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Time Is Ripe To Consider Liability Insurance For Gun Owners
Hart\ford Courant ^ | January 22, 2013 | Rick Green

Posted on 01/22/2013 1:44:53 PM PST by Daffynition

As the gun debate heats up, one idea seems particularly suited for Connecticut to consider: liability insurance for gun owners.

This is the kind of mandatory insurance you have to get to drive a car — and the kind of protection that costs more if you want to take what the industry knows is a calculated risk. Letting your teenager get behind the wheel is a good example.

(Excerpt) Read more at courantblogs.com ...


TOPICS: Crime/Corruption; Government; News/Current Events
KEYWORDS: banglist; guncontrol; secondamendment
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Gotta hand it to the commie Hartford Courant. Since Sandy Hook, they've not missed a beat in hammering on my rights, day after day.

Hey Rick Green, go back to reporting about the Hartford Public Schools. That was your forte.

1 posted on 01/22/2013 1:44:59 PM PST by Daffynition
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To: Daffynition

That’s like getting insurance for your right to vote, you ignorant ninny.


2 posted on 01/22/2013 1:46:19 PM PST by E. Pluribus Unum (TYRANNY: When the people fear the politicians. LIBERTY: When the politicians fear the people.)
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To: Daffynition

Nope.


3 posted on 01/22/2013 1:48:21 PM PST by chris37 (Heartless.)
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To: Daffynition

Already been discussed by MA Libs. Minimum $500K insurance on each separate firearm owned. For a small collection, annual premium would run between $20K and $50K.


4 posted on 01/22/2013 1:48:49 PM PST by pabianice (washington, dc ..)
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To: Daffynition

Will the state provide “Obamadork Felon Insurance” to give me some Obamabucks when I successfully defend myself against one of his voters?


5 posted on 01/22/2013 1:50:23 PM PST by Da Coyote
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To: Daffynition

Liberal idiots need liability insurance.


6 posted on 01/22/2013 1:51:09 PM PST by Sir Napsalot (Pravda + Useful Idiots = CCCP; JournOList + Useful Idiots = DopeyChangey!)
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To: Daffynition

Crimes (including negligence) are not insurable. Accidents are few and far between. Guns are less dangerous than other items.


7 posted on 01/22/2013 1:51:13 PM PST by Sacajaweau
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To: E. Pluribus Unum

Insurance for the right to vote IS the Second Amendment.


8 posted on 01/22/2013 1:52:23 PM PST by Jim from C-Town (The government is rarely benevolent, often malevolent and never benign!)
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To: Daffynition
This is the kind of mandatory insurance you have to get to drive a car

Driving a vehicle on roads paid for by taxing the citizenry is a privilege.

Owing a hadgun in defense of one's life and property is not. It is a right, endowed upon us by our Creator. And per the Constitution, government is enjoined from infringing on that right. Period.

Liability insurance for gun owners? Puhleeze. I will not comply.

9 posted on 01/22/2013 1:55:55 PM PST by Bloody Sam Roberts (Humans have eliminated natural selection. Morons are now a protected species. They breed and vote.)
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To: Daffynition

That sounds a lot like infringement.

It needs a clause requiring magazines and newspapers and TV stations to pay a truth tax on every issue they print.


10 posted on 01/22/2013 1:55:59 PM PST by bert ((K.E. N.P. N.C. +12 .....The fairest Deduction to be reduced is the Standard Deduction)
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To: Daffynition

It’s not the same as car insurance. With auto insurance you put other drivers and pedestrians at risk by driving on public roads. If you own a car but don’t register it and simply keep it in your garage, you don’t need it insured. So, if you’re going to walk around randomly spraying bullets, by all means, lets require insurance for that. Secondly, if the purpose of requiring insurance (stated or otherwise) is to make it prohibitedly expensive for someone to own a gun, then that in and of itself is infringing on ones right to own firearms.


11 posted on 01/22/2013 1:55:59 PM PST by wny
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To: Daffynition

Poll tax.

I’ll pay a 2nd Amendment tax when all the libtard journalists pay a First Amendment Free Speech tax for spewing their biased propaganda everyday.

How about actual GUN CRIMINALS being fined/taxed?!?! The law abiding aren’t criminals shooting others. And even if they do, shooting in self defense arguably keeps costs down, by reducing the number of people the criminal thug can injure or murder. uncalcuable really, how many future families won’t be robbed or injured or murdered because a lawful gun owner shoots that criminal in self defense?


12 posted on 01/22/2013 1:57:55 PM PST by Secret Agent Man (I can neither confirm or deny that; even if I could, I couldn't - it's classified.)
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To: Daffynition

Every shooting, insured or uninsured, legal or illegal will drive costs up.

How convenient.


13 posted on 01/22/2013 2:00:35 PM PST by cripplecreek (REMEMBER THE RIVER RAISIN!)
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To: Daffynition; pabianice
Best rebuttal ever to this gun insurance nonsense: Should People Be Forced to Buy Liability Insurance for their Guns? by Megan McArdle
14 posted on 01/22/2013 2:01:12 PM PST by MetaThought
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To: Daffynition

This is a registration scheme.

Also a huge amount of money, which would attract some people.

Hmm, it’s a scheme to get the burbs to pay for urban ER care as well.


15 posted on 01/22/2013 2:01:59 PM PST by DBrow
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To: cripplecreek

The gov’t is preparing to bill your family for the bullet used to put you down.


16 posted on 01/22/2013 2:02:55 PM PST by Paladin2
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To: wny

Spot on.


17 posted on 01/22/2013 2:03:28 PM PST by Girlene
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To: Daffynition

remember folks,

the MAJOR push opposing self defense RIGHTS via stand your ground was from PLAINTIFF’s Lawyers.

They mooched off of the home owner insurance. Stand you ground laws WERE TORT REFORM because it eliminated libility and hit the plaintiff’s bar in the wallet.


18 posted on 01/22/2013 2:04:16 PM PST by longtermmemmory (VOTE! http://www.senate.gov and http://www.house.gov)
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To: Daffynition

I have a $2 million liability umbrella policy.

Maybe I should review what all it covers.


19 posted on 01/22/2013 2:06:37 PM PST by SaxxonWoods (....Let It Burn....)
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To: Daffynition

Hmmm, illegals don’t have to get liability insurance for their illegal cars which they drive with illegal licenses which provide them the ability to illegally vote.

(Don’t try that “the law says they have to be insured Obamastuff with me...we all know that illegals obey the law about as much as the Obamadork and the Holder “MyPeople” dork.)

But we should get gun insurance for what - exactly?

Using a gun to defend ourselves?


20 posted on 01/22/2013 2:07:41 PM PST by Da Coyote
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To: Daffynition; All

I REALLY hate to make snap judgments based on someone’s appearance, but his guy looks like your typical East Coast leftard elitist.

In short, he looks like a doooosh.

Anyway, back to my cave.


21 posted on 01/22/2013 2:08:37 PM PST by x1stcav (Man up! We're all going to have to become Samuel Whittemores.)
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To: Daffynition

How about requiring insurance that pays on slander lawsuits before a person can exercise their freedom of speech?


22 posted on 01/22/2013 2:08:53 PM PST by DuncanWaring (The Lord uses the good ones; the bad ones use the Lord.)
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To: SaxxonWoods

What’s amazing is that the $2 million umbrella policy only costs about $50 a year more than the $15K policy I have on a collector bass guitar I own.


23 posted on 01/22/2013 2:08:53 PM PST by SaxxonWoods (....Let It Burn....)
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To: Daffynition

Then when some liberal lefty wants a list of gun owners, all he has to do is demand that the insurance companies, or the state insurance commission, provide it.


24 posted on 01/22/2013 2:10:34 PM PST by The Sons of Liberty (It's not "GUN CONTROL"! It's "PEOPLE CONTROL"!)
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To: pabianice

This could backfire (no pun intended)... once you give the data to actuaries, I expect that they will show that “shooting insurance” risks less money per insured than does car. But this is of course registration via a private back door.


25 posted on 01/22/2013 2:10:47 PM PST by HiTech RedNeck (How long before all this "fairness" kills everybody, even the poor it was supposed to help???)
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To: Daffynition

Let’s tax homosexuals. Their behavior is far more risky than owning a gun.


26 posted on 01/22/2013 2:13:13 PM PST by cripplecreek (REMEMBER THE RIVER RAISIN!)
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To: Daffynition

I think a more appropriate venue for insurance companies to investigate is insurance for people who abuse the 1st Amendment, as this @sshole and the MSM do on an hourly basis.


27 posted on 01/22/2013 2:15:13 PM PST by patriotsblood
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To: Daffynition
PETA will hire the ACLU to sue hunters on behalf of Bambi.

I can't even tell if I'm being sarcastic anymore.

28 posted on 01/22/2013 2:15:43 PM PST by Tex-Con-Man (<-------currently working through post-election anger issues.)
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To: Daffynition
That is across the line for me.


29 posted on 01/22/2013 2:21:52 PM PST by SENTINEL (Kneel down to God. Stand up to tyrants. STICK TO YOUR GUNS !)
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To: Daffynition

No more effective self defense for senior citizens living on social security or anyone else with low to moderate income..


30 posted on 01/22/2013 2:23:06 PM PST by SWAMPSNIPER (The Second Amendment, a Matter of Fact, Not a Matter of Opinion)
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To: Daffynition

Under no circumstances will any government agency know what guns may or may not be in my house. Drop dead you JBTs.

Until the 2nd Amendment is completely repealed, any law by Federal, state or local government is illegal because they are violating “SHALL NOT BE INFRINGED”.


31 posted on 01/22/2013 2:26:16 PM PST by Wurlitzer (Nothing says "ignorance" like Islam!)
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To: Daffynition

No insurance will write insurance for gun owners. None. Requiring insurance will be like confiscating guns.

And that is their intention.


32 posted on 01/22/2013 2:29:46 PM PST by I want the USA back
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To: Da Coyote
My “Obamadork Felon Insurance” Policy:


33 posted on 01/22/2013 2:31:59 PM PST by carriage_hill (AR-10s/15s are the 21st Century's Muskets. Self-Defense is The First Human Right.)
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To: Daffynition

When anyone who opens their mouth has to have liability insurance, then I’ll consider whether guns also need it.


34 posted on 01/22/2013 2:34:03 PM PST by Uncle Miltie (Of the government, by the government, and for the government.)
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To: pabianice

I am at a loss as to how one would create actuarial tables on which one would base a premiums.


35 posted on 01/22/2013 2:34:51 PM PST by Ouderkirk (Obama has turned America into an aristocracy of the unaccomplished.)
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To: pabianice
Already been discussed by MA Libs.

Have you read that piece of shiite?

I fear it will pass through the Dem controlled legislature like crap through a goose. I have sent off a couple of steamy letters to my Rep and Senator. I will not comply. This is ridiculous.

Either that, or I will transfer all but one pistol from my collection to a friend who lives in RI until I can move out of this shiite hole state. I am beyond p!$$ed off.

36 posted on 01/22/2013 2:35:00 PM PST by Bloody Sam Roberts (Humans have eliminated natural selection. Morons are now a protected species. They breed and vote.)
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To: E. Pluribus Unum

How about liability insurance for free speech to
protect against Assault charges.

Sounds like insurance lobby supports thi$.


37 posted on 01/22/2013 2:37:58 PM PST by Morris70
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To: Daffynition

Gov. Patrick is pushing it in MA.

If you can be forced to purchase health insurance, then....

This is a very bad development. I give it a 100% chance of passage.


38 posted on 01/22/2013 2:38:35 PM PST by St_Thomas_Aquinas
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To: Daffynition

Does the city of Hartford carry liability insurance for attacks on people within the city limits?


39 posted on 01/22/2013 2:48:06 PM PST by VanShuyten ("a shadow...draped nobly in the folds of a gorgeous eloquence.")
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To: Daffynition

The left loves “compromise.”

Here’s mine:

I’ll get gun liability insurance like for my car if they make guns more like cars in other respects:

1. The public funds ranges and widespread other facilities for me to operate my guns. My insurance (at free-marker rates) is needed only for use at those locations, and not for when I’m merely transporting a gun, or storing it at home, or having it with me without operating its mechanisms.

2. I can buy and sell guns to or from anyone with no government involvement or record keeping, except for those guns I will operate on publicly-funded ranges.

3. My right to operate my guns at publicly-funded ranges is the same in all states as in my own, and I can own, possess, hold, transport, and operate on private property any gun of any type in any state.


40 posted on 01/22/2013 2:48:21 PM PST by Atlas Sneezed (Hold My Beer and Watch This!)
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To: Da Coyote

We just need to Fluke this whole thing...
Since our 2nd Amendment rights are spelled out
in the Bill of Rights perhaps we should demand
like Ms.Fluke that the government pay for any
insurance needed. I won’t go into the government
supplying us with guns and ammo, that comes later.


41 posted on 01/22/2013 2:48:23 PM PST by tet68 ( " We would not die in that man's company, that fears his fellowship to die with us...." Henry V.)
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To: bert

It needs a clause requiring magazines and newspapers and TV stations to pay a truth tax on every issue they print.


I like it!

A tax paid for by all publishers, setting up a fund to compensate those who were harmed by their errors or lies.


42 posted on 01/22/2013 2:50:00 PM PST by Atlas Sneezed (Hold My Beer and Watch This!)
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To: Daffynition

I already have liability insurance, of course. It only makes sense.

Wait, you mean MANDATING all gun owners to buy liability insurance?

Well, hey, let’s get an opinion from Chief Jackass John Roberts. If he’s for it, there’s no stopping it.


43 posted on 01/22/2013 2:53:08 PM PST by newgeezer (It is [the people's] right and duty to be at all times armed. --Thomas Jefferson, 1824)
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To: Daffynition
This is the kind of mandatory insurance you have to get to drive a car...

Show me where the Constitution recognizes an uninfringeable right to drive a car and we'll talk.

Until then, keep you back-door registration efforts off of my rights.

44 posted on 01/22/2013 3:07:38 PM PST by Washi (Socialism is Slavery)
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To: Daffynition
This is the kind of mandatory insurance you have to get to drive a car...

Show me where the Constitution recognizes an uninfringeable right to drive a car and we'll talk.

Until then, keep you back-door registration efforts off of my rights.

45 posted on 01/22/2013 3:07:49 PM PST by Washi (Socialism is Slavery)
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To: Daffynition

Every ass should have to get liability insurance for his jawbone!


46 posted on 01/22/2013 3:08:07 PM PST by SWAMPSNIPER (The Second Amendment, a Matter of Fact, Not a Matter of Opinion)
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To: Tex-Con-Man

lol....I know the feeling.


47 posted on 01/22/2013 3:10:42 PM PST by Girlene
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To: Daffynition
Time for mandatory libel/slander insurance for journalists and politicians. Sue the living crap out of them for lying. If they argue 1st amendment rights, we argue 2nd amendment rights. Sauce for the goose...
48 posted on 01/22/2013 3:19:20 PM PST by Myrddin
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To: Daffynition

Yes, let’s rip off the legitimate gun owners. We wouldn’t want a criminal to get shot. Wouldn’t be fair.


49 posted on 01/22/2013 3:22:20 PM PST by popdonnelly
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To: pabianice

I guess on the rich will be able to protect themselves.


50 posted on 01/22/2013 3:25:41 PM PST by wac3rd (Somewhere in Hell, Ted Kennedy snickers....)
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