“The facility fee is $12,000”
And the insurance payment will be $800-1600 plus any deductible if applicable.
It's a combination of no tort reform and too much government manipulation (government medical plans negotiate with companies driving "normal" higher and higher.) If it were a matter of regular consumers negotiating for services the fees NEVER would have risen this high to begin with. Now that we are in this boat we need to figure some way to bail it out. It's not going to be a simple fix.