[steve86]

A person with acid reflux, for example, could have used their own health care savings account to buy their Prilosec in bulk at Costco at a substantial savings. Now, they have to go see their doctor, get a prescription, pay for the office visit and pay the pharmacy price for the prescription. Now, the $40 spent is $200 for the same amount of Prilosec with an office visit and the pharmacy," he said.

I don't get this at all. Why not buy omeprazole OTC in bulk for cash at Costco and forget all the rigamarole? That's what I do. It's not before tax but the generic savings are much greater than the pre-tax savings.

[EBH]

People will go through the hassle because of being able to apply that rigmarole to their now high deductibles.