Obama lied, my health plan died
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Posted on 09/25/2013 8:34:50 AM PDT by thouworm
The responses are continuing to come in. Individual plans and group plans alike are proving that whole “you can keep your plan” thing was, as suspected, a lie. Further, if you are trying to obtain a new plan, don’t even bother applying.
Obama lied, my health plan died
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Ted Cruz-—from the Senate floor:
All over America people are losing their jobs, losing their health insurance, and being forced into part-time work-—all at the same time.
Hey, know what you get to ‘keep’ with Obamacare?
You get to keep looking for healthcare...........
Hey, but we’ll have the exchange plans... which are just swell... as long as you don’t want to go to the really good hospitals.
So an America-hating, jihadi-favoring marxist who attended a black separatist ‘church’ for years, who could not pass the security check to become a security guard in a mall lied to the public. Big surprise there.
From Malkin's personal experience (source in post1):
This isn't just partisan business. It's personal. Our cancellation letter states that Anthem is "not going to be selling new individual PPO plans." When we asked whether we could keep our children's doctors, an agent for Anthem told my husband and me she didn't know.
The insurer has no details available yet on what exactly they'll be offering. We either will be herded into the Obamacare federal health insurance exchange regime (launching October 1), a severely limited HMO plan, or presented with costlier alternatives from another insurer. If they even exist.
My insurance company already said our pediatrician is now out of the plan.
It might be a good idea to get more exercise and be more independent.
Apparently in Anthem’s opinion, adding the O’care mandates to the current PPO will make it unprofitable. What many of the “name” companies in the exchanges are doing is creating a subset of their regular plan, using cheaper hospitals and more compliant Doctors. In some cases, they’re adjusting to the financial realities by boosting co-pays, boosting deductables, etc. One of the California plans offers zero coverage if you go outside the plan.
2014 doesn’t have the elimination of the lifetime maximum. When that goes into effect in 2015, it’ll boost premiums again.
As far as keeping one’s individual physician, it’s going to be up to each doctor to determine whether they can make a living from the pared-down contracts, and up to each insurer to decide whether they want to offer them one.
Though it’s not strictly a zero sum game, health policy is pretty close to one. Every additional “benefit” has to be paid for by either new revenue, or a cut somewhere else.
I posted this comment on another thread before I saw your ping:
-— I’m not sure that many Americans understand communism. -—
THEY DO NOT. Yes, I’m yelling.
My parents came here from Eastern and Western Europe. I have many communist relatives. Communists aren’t kidding, and they’re scum.
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