signed some of the loans.
They need to send copy of death certificate to creditors and follow federal debt collection laws to exercise their rights to tell creditors to stop contacting them
depending on state/county law, father needs to get himself appointed as executor of his son's estate and file paperwork noting it has no assets, or otherwise as executor notify creditors of same
What I don’t understand about stories like these - who answers their phone anymore? Everyone I know either uses caller ID, screens through an answering machine or does not even have a land line at all (cell phone only).
A friend of ours got in over his head and took an overdose on Christmas. He lives modestly but tries to help everyone else. I believe he may have learned he can’t do that. Hopefully he will get help in straightening out his dilemma. We haven’t talked in depth as he’s still recovering. Collection agencies are relentless and do not follow the law.
A collection company was calling my home again and again asking for a particular person when I first got assigned the phone number. I finally told them the police were looking for the same guy, that he was scamming cred card companies, and I believe he went to the west coast. Never heard from them again.
The story says that there was no estate to pay off the debts, so the couple probably needs to have all of the debts discharged in probate court.
Once a court order is in hand, copies to the creditors, along with copies of the son's death certificate, will stop the harassment, under penalty of contempt of court.
I have an obscure last name.
There is someone that shares my last name, but not first, gender, or address. I have a listed phone number, she doesn’t. I don’t know this person (and the address they have for her is a town 40 miles away). I get calls for her from collection agents.
It takes using as belligerent a tone as they use with me, with their supervisors to get a given agency to stop calling me. (the usual response to my “no such person has been at this number for more than 20 years”, is “cut the crap, and put your wife on the line” - I happen to be single, and I suggest a three way call with the AG’s office, and that usually gets them to actually put me on the don’t call list)
Unfortunately they or the bank then sell the account to another company, and the next agency starts calling.
It’s easy for the media to score points by railing against debt-collectors — but these people are just doing their jobs, and are working off long lists that don’t give details.
Don’t blame someone for trying to collect on a legitimate debt or contract that was agreed to of one’s own free will.
I have been getting calls almost every night from collection agencies asking for me by name. Since I’m not behind on anything I keep trying to tell them that there are three people with my name in our town and they have the wrong one.
The last one wanted me to tell them my SSN to confirm I was who I said I was. My response back was not meant for children’s ears, I can assure you.
I guess we have outsourced our collection calling overseas, not a single one of them spoke English as their first language. There is nothing quite as annoying as arguing with Apoo over your identity...
First tell them to never call again and if they do you will sue them for $50,000,000.00 which should be a small amount for what they are doing as they are in violation of federal law. Unless the parents cosigned the debt. I assume they did not.
I still get several calls a week (if not daily) from credit agencies looking for my ex-wife and I have been divorced for over 11 years, have lived at two different homes and changed my number twice. They’re relentless.
I simply have to screen all my calls.