[okie01]

Claims experience is not a sales tactic, with a trained sales person taught to visualize a Vulture’s prey. You confuse field representatives with home office processors. Did Bankers every get a Medicare automatic crossover number, or does your Doctor still have to file seperately for the 20%?

The salesman who sold me the Bankers' Life policy employed no high pressure techniques, it was strictly a proper business relationship.

I've no idea what you're talking about with "vulture's prey." Indeed, I'm offended by the inference.

Our medical suppliers bill Medicare, who pass the billing to Bankers', who've covered the 20% co-pay without fail.

We've had the occasional problem with Medicare -- paying somebody else's bill, e.g. -- but never with Bankers.

So far as my experience is concerned, Bankers' is getting a bum rap from the article. And anybody who's merchandising it has -- for some undisclosed reason -- an axe to grind.

[swamprebel]

I guess you do not want to read the article. I am susprised at the baseless ad hominem attack. Bankers is NOT an automatic cross over company, they also were recently sued by the Insurance Commissioners of 40 different states for failing to pay Long Term Care claims that they contractually owed. In a 2006 deposition, a Bankers Life and Conseco claims adjuster, Teresa Carbonel, testified that she denied claims because of missing records but was prohibited from calling nursing homes or physicians to request the documents. She also testified that when a claim was denied, she was forbidden to phone a policyholder, but instead used a time-consuming mailing system. http://www.newyorkpersonalinjuryattorneyblog.com/2007/03/conseco-insurance-scandal-follows-movie-plot.html http://www.jerebeasleyreport.com/2009/07/maine-settles-with-bankers-life-and-casualty-in-improper-sales-practices-lawsuit/ Your god bleeds!