It doesn’t need to be countered, it’s a stupid argument.
How many private citizens do you think can entertain the choice of increasing their debt ceiling when they can’t make their payments? How many is this a viable option for?
The unions/democrats/MSM’s argument is so stupid it should just be left alone.
Advertising works. Assuming that people get it and doing nothing doesn't.
This is a teaching opportunity and should be treated as such.