Nope.Try applying for life insurance and telling the company that you're a skydiver....or a race car driver.For that matter,try applying to a "civilian" life insurance company while a member of the US Armed Forces.In situations like that you'll either be denied a policy all together,will be charged a higher premium than otherwise or the policy they write will contain a specific clause denying benefits for deaths caused by skydiving...or car racing...or service in the Armed Forces.
Smokers also pay a higher premium for life insurance.
I volunteer at a hospital. There’s an inner open ait atriem , which is reserved for smokers. Hospital employees have their job unit on their scrubs. It is just bizarre to see RESPIRATORY THERAPISTS puffing away madly..