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Study Finds Higher Insurance Claims for Hybrids
EV World ^ | 8/10/2010 | National Underwriter

Posted on 08/11/2010 6:21:16 AM PDT by spintreebob

SYNOPSIS: Reason may be location related due to heavy concentration in urban settings.

Hybrid vehicles overall have higher collision claim frequencies and a 6.5 percent, or $182, higher average claim severity than gas-powered vehicles, according to a Mitchell International Inc. study.

The study

(Excerpt) Read more at ...

TOPICS: Business/Economy; Culture/Society; News/Current Events; Political Humor/Cartoons
KEYWORDS: environment; hybrid; insurance
Like the spin in the synopsis?

The real reason is that people cause crashes, not inanimate objects like cars. The people who buy hybrids are skewed to a demographic group that thinks irrationally and is out of touch with reality. Hybrid buyers tend to believe the gubmint is responsible for safety and not the personal behavior of each driver.

They are doing the same thing to our economy that they are doing to their hybrids.

1 posted on 08/11/2010 6:21:19 AM PDT by spintreebob
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To: spintreebob

Sickly, asthmatic, vegan leftists Birkenstock dweebs blame others.

Who would of thought?

2 posted on 08/11/2010 6:23:04 AM PDT by Leisler ("Over time they create a legal system that plunders and a moral code that glorifies it." F. Bastiat)
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To: spintreebob

For one thing the silly bastards never use their turn
signals. Must be conserving the earth’s limited supply
of blink.

3 posted on 08/11/2010 6:34:15 AM PDT by CrazyIvan (What's "My Struggle" in Kenyan?)
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To: CrazyIvan

Had a silent Pious nearly run me down on foot in a parking lot. Didn’t even react to me at all.
There are higher concentration of Pious’s in blue cities with big Obama voter(criminal) concentrations.

4 posted on 08/11/2010 6:40:26 AM PDT by Oldexpat
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To: Oldexpat
I own a Prius. I am conservative.

I undertand the problem with the "silent Prius" and I drive accordingly.

It is a great car and I am glad I bought it.

5 posted on 08/11/2010 6:46:54 AM PDT by Redleg Duke (RAT Hunting Season started the evening of March 21st, 2010!)
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To: spintreebob
A bud of mine from a former life was an auto insurance actuary. He told me that red cars got charged more insurance for their color alone because it turned out that people who liked red also took a disproportionate number of risks and were thus in a disproportionate number of accidents. He told me that if I ever bought a red car, I should list the color as rose, magenta or carmine to avoid the surcharge.

I can see this guy now explaining that hybrids are not inherently more dangerous, just the people who drive them since many behave exactly as you describe and are loathe to use turn signals and other courteous behavior so those with whom they share the road can predict what they will do.

I spent over a decade driving in Japan, a country about the size of Montana with half the U.S. population. Road congestion is a big problem but the accident rate is about 1/7th of what it is in the United States. The major reason, in my opinion, is the general courtesy and predictability of Japanese drivers.

6 posted on 08/11/2010 6:46:54 AM PDT by Vigilanteman (Obama: Fake black man. Fake Messiah. Fake American. How many fakes can you fit in one Zer0?)
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To: Leisler

You have to figure in the liberal dildo brains that buy them.

7 posted on 08/11/2010 6:51:29 AM PDT by ImJustAnotherOkie (zerogottago)
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To: ImJustAnotherOkie
just wait until a prius owner has to replace a simple headlight bulb. be prepared for a 300$ bill 200$ for the bulb and minimum 100$ labor because large portion on front clip has to be removed . oh and pray you never have a roll over . the roof folds in like a cheap suit “the already concave roof line offers little protection”
8 posted on 08/11/2010 7:16:02 AM PDT by mt tom (WE)
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To: spintreebob

I think I read somewhere that certain insurance companies would give you a discount for driving a hybrid. I guess the logical reason might be that you are less likely to drive them long distances or something?

9 posted on 08/11/2010 7:18:17 AM PDT by smokingfrog ( - Now 100% flag free.)
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To: Redleg Duke
I own a Prius. I am conservative.

I myself looked at one when they first came out, and saw some advantages beyond economy. Torque performance, for example.

The problems arise from owners who:

1: Give the finger to people in Incorrect Cars. (seen it.)

2: Have the "Yes We Did" bumper stickers.

The latter probably have higher insurance premiums because they keep getting driven into in parking lots, or catch fire a lot.

Or Will.

10 posted on 08/11/2010 7:25:22 AM PDT by Gorzaloon (CNN:AP:etc:Today, President Obama's stool was firm and well-formed. One end was slightly pointed. ")
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To: mt tom

And they run over blind people.

11 posted on 08/11/2010 7:34:29 AM PDT by ImJustAnotherOkie (zerogottago)
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To: smokingfrog

You remember correctly. Mostly it was a PR decision. A PR news release that mentions hybrids will get the insurance company free publicity by the LSM.

Most families are multi-car families.

Some insurance companies are very poltical.
GEICO (Government Employees Insurance Company) is far left, run by Buffet, and supported Obama against Hillary in the primary.

Progressive is to the left of GEICO. Its name describes its politics.

Allstate is mostly liberal Susan Collins Republican run.

State Farm is mostly conservative Republican.

12 posted on 08/11/2010 9:58:23 AM PDT by spintreebob
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