[caww]

Those who are quick to sign on the dotted line are going to be in for some very sad news.

Some of the interviews out there just show how people are not considering the deductables...nor co-payments etc. because they haven’t a clue even what they are!

With the high deductibles unless you contract a major illness that goes into the 10’s of thousands ...these plans will virtually cover nothing thanks to the deductible.

[steve86]

With the high deductibles unless you contract a major illness that goes into the 10’s of thousands ...these plans will virtually cover nothing thanks to the deductible.

I agree that bronze plans seem hardly worth the subsidy much less the full premium.

But the silver plan I'm considering has a $1,500 individual deductible / $3,000 family. Annual out-of-pocket limited to $6,350 / $12,700. Generic prescription drugs $10 copay, not subject to deductible.

Same providers as people on this company's private plans have used for years.

Doesn't really seem so dire to me.

[Sirius Lee]

With the high deductibles unless you contract a major illness that goes into the 10’s of thousands ...these plans will virtually cover nothing thanks to the deductible.

Absolutely - they'd be better off just putting the money in a savings account instead of paying the premium. If they do need major medical they are still going to lose the house, whether they are covered or not.