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Federal Way Woman Who Got Shout-Out From President Ė Canít Afford Obamacare Policy After All
washingtonstatewire.com ^ | November 18, 2013 | Erik Smith

Posted on 11/19/2013 4:32:55 AM PST by grundle

Full title: Rude Awakening for Federal Way Woman Who Got Shout-Out From President – Can’t Afford Obamacare Policy After All

Recognized by President: Jessica Sanford of Federal Way.

OLYMPIA, Nov. 17.—Jessica Sanford, the Federal Way woman who got a shout-out from President Obama last month with her fan letter for the Affordable Care Act, got a rather rude awakening last week. Turns out she doesn’t qualify for a tax credit after all.

At least that’s what the letter said that she got from the state. Now she says her dream of affordable health insurance has gone poof. She can’t afford it. She’ll have to go without. “I’m really terribly embarrassed,” she says. “It has completely turned around on me. I mean, completely.”

Chalk it up to a bollixed-up state website that apparently still has major problems. Originally it said Sanford and her child would get a whopping tax credit that would reduce their total premium to $169 a month. Now the state is telling her it goofed – twice – and she has to pay full ticket.

Obama related Sanford’s story in remarks from the Rose Garden last Oct. 21: “I recently received a letter from a woman named Jessica Sanford in Washington state, and here’s what she wrote. ‘I am a single mom, no child support, self-employed, and I haven’t had health insurance for 15 years because it is too expensive. My son has ADHD and requires regular doctor visits, and his meds alone cost $250 a month. I have had an ongoing tendinitis problem due to my line of work that I haven’t had treated. Now, finally, we get to have coverage because of the ACA for $169 a month. I was crying the other day when I signed up. So much stress lifted.’

(Excerpt) Read more at washingtonstatewire.com ...


TOPICS: Front Page News; Miscellaneous; US: Washington
KEYWORDS: obamacare; obamacarepremiums
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To: grundle

21 posted on 11/19/2013 5:18:34 AM PST by McGruff (Obama lied. Period!)
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To: Zhang Fei
"That's $400 per month after the subsidy. I'm very surprised her budget is so tight she can't afford $400 a month on $49K per year."

Great analysis but $400.00 per month is a lot of money when these fools expect healthcare for free.

22 posted on 11/19/2013 5:20:03 AM PST by mosaicwolf (Strength and Honor)
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To: mosaicwolf

this is the famed “Julia” by another name. First off child no spouse, strike one. Believeing anything his excellency says, strike two. Believing the government is here to help you, strik three.

BTW, the article goes on to say her son is covered now by Medicaid for $30 a month. She is complaining because she was forced to put him on medicaid before the calculations for a credit based on income and dependents which removed him from not having medical insurance, he had medicaid. Now she has to pay for insurance without benefit of a credit. So ya see, here we have another person who believed this was going to be “free” insurance and who cannot get by on a 50K income as a self employed court reporter...too bad. Meanwhile, she does not yet know she will have to fork over $500 fine for not having insurance if she goes that way, ah, the government givith and the government taketh away more!


23 posted on 11/19/2013 5:40:21 AM PST by Mouton (The insurrection laws perpetuate what we have for a government now.)
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To: mosaicwolf

Be nice, that is $400 that cannot go for the Volvo.


24 posted on 11/19/2013 5:41:23 AM PST by Mouton (The insurrection laws perpetuate what we have for a government now.)
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To: grundle

ah, yes....single parenthood. the promise of economic well-being fostered by the dimocrats.

where’s daddy?

guess she’s another who is for everyone having health care as long as she doesn’t have to pay for it....guess this includes her own.


25 posted on 11/19/2013 5:44:38 AM PST by ealgeone (obama, border)
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To: Zhang Fei
The Kaiser calculator has the following numbers for $49K income, and coverage for a 48 year old adult and a 14 year old kid:

The actual premium pricing I have seen has been significantly higher than what the Kaiser calculator predicts. Their estimates may not always be accurate.

26 posted on 11/19/2013 5:48:07 AM PST by freeandfreezing
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To: Mouton
Be nice, that is $400 that cannot go for the Volvo.

Be nice, that is $400 that cannot go for the Volt.

Fixed it...lol.

27 posted on 11/19/2013 5:53:11 AM PST by Night Hides Not (The Tea Party was the earthquake, and Chick Fil A the tsunami...100's of aftershocks to come.)
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To: grundle

BECAUSE OBAMA!
http://www.youtube.com/watch?v=z-sdO6pwVHQ


28 posted on 11/19/2013 5:53:47 AM PST by silverleaf (Age takes a toll: Please have exact change)
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To: tobyhill; Venturer

Nicely done guys. Seconds apart.

.


29 posted on 11/19/2013 5:54:33 AM PST by Mears
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To: freeandfreezing
The actual premium pricing I have seen has been significantly higher than what the Kaiser calculator predicts. Their estimates may not always be accurate.

Whatever the actual premium, I believe people who get subsidies will get enough to knock it down to a standard rate, for a given income level, family size and age group. People who aren't eligible for subsidies get sticker shock. Upper middle income families that buy their own insurance are in for rate shock.

30 posted on 11/19/2013 5:58:24 AM PST by Zhang Fei (Let us pray that peace be now restored to the world and that God will preserve it always.)
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To: Zhang Fei
That's $400 per month after the subsidy. I'm very surprised her budget is so tight she can't afford $400 a month on $49K per year.

But she also probably has to pay for the $250 per month of ADHD medication under that plan, since the deductible won't be reached. So the monthly cash flow out is $650 per month before any other medical costs, which she will also have to pay out of pocket, except for the zero cost checkups, vaccinations, etc.

Also, as a self employed person she has to pay all of the FICA and Medicare out of her income. So instead of seeing a 7.65% tax rate, she pays 15.3% off the top directly to the federal government. That's another $625 per month, $312 more than somebody who is not self-employed pays.

Finally, for all its problems, Medicaid is usually a generous insurance program from the user's point of view with low or zero deductibles and copays. So Medicaid is way more appealing than a typical ACA insurance plan. The next bad effect we'll see will be people who adjust their income to stay under the thresholds which cause them to lose their subsidized or free plans.

31 posted on 11/19/2013 6:03:36 AM PST by freeandfreezing
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To: freeandfreezing

-——$250 per month of ADHD medication——

She could also stop the meds and be mother. She’s made her kid a druggie. A little conscientious mothering might go a long way to reversing the kid’s supposed problems


32 posted on 11/19/2013 6:07:08 AM PST by bert ((K.E. N.P. N.C. +12 ..... Travon... Felony assault and battery hate crime)
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To: Hot Tabasco; grundle
After my own experience with two sons, and their friends, I am highly skeptical on diagnoses of ADHD. It's in a boy's DNA to need daily doses of strenuous physical activity.

Mom needs to take away the X-Box and hand the kid a basketball. For less than the $250/month she's spending on meds, she could enroll him in a YMCA program after school.

Regarding my 3YO grandson, the entire family (parents and all 4 grandparents) is in agreement that we will not allow any diagnosis of ADD. When he comes to our house (usually 1-2 days a week), he never naps, because he's having too much fun. He gets plenty of physical activity, thanks to his 11YO uncle and his Opa. lol - He keeps me young, too.

My son just completed football, in two weeks basketball season starts. With sports and Boy Scouts, we're doing our best to maintain a high level of activity.

33 posted on 11/19/2013 6:11:19 AM PST by Night Hides Not (The Tea Party was the earthquake, and Chick Fil A the tsunami...100's of aftershocks to come.)
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To: grundle

34 posted on 11/19/2013 6:14:36 AM PST by central_va (I won't be reconstructed and I do not give a damn.)
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To: grundle

“Four days after President Obama made his address, the state health exchange publicly revealed a grevious error – its tax-credit calculations were all wrong. The state had been submitting monthly income information to the federal data hub, but the federal computers were expecting an annual figure. Suppose a person claimed an income of $50,000 a year — the tax credit was based on an income of $4,166 a year. The higher the income, the bigger the error. Brokers say they caught the mistake right off the bat and tried flagging it to the state’s attention, but for some reason it took the state three weeks to acknowledge it. So everyone who purchased a subsidized health insurance policy through the Washington state exchange prior to Oct. 23 was quoted too low a rate. The mistake involved 4,600 policies covering 8,000 people – Sanford’s policy was one of them.”


35 posted on 11/19/2013 6:20:42 AM PST by lepton ("It is useless to attempt to reason a man out of a thing he was never reasoned into"--Jonathan Swift)
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To: Zhang Fei

In King County, WA average rents for a 2 bedroom apartment are $1200 a month. After taxes, she probaby clears $3k. That doesn’t leave a lot of money to pay for power, water, maybe a car paymnet, and raise a growing kid. $400 a month would be a big hit.


36 posted on 11/19/2013 6:20:55 AM PST by CityCenter (Resist Obamacare!)
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To: Zhang Fei
Upper middle income families that buy their own insurance are in for rate shock.

That is true, and when they see how limited their coverage is in many areas they will be stunned. Apparently many of the large insurance providers have established new coverage networks with far fewer providers, and they don't provide any out of network coverage. When those upper middle income families realize that they can't send their children to specialty hospitals, or go to someplace like Cedars Sinai when one of them needs brain surgery, they'll be furious.

37 posted on 11/19/2013 6:22:57 AM PST by freeandfreezing
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To: central_va

Don’t count on it...

“She says she wants to make it clear she has no beef with Obama and Obamacare. She still believes in the Affordable Care Act. “I don’t want this to be a political thing,” she says. “I don’t want to be bashing the president. I don’t want to be bashing the ACA. I don’t want to come across as saying that. I am a big Obama fan.”


38 posted on 11/19/2013 6:25:26 AM PST by lepton ("It is useless to attempt to reason a man out of a thing he was never reasoned into"--Jonathan Swift)
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To: grundle

Schadenfreude,schadenfreude, lovely schadenfreude....oh what fun it is to watch a lib in schadenfreude....


39 posted on 11/19/2013 6:51:37 AM PST by NRA1995 (I'd rather be a living "gun culture" member than a dead anti-gun candy-ass.)
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To: lepton

This is your brain when dead:

“I don’t want to come across as saying that. I am a big Obama fan.”

This is your brain when it is functioning:

Cannot we get this guy impeached and convicted quickly.

“big Obama fan”...that is why there is little chance of taking this country back anytime soon. They have been hypnotized.


40 posted on 11/19/2013 7:09:29 AM PST by Mouton (The insurrection laws perpetuate what we have for a government now.)
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