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I started to reply to your previous statement that folks should “lose big” if they dont pay off their cards everymonth but I deleted it before I sent it.... but now I’ve had it.

$hit happens and that is the truth of it and for you to say that’s stupid ( that people use them for survival )is a bunch of horsepukie. Some people have to choice. I know several in fact who have no choice but to pay a gas or electric bill or buy a few grcoeries with their cc’s.

it’s *just not possible* for *** everyone*** topay em off every month. And if you do so, then you should be thankful and not such a judgemental person.

I dare you to tell me I deserve to lose big because I put my out of pocket expense for my son’s 2 eye surgeries and an MRI on his brain.
I dare you to tell my _4 year old_ that because Mommy put the OOP from his surgeries *** SO that HE COULD SEE somewhat***, that we all deserve to lose big.

And ya know what.... he’ll have to have another surgery on his eyes again here real soon. He’s got too many issues wrong with his eyes and I’ll be darned that if I have to, I’ll put the OOP expense on that card and I’d do it a freakin MILLION times if I had to.
yes, the surgeries were successful but he’ll never have “normal” vision and will always be legally blind in his left eye, even WITH his glasses on.

I don’t look down on anyone using credit cards to survive. Without those, a lot of people would go hungry or lose their place to live. I see it in my own family. I’ll be damned if I raise my nose in the air.

What some people fail to see is life is not easy for everyone. Serious things happen, nothing you would CHOOSE to have happen.

You do the best with what you have. You help those you can and be grateful to God for what you have. Whether that’s a little or a lot.

These are hard times. People all over this world are hurting. We need to lift each other up, not slap them down.

I wish the best for you and yours. For everyone here.

Well, it was “stuid” to order a defective child from The Sotrk Works, and then compound it by being to miserly to shell out a few extra bucks for the Extended Warranty! < /sarc >

Last time I looked, that is the kind of stuff credit cards are for: emergenies and unexpected or otherwise unaffordable necessary expenditures, when other resources don't exist.

Bless your child, and a prayer for his vision.