Since no one has commented on this yet (and I do think it’s pathetic the 911 operator couldn’t handle a bit of language repeated a thousand times on, e.g., The Sopranos):
Now the first thing they are thinking about is “cashing in” (”negotiating a settlement”)? Like they’ve won some lottery? Sad sign of the times...
He bad luck is that she is a white blonde; if she were black or Hispanic, there would probably be a federal civil rights violation investigation as well...and the language would have been considered normal, if not restrained.