>>Paid off the house right after the election, just before Hussein hit. (When I say I saw it comin’, I wasn’t kidding.) One lump sum. Done.<<
Congrats also! I assume you had yourself a Mortgage burning party? Or are you still waiting for all them documents?
>>Now, the annual property tax bill comes in the mail. It’s always somethin’.<<
*sigh* I know, and I have a specific bank account where I am keeping what used to be the mortgage escrow. It does suck that I have to pay the Government for the right to own what I own.
I had the very same question. My bank told me that I should ALREADY have the ownership documents. They were given to me when I moved in. Woah. Found 'em. Once the loan is over, they don't send congratulations or many papers - at all. (Best check those filing cabinets.)