Okay...but it just read really weird.....
Seems to me a more prudent person wouldn’t build a house so close to that kind of water scene where this could happen.
Folks build stuff on flood plains and the like all the time. Folks will build vacation homes on ocean-fronts without proper insurance coverage, knowing the government will bail them when a hurricane tears it apart.
One year my parents said you could hear the ice cracking for several days. Then all of a sudden the lake seem to be alive and the ice packs moved at the same time. This one year it moved to our side of the lake...It packed up the 15 feet from the waters edge to the top of the lawn. (Steps to go down to the water) and some ended up on the front lawn...The house sat back enough from the edge of the drop so it didn't come near the house, but mom said it was the most amazing thing she ever say...it was like the lake and ice were living things...