1. My kids are covered through age 26.
2. Insurance can not be canceled due to pre-existing conditions.
Your kid stopped being a kid at 18.
not being able to cancel people means EVERYONES rates are higher.
Before you go off on me..
My wife is a type 1 diabetic with a laundry list of health issues related to it.
Shes currently covered ONLY because our state has a high risk pool.
Seems like it’s not an issue if you have a pre-existing in this state. I suspect many other states have the same types of programs.
My kids are full time students in college. I want them to focus on studies (both on Dean’s list every quarter) and not get distracted with a minimum wage job to pay for mandated, full feature loaded expensive health insurance which they do not need. Only need they have is coverage for a catastrophic health situation such as accident or appendicitis etc.
Both my kids plan on pursuing post-graduate degrees so they will have no income to speak of through age 26.