How old are you?
“How old are you?”
In the middle - lots of years of work behind me, a good number ahead of me.
I made a point of making sure that my kids got through college with NO DEBT - and that meant staying clear of the “top tier” universities and doing other stuff to pay their way, real-time. I don’t like debt to begin with, but I HATE IT when it’s put on the backs of MY KIDS and they can’t do jack about it.