They should be marketable at rates only a tiny bit higher than the cheapest 30 year mortgage.
There are no sound economic reasons for imagining the interest rates should increase 100%.
Then complain to Obama. Or, when you sign a contract, read the fine print. Thinking of bankruptcy as an option is exactly what is wrong with this country. Lastly, choice was an option here, not audacity to hope.....that crap sounds like Obama.