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Ted Cruz previews new plan to repeal and replace Obamacare
Washington Examiner ^ | NOVEMBER 14, 2013 | CHARLIE SPIERING

Posted on 11/15/2013 6:45:36 AM PST by Qbert

Texas Republican Sen. Ted Cruz previewed a new plan to repeal Obamacare and replace it with different health care reforms.

"The only way to stop the problems is to admit this idea was fundamentally flawed to begin with," Cruz told Fox News' Megyn Kelly. "At this point, starting over, stopping Obamacare, is the essence of pragmatism."

Cruz's approach differs from some congressional Republicans and Democrats who are working to pass a bill delaying the Obamacare individual mandate or help Americans keep their current health care plans.

Cruz said that he would release a bill to empower Americans to purchase health insurance across state lines, creating a "true national market." Insurance can only be purchased intra-state at present.

"In the coming weeks, I intend to layout a plan to provide exactly that, a plan to repeal Obamacare altogether and at the same time expand options for five million-plus people, who have lost their health insurance and 300 million people across this country to expand their options to have affordable, personal, portable health care," Cruz said.


TOPICS: Government; News/Current Events; Politics/Elections; US: Texas
KEYWORDS: cruz; obamacare; repeal; repealandreplace
While the House leadership foolishly tries to "fix" a failed socialist scheme... once again, Ted Cruz is miles ahead of the game.
1 posted on 11/15/2013 6:45:36 AM PST by Qbert
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To: Qbert


OK…nevermind

2 posted on 11/15/2013 6:46:39 AM PST by devolve (- "He's (Obama) just 'too talented' to do what 'ordinary people' do." - Iranian-born Valerie Jarrett)
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To: Qbert

ooo I love the CRUZ CONTROL PLAN =)


3 posted on 11/15/2013 6:48:16 AM PST by Patriot Babe
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To: Qbert
Did anyone else catch Mary Landrieus’ statement yesterday: We're going to fix Obamacare...not gut it...not repeal it..not defend it...FIX IT.” Denial, denial, denial.
4 posted on 11/15/2013 6:50:25 AM PST by Huskrrrr
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To: Qbert

Yep, and Cruz needs to roll out his plan standing with the heads of major health insurance co’s like Blue Cross, etc and offer private plans IMMEDIATELY following the repeal of Obamacare. IT is GALLING that this congress has allowed this President to call the shots instead of calling him out and impeaching him for the blatant violation of his authority time and time again for the past 5 years. I am not hopeful that the REPUBLICAN PARTY can actually provide a comprehensive and savvy game plan to take hold of our country. SO many of THEM need the boot STARTING WITH the SENATE GOOD OL BOYS MOCONNELL AND MCCAIN...I’m flat out praying for strokes or old age to help exit them-God alone seems the only HIGHER POWER enough to clean the senate of the scum residing there!


5 posted on 11/15/2013 6:50:28 AM PST by princess leah
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To: Qbert

An adult trying to reason with children.


6 posted on 11/15/2013 6:51:08 AM PST by Resolute Conservative
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To: Qbert
"In the coming weeks, I intend to layout a plan to provide exactly that, a plan to repeal Obamacare altogether and at the same time expand options for five million-plus people, who have lost their health insurance and 300 million people across this country to expand their options to have affordable, personal, portable health care," Cruz said.

This thing is moving fast.

With the Upton and Landrieu bills (both just doubling down on government meddling) already poised for a vote, Cruz and the conservatives better act more quickly than "in the coming weeks".

7 posted on 11/15/2013 6:51:15 AM PST by Washi
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To: Qbert
Go get'em Ted! Time to lift the skirts of both the commies and their supporters on our side of the fence!

Amazing how many masks have been lifted by this man.

8 posted on 11/15/2013 6:52:58 AM PST by rightwingextremist1776
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To: Qbert

One thing, among many, I respect and appreciate about Ted Cruz...

He relishes the fight, but does it in the high-road path of the gentleman he is. He never attacks his opponents personally.


9 posted on 11/15/2013 6:53:12 AM PST by ScottinVA (Obama is so far in over his head, even his ears are beneath the water level.)
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To: Qbert

You can’t fix a train wreck by just putting the cars back on damaged track. The track must be fixed FIRST.


10 posted on 11/15/2013 6:54:24 AM PST by teletech (Say NO to RINOS!)
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To: Qbert
"In the coming weeks, I intend to layout a plan to provide exactly that, a plan to repeal Obamacare altogether and at the same time expand options for five million-plus people, who have lost their health insurance and 300 million people across this country to expand their options to have affordable, personal, portable health care," Cruz said.

This should be interesting.

11 posted on 11/15/2013 6:54:30 AM PST by DoodleDawg
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To: Washi
With the Upton and Landrieu bills (both just doubling down on government meddling) already poised for a vote, Cruz and the conservatives better act more quickly than "in the coming weeks". Besides, Upton wouldn't likely do much positive with the ACA making the plans to be kept illegal and would not be able to restore the plans of those millions who have lost it - circle jerk either way and Cruz will start sounding good to even a lot of the low-info voters.
12 posted on 11/15/2013 6:58:28 AM PST by trebb (Where in the the hell has my country gone?)
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To: ScottinVA

If/when Ted accomplishes this, there should be a NEW open enrollment for employees who find better insurance than their companies are being forced to offer since zerocare passed.


13 posted on 11/15/2013 6:59:07 AM PST by txhurl ('The DOG ate my homework. That homework, too. ALL my homework. OK?' - POSHITUS)
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To: Qbert

If he can devise a clear and understandable plan to undo the Obamacare mess, provide a reasonable alternative and find a way to insure the uninsured (without breaking the system), he has a huge leg up on any other potential nominee for 2016.

The RINOs and, even true conservatives, yell and scream, but have no plan. The guy with the plan will dominate. Of course, it takes courage; any plan will be met with specific challenges as to why it won’t work - he has one shot to get it right.

If anyone can do it, Cruz can.


14 posted on 11/15/2013 6:59:33 AM PST by dan on the right
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To: Washi

"This thing is moving fast.

"With the Upton and Landrieu bills (both just doubling down on government meddling) already poised for a vote, Cruz and the conservatives better act more quickly than "in the coming weeks".

Yeah, I agree. I think even if the "replace" portion of the bill isn't ready yet, the goal should be for a repeal vote very soon. Obamacare and the Senate Dems are imploding- strike while the iron is hot... and then hit them again soon with some "R n' R"...

15 posted on 11/15/2013 7:01:36 AM PST by Qbert ("The best defense against usurpatory government is an assertive citizenry" - William F. Buckley, Jr.)
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To: Qbert; Jim Robinson; All

Abolish, but DO NOT REPLACE Obamacare!

To replace, fix, or otherwise modify the Obama Socialized Health Insurance Tax, is to convince us Conservative voters that you sorry Senate Republican politicians have learned NOTHING from the disaster of the US Federal Government trying to Nationalize an industry.

The line in the sand has been drawn, Senators Cruz and Lee, step across it and you two will be just like all of the other sorry cave-in RINOs: nothing other than Democrat’s Republicans.


16 posted on 11/15/2013 7:08:51 AM PST by Graewoulf (Democrats' Obamacare Socialist Health Insur. Tax violates U.S. Constitution AND Anti-Trust Law.)
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To: Washi

isn’t upton the light bulb guy? incandescent are being banned January 1 because of upton, if I’m right.


17 posted on 11/15/2013 7:09:57 AM PST by stickywillie (how come there are no father-in-law jokes?)
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To: Qbert

Allowing insurance to be sold across State lines and Tort reform will solve a vast majority of the healthcare problems in the US.

These reforms are not new. Conservatives have been advocating them for years, but the liberals have blocked all efforts.

Maybe the ObamaCare failure is the “perfect storm” needed to get these reforms pushed through into law.


18 posted on 11/15/2013 7:13:14 AM PST by Cowboy Bob (They are called "Liberals" because the word "parasite" was already taken.)
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To: Cowboy Bob

Exactly. NO MANDATES, let the young ones buy bare-bones coverage for $49/mo, and tack it on their car insurance bills.


19 posted on 11/15/2013 7:17:37 AM PST by txhurl ('The DOG ate my homework. That homework, too. ALL my homework. OK?' - POSHITUS)
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To: Graewoulf

"Abolish, but DO NOT REPLACE Obamacare!... The line in the sand has been drawn, Senators Cruz and Lee, step across it and you two will be just like all of the other sorry cave-in RINOs: nothing other than Democrat’s Republicans."

No, that's not what's going on here. I believe Cruz is alluding to replacing it with common-sense, free-market solutions. We've all been exposed to Obamacare now in all of its naked, ugly glory, and the public realizes that it's a socialist disaster. It's time to allow the free-market to rule.

20 posted on 11/15/2013 7:19:02 AM PST by Qbert ("The best defense against usurpatory government is an assertive citizenry" - William F. Buckley, Jr.)
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To: Huskrrrr

Did anyone else catch Mary Landrieus’ statement yesterday: We’re going to fix Obamacare...not gut it...not repeal it..not defend it...FIX IT.” Denial, denial, denial.”””’

How much was Landrieu’s payoff in the original bill?

I seem to remember that her state got a block of grant money or something resembling a payoff.


21 posted on 11/15/2013 7:25:07 AM PST by ridesthemiles
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To: Qbert

The easy solution - Health savings accounts

Structure them to be portable between jobs, allow businesses to fully deduct the cost of administration, allow businesses to deduct the cost of any contributions to the plan. And to encourage businesses to hire full time by the following:

- allow an extra 2% deduction of the employee’s salary for salary positions that are 40+ hrs per week
- if the business contributes $100 or more each month, then allow the business an extra deduction of 2% of the employee’s salary
- allow the HSA accounts to be used to pay premiums, prescriptions, deductibles, etc.
- allow funds to be invested into investment options that can be liquidated to cash in 15 days
- set up a national opt-in insurance exchange where different types of standardized plans are offered.


22 posted on 11/15/2013 7:26:49 AM PST by taxcontrol
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To: dan on the right

I’m really not much of a betting man but I’d bet the farm that Cruz will come up with a plan that will work and make the Democrat (Obamacare thingy ) look like a bunch of elementary kids put it together, like the hag said, “ we have to pass it to know whats in it” How dam stupid can someone that represents such a high office be.


23 posted on 11/15/2013 7:28:12 AM PST by depenzz ("Life is longer than you think: don't quit before its over")
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To: teletech

Even more of a first - you have to clear the debris away. Repeal is the only viable option at this point.


24 posted on 11/15/2013 7:28:43 AM PST by taxcontrol
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To: Qbert

Smart man to say the least but until Reid & narcissistic sociopath in the white house are gone, nothing will change.


25 posted on 11/15/2013 7:31:51 AM PST by maddog55
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To: Graewoulf

To replace, fix, or otherwise modify the Obama Socialized Health Insurance Tax, is to convince us Conservative voters that you sorry Senate Republican politicians have learned NOTHING from the disaster of the US Federal Government trying to Nationalize an industry.

The line in the sand has been drawn, Senators Cruz and Lee, step across it and you two will be just like all of the other sorry cave-in RINOs: nothing other than Democrat’s Republicans.

*****
Hold on now. Perhaps you should just wait and see what’s up before you go assuming anything. Cruz talked about letting companies compete across state lines,,,doesn’t sound very socialized to me. He may mean ‘replace’ as in ‘provide an alternative to’...Do you really think Cruz is going to push socialized anything?


26 posted on 11/15/2013 7:37:34 AM PST by austinaero
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To: Graewoulf
Marked for future reference.

The first time that Ted Cruz has been labeled a potential RINO.

Having watched two presidential cycles roll out on FR, I have a strong hunch that it won't be the last.

27 posted on 11/15/2013 7:37:40 AM PST by Notary Sojac (Mi tio es enfermo, pero la carretera es verde!)
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To: princess leah

We’ll all I hope is that Sen Cruz’ plan builds in

1. Plenty of money to hire fed regulators with tons of hiring so as to secure a plentitude of voters

2 The creation of a bureaucracy modeled after say the Education Dep’t with lots of money slushing around that can be clandestinely siphoned into political campaigns and so forth....

SOMETHING. TELLS ME THOUGH, THAT A MAN LIKE SENATOR TED WILL NOT COUNTENCE SUCH......SO THE AMERICAN PEOPLE MIGHT JUST WIN THIS FIGHT AFTERALL! STAND BY AMERICA SEN G.S. PATTON-CRUZ IS COMIN’ OVER THE HILL’. AUUU RAH!


28 posted on 11/15/2013 7:40:11 AM PST by jimsin
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To: Qbert

Shove your replacement where the sun doesn’t shine, just repeal it!


29 posted on 11/15/2013 7:40:17 AM PST by dalereed
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To: depenzz

but I’d bet the farm that Cruz will come up with a plan that will work


You betcha. Repeal, strip all the IRS enforcers, ‘navigators’, defund the Dept of Health completely, open the insurance market across state lines, tort reform, fix healthcare once and for all, then ask the people ‘what do you want me to fix next?’

Keep fixing things until Americans SHOVE Ted into the WH.


30 posted on 11/15/2013 7:40:55 AM PST by txhurl ('The DOG ate my homework. That homework, too. ALL my homework. OK?' - POSHITUS)
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To: Qbert; PreciousLiberty; tuffydoodle; Pajamajan; RedMDer; DangerZone; castowell; JJHLH1; rhubarbk; ..

Ted Cruz Ping!

If you want on/off this ping list, please let me know.

Please beware, this is a high-volume ping list!


31 posted on 11/15/2013 8:07:58 AM PST by SoConPubbie (Mitt and Obama: They're the same poison, just a different potency)
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To: austinaero

Politicians make no distinction between what they say and what they do or don’t do.

What a politician DOES is important to the voter.

What a politician SAYS can be used against him or her at the time of the next election by the victimized voter.

Politicians, once elected, have to be constantly “reminded” of what it was that they promised that they would do back in the day that we voted for them.

All Federal politicians must be kept on a very short leash, if we voters claim to have learned anything!

My comments to Conservative-so-far Senators Cruz and Lee are consistent with Reagan’s Rule: “TRUST, BUT VERIFY.”


32 posted on 11/15/2013 8:09:03 AM PST by Graewoulf (Democrats' Obamacare Socialist Health Insur. Tax violates U.S. Constitution AND Anti-Trust Law.)
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To: taxcontrol

That is a great idea! I’d also add carryover of any balances from one year to the next. (Or did I miss that? Still working on first cup of coffee here.)


33 posted on 11/15/2013 8:13:40 AM PST by Silentgypsy (Mondays should be outlawed.)
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To: Qbert
Cruz needs to move fast because both the Reps and the Dems are proposing more fixes that will further screw We the People.
34 posted on 11/15/2013 8:20:32 AM PST by LuvFreeRepublic
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To: dan on the right

I have a simple-minded principle that has served me well: The one who offers hope is the leader.

I wonder if Cruz might be able to grow a veto-proof majority before November of 2014, that is, can he offer hope to enough Dems that he can save their hides, so that they would come on the side of repeal. Suddenly, they don’t seem to be calling names any more.


35 posted on 11/15/2013 8:24:41 AM PST by Chaguito
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To: Chaguito

THAT’S Statesmanship.


36 posted on 11/15/2013 8:39:23 AM PST by txhurl ('The DOG ate my homework. That homework, too. ALL my homework. OK?' - POSHITUS)
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To: taxcontrol; All

You are on the right insurance track.

______________________

The main problem with the US Insurance Market is that it has been very tightly controlled by Federal and State Laws for decades.

Government Control increases cost to the consumer.

The Federal Laws prohibit competition, sales and tort reform across State Lines.

Thus, Insurance Companies have been forced for decades to hire platoons of permanent workers to make sure all of their policies are consistent with the ever-changing Federal Regulations on Insurance Companies.

The cost of the policy must then go up to pay for the wages, and office space for these regulation-staff members, plus annual increases in cost to the policy holder for payment to the staff members who received an annual company raise.

In a private company, there is only “Profit” or “Loss” at the end of each year. The private company equivalency of the politician’s National debt is what the private company calls “Bankruptcy.”

Since each State has its own Insurance Bureau, the consumer (=policy holder) also must pay for:
1.) that State Bureau’s staff that must be hired to be sure that the Federal Regulations are consistent with what the States politicians have recently added to the State’s Regulation Burden.

Insurance is thus a haven for endless increases in policy premiums due in large part to the Federal and State Regulations and the required staff to regulate the regulations;
2.) And the extra platoons of permanent workers that each insurance company has to hire to be sure of all 50 State conformity with each of their policies.

My point is that the consumer is paying far more than is needed for Federal and State Regulations that are no common-sense regulations.

____________

Back in the day if one broke the Law, a trial was held and that person went to jail.

In our PC World, nobody goes to jail because “All we need to do is to create a new Law or Regulation, so this terrible situation NEVER HAPPENS AGAIN.”

In a freer Insurance market, with minimum Federal and State Regulations, our new jails would be ahead of building schedule, incompetent Insurance Companies would be bankrupt, and Insurance policy rates would be so low that even “the poor” could afford to pay their own way for non Government, hospital pro bono Health Insurance Policy.

Whatever the US Federal Government touches with its Federal Fecal Finger always increases our taxes, and National Debt Burden on those of us who are TAXED ENOUGH ALREADY.

______________

My concern is that our Federal politicians will miss this golden opportunity to “Meat Clever” the Federal Insurance Regulations down to a workable level, and thus allow the cost of an insurance policy to float with the supply and demand of a freer Insurance Market.

Senators Cruz and Lee have a great opportunity now to do so, and we should “encourage” them to do so.


37 posted on 11/15/2013 9:10:00 AM PST by Graewoulf (Democrats' Obamacare Socialist Health Insur. Tax violates U.S. Constitution AND Anti-Trust Law.)
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To: Silentgypsy

HSA’s already allow the balance to carry over year to year and can invested thus potentially earn even more. If started as a young person, used carefully, employer contributes and medical expenses are normal, the person can have a substantial fund by the time they retire. It is at that age that they will need to start spending more of their account on health care.

For example:
Let say someone is 20 yr old at the start and starts with a 0 balance. Lets also assume that the person puts in $150 per month either on their own or combined with employer contributions. They purchase a $50/month catastrophic insurance plan. So a net of $100 per month goes into the account. At an average 8% return, by the time they are 30, that account grows to about 18,000.

Now about Thirty, people start having families so their monthly insurance is going to go up. Generally people also get better jobs and thus have more money to put into their plan. Lets now assume that the contribution per month, minus premiums paid leaves a monthly addition of only $25. By the time the individual is forty, the account has grown to about $40,000.

Now from forty to fifty, we are dealing with teens, braces, glasses, tonsils, etc. So we are going to assume that the individual puts just enough in to cover the cost of their insurance and that $2,400 per year ($200 / month) will be taken out of the account to cover these expenses. That would leave around $50,000 in the account by the time the person is fifty.

So from fifty to sixty-five, the kids have moved out, there are some monthly prescriptions and we are back down to a two person insurance plan. So back to adding $100 per month. At sixty-five, the account is worth about $190,000.

This then provides a pool of money to start paying against the health costs of old age and during retirement. If the person is able to make it to 75 and just cover their premiums or medical bills out of pocket (another 10 years of just earning interest) that account grows to over $400,000. That is enough to pay for or substantially defray the cost of nursing home, assisted living, etc.

Another interesting possibility, put $250 in to a child’s account when they are born. They will start their HSA with about $1,000 at 20.

So assuming the above scenario:
20 - $1000
30 - $20,000
40 - $47,000
50 - $67,000
65 - $245,000
75 - $528,000


38 posted on 11/15/2013 9:10:17 AM PST by taxcontrol
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To: Graewoulf

Repeal and replace—with free enterprise. Opening up the insurance markets nationwide is a good first step.


39 posted on 11/15/2013 9:14:19 AM PST by Jim Robinson (Resistance to tyrants is obedience to God!!)
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To: Jim Robinson

Yup, and so far Senators Cruz and Lee seem to be well qualified to do so!


40 posted on 11/15/2013 9:22:55 AM PST by Graewoulf (Democrats' Obamacare Socialist Health Insur. Tax violates U.S. Constitution AND Anti-Trust Law.)
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To: Qbert

I wonder if McCain will call him a “Wacko Bird” again?


41 posted on 11/15/2013 9:48:34 AM PST by 5thGenTexan
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To: taxcontrol

Awesome! I had been under the impression that any balance at the end of the calendar year was forfeited to the federal government. I believe that was the rule when they first instituted them. This makes a lot more sense for the consumer. I’m going to review the groundrules. Thank you!


42 posted on 11/15/2013 10:22:10 AM PST by Silentgypsy (Mondays should be outlawed.)
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To: Graewoulf
Abolish, but DO NOT REPLACE Obamacare!

You still need an alternative, otherwise we're back to square 1 with the libs pushing "we've got to do something!" line.

An alternative plan doesn't have to be a big-government program, though, and what Cruz is proposing is going back to the status quo ante and from there, relaxing some of the previously existing federal regulations that has hindered the free market, such as the prohibition on policies offered across state lines.

43 posted on 11/15/2013 10:27:16 AM PST by kevkrom (It's not "immigration reform", it's an "amnesty bill". Take back the language!)
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To: kevkrom; cripplecreek; All

You put your finger right on the problem: voters who still take the opinions of anti-business liberals seriously, or as you put it “ - - - - the libs pushing “we’ve got to do something!” line. - - - “

The answer to the Libs is simple: just ask them “Why?”

The Libs “did something.” The damage of their colossal failure is evidence enough that Nationalizing an Industry is devastating to our Nation.

It is now time to get back on the Capitalist, Free Market Track.


44 posted on 11/15/2013 10:42:00 AM PST by Graewoulf (Democrats' Obamacare Socialist Health Insur. Tax violates U.S. Constitution AND Anti-Trust Law.)
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To: Silentgypsy

That is true with FSA - Flexible spending accounts which is a different critter.


45 posted on 11/15/2013 11:27:08 AM PST by taxcontrol
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To: Huskrrrr

Did anyone else catch Mary Landrieus’ statement yesterday: We’re going to fix Obamacare...not gut it...not repeal it..not defend it...FIX IT.” Denial, denial, denial.

————————————————————————————————The Republican running against Baby Face Landrieu next year needs to get a video of Ms Landrieu stating they’re going to fix it and bombard the Louisiana TV airwaves next fall with Ms Landrieu’s idiotic statement.


46 posted on 11/15/2013 1:14:51 PM PST by freedom1st
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To: Jim Robinson
This keeps running through my mind....What Satan meant for evil, God meant for good......

...I believe God is blessing Ted Cruz for his faith and courage.

47 posted on 11/15/2013 1:19:05 PM PST by Guenevere
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To: ScottinVA
One thing, among many, I respect and appreciate about Ted Cruz...

He relishes the fight, but does it in the high-road path of the gentleman he is. He never attacks his opponents personally.

****************************

I have a growing respect and admiration for this fine man.

48 posted on 11/15/2013 1:21:47 PM PST by trisham (Zen is not easy. It takes effort to attain nothingness. And then what do you have? Bupkis.)
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To: princess leah

Oh I would LOVE TED CRUZ to march out with BLUE CROSS, ET ALL for a NEWS CONFERENCE!!!! GO TED!!!!


49 posted on 11/15/2013 2:13:17 PM PST by pollywog ("O Thou who changest not, abide with me.".......)
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