Free Republic
Browse · Search
News/Activism
Topics · Post Article

Skip to comments.

Federal Way Woman Who Got Shout-Out From President Ė Canít Afford Obamacare Policy After All
washingtonstatewire.com ^ | November 18, 2013 | Erik Smith

Posted on 11/19/2013 4:32:55 AM PST by grundle

click here to read article


Navigation: use the links below to view more comments.
first 1-5051 next last

1 posted on 11/19/2013 4:32:55 AM PST by grundle
[ Post Reply | Private Reply | View Replies]

To: grundle

Well, that’s what she gets for kissing the Fuhrer’s ass. Sniveling little boot licker.


2 posted on 11/19/2013 4:34:41 AM PST by Gaffer
[ Post Reply | Private Reply | To 1 | View Replies]

To: grundle

3 posted on 11/19/2013 4:36:46 AM PST by fieldmarshaldj (Resist We Much)
[ Post Reply | Private Reply | To 1 | View Replies]

To: grundle
I haven’t had health insurance for 15 years because it is too expensive. My son has ADHD and requires regular doctor visits

For some reason I don't think she's being truthfull.......

4 posted on 11/19/2013 4:37:22 AM PST by Hot Tabasco (I don't call "911", in my house, I AM '911"....)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Hot Tabasco

Ritilin (sp?) is provided free by the state castrators.


5 posted on 11/19/2013 4:44:14 AM PST by knarf (I say things that are true .. I have no proof .. but they're true.)
[ Post Reply | Private Reply | To 4 | View Replies]

To: grundle

HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA SNORT HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA SNORT
HAHAHAHAHAHAHAHAHAHAHAHAHAHAH.....


6 posted on 11/19/2013 4:47:08 AM PST by Kozak ("Send them back your fierce defiance! Stamp upon the cursed alliance! To arms, to arms....."e)
[ Post Reply | Private Reply | To 1 | View Replies]

To: grundle
The Kaiser calculator has the following numbers for $49K income, and coverage for a 48 year old adult and a 14 year old kid:
Results

The information below is about subsidized exchange coverage. Note that subsidies are only available for people purchasing coverage on their own in the exchange (not through an employer). Depending on your state's eligibility criteria, you or some members of your family may qualify for Medicaid.

Household income in 2014:
316% of poverty level
Maximum % of income you have to pay for the premium, if eligible for a subsidy:
9.5%
Health Insurance premium in 2014 (for a silver plan, before tax credit):
$5,755 per year
You could receive a government tax credit subsidy of up to:
$1,100 per year
(which covers 19% of the overall premium)
Amount you pay for the premium:
$4,655 per year
(which equals 9.5% of your household income and covers 81% of the overall premium)
That's $400 per month after the subsidy. I'm very surprised her budget is so tight she can't afford $400 a month on $49K per year.
7 posted on 11/19/2013 4:50:11 AM PST by Zhang Fei (Let us pray that peace be now restored to the world and that God will preserve it always.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: grundle
"So you are struck on this big treadmill of bureaucracy, and you know, it feels very out of control."

And this is just the sign-up-for-a-policy issue .... wait until she has to deal with them on actual health care and hopefully, it won't be a life/death issue. Some people (libs/progs/Dems) never learn ..... this Obamabot still believes in the ACA and says "I am a big Obama fan".

8 posted on 11/19/2013 4:51:38 AM PST by MissMagnolia (You see, truth always resides wherever brave men still have ammunition. I pick truth. (John Ransom))
[ Post Reply | Private Reply | To 1 | View Replies]

To: grundle
I am a big Obama fan.

Some people never learn. This doofus is one of them.

9 posted on 11/19/2013 4:54:40 AM PST by OldPossum ("It's" is the contraction of "it" and "is"; think about ITS implications.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: grundle

10 posted on 11/19/2013 4:56:17 AM PST by Iron Munro (When a killer screams 'Allahu Akbar' you don't need to be mystified about a motive.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: grundle

Uh-oh! She thinks she going to have to pay a penalty of $95. Wait until she finds out her penalty is $500. The penalty is $95 or 1% of her salary, which on her $50,000 salary is $500.


11 posted on 11/19/2013 4:56:28 AM PST by rawhide
[ Post Reply | Private Reply | To 1 | View Replies]

To: grundle

Where is the child’s father? When morality goes, the nation is doomed.


12 posted on 11/19/2013 4:58:47 AM PST by txrefugee
[ Post Reply | Private Reply | To 1 | View Replies]

To: Zhang Fei

$400/ month for what? If the deductible is high, then it could be likely that continuing to pay cash out of pocket is preferred to cash out of pocket plus $400/month down the toilet.


13 posted on 11/19/2013 5:01:12 AM PST by Mygirlsmom (You know something's really wrong when the salesman keeps selling long after the close.)
[ Post Reply | Private Reply | To 7 | View Replies]

To: Mygirlsmom
$400/ month for what? If the deductible is high, then it could be likely that continuing to pay cash out of pocket is preferred to cash out of pocket plus $400/month down the toilet.

Come to think of it the Kaiser calc is for the Silver plan. She signed up for a Gold plan (lower co-payments and deductibles). Maybe that's some significantly higher number.

14 posted on 11/19/2013 5:09:18 AM PST by Zhang Fei (Let us pray that peace be now restored to the world and that God will preserve it always.)
[ Post Reply | Private Reply | To 13 | View Replies]

To: grundle

Hmmm...maybe ADHD is inherited.


15 posted on 11/19/2013 5:11:18 AM PST by RossA
[ Post Reply | Private Reply | To 1 | View Replies]

To: grundle

Stupid is as stupid does.


16 posted on 11/19/2013 5:12:16 AM PST by Venturer (Keep Obama and you aint seen nothing yet.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: grundle

“Stupid is as stupid does”


17 posted on 11/19/2013 5:12:29 AM PST by tobyhill
[ Post Reply | Private Reply | To 1 | View Replies]

To: MissMagnolia
Some people (libs/progs/Dems) never learn ..... this Obamabot still believes in the ACA and says "I am a big Obama fan".

Nietzsche once wrote:

God is dead. God remains dead. And we have killed him. Yet his shadow still looms. How shall we comfort ourselves, the murderers of all murderers? What was holiest and mightiest of all that the world has yet owned has bled to death under our knives: who will wipe this blood off us? What water is there for us to clean ourselves? What festivals of atonement, what sacred games shall we have to invent? Is not the greatness of this deed too great for us? Must we ourselves not become gods simply to appear worthy of it?
By that he meant that nobody believes in God any more. So we inflate people like Obama and regard them as living gods. Just because people have lost faith in traditional religions doesn't mean they have no belief system. It actually means they'll believe in anything.
18 posted on 11/19/2013 5:15:14 AM PST by Zhang Fei (Let us pray that peace be now restored to the world and that God will preserve it always.)
[ Post Reply | Private Reply | To 8 | View Replies]

To: grundle

Jessica Sanford is the poster girl for what is wrong with America. Seeking it all, the single mom has nothing. She is in the long haul, a dysfunctional societal drag


19 posted on 11/19/2013 5:16:02 AM PST by bert ((K.E. N.P. N.C. +12 ..... Travon... Felony assault and battery hate crime)
[ Post Reply | Private Reply | To 1 | View Replies]

To: grundle

I don’t know if she was arrested for anything...but....GUILTY!


20 posted on 11/19/2013 5:16:50 AM PST by Safetgiver ( Islam makes barbarism look genteel.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: grundle

21 posted on 11/19/2013 5:18:34 AM PST by McGruff (Obama lied. Period!)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Zhang Fei
"That's $400 per month after the subsidy. I'm very surprised her budget is so tight she can't afford $400 a month on $49K per year."

Great analysis but $400.00 per month is a lot of money when these fools expect healthcare for free.

22 posted on 11/19/2013 5:20:03 AM PST by mosaicwolf (Strength and Honor)
[ Post Reply | Private Reply | To 7 | View Replies]

To: mosaicwolf

this is the famed “Julia” by another name. First off child no spouse, strike one. Believeing anything his excellency says, strike two. Believing the government is here to help you, strik three.

BTW, the article goes on to say her son is covered now by Medicaid for $30 a month. She is complaining because she was forced to put him on medicaid before the calculations for a credit based on income and dependents which removed him from not having medical insurance, he had medicaid. Now she has to pay for insurance without benefit of a credit. So ya see, here we have another person who believed this was going to be “free” insurance and who cannot get by on a 50K income as a self employed court reporter...too bad. Meanwhile, she does not yet know she will have to fork over $500 fine for not having insurance if she goes that way, ah, the government givith and the government taketh away more!


23 posted on 11/19/2013 5:40:21 AM PST by Mouton (The insurrection laws perpetuate what we have for a government now.)
[ Post Reply | Private Reply | To 22 | View Replies]

To: mosaicwolf

Be nice, that is $400 that cannot go for the Volvo.


24 posted on 11/19/2013 5:41:23 AM PST by Mouton (The insurrection laws perpetuate what we have for a government now.)
[ Post Reply | Private Reply | To 22 | View Replies]

To: grundle

ah, yes....single parenthood. the promise of economic well-being fostered by the dimocrats.

where’s daddy?

guess she’s another who is for everyone having health care as long as she doesn’t have to pay for it....guess this includes her own.


25 posted on 11/19/2013 5:44:38 AM PST by ealgeone (obama, border)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Zhang Fei
The Kaiser calculator has the following numbers for $49K income, and coverage for a 48 year old adult and a 14 year old kid:

The actual premium pricing I have seen has been significantly higher than what the Kaiser calculator predicts. Their estimates may not always be accurate.

26 posted on 11/19/2013 5:48:07 AM PST by freeandfreezing
[ Post Reply | Private Reply | To 7 | View Replies]

To: Mouton
Be nice, that is $400 that cannot go for the Volvo.

Be nice, that is $400 that cannot go for the Volt.

Fixed it...lol.

27 posted on 11/19/2013 5:53:11 AM PST by Night Hides Not (The Tea Party was the earthquake, and Chick Fil A the tsunami...100's of aftershocks to come.)
[ Post Reply | Private Reply | To 24 | View Replies]

To: grundle

BECAUSE OBAMA!
http://www.youtube.com/watch?v=z-sdO6pwVHQ


28 posted on 11/19/2013 5:53:47 AM PST by silverleaf (Age takes a toll: Please have exact change)
[ Post Reply | Private Reply | To 1 | View Replies]

To: tobyhill; Venturer

Nicely done guys. Seconds apart.

.


29 posted on 11/19/2013 5:54:33 AM PST by Mears
[ Post Reply | Private Reply | To 17 | View Replies]

To: freeandfreezing
The actual premium pricing I have seen has been significantly higher than what the Kaiser calculator predicts. Their estimates may not always be accurate.

Whatever the actual premium, I believe people who get subsidies will get enough to knock it down to a standard rate, for a given income level, family size and age group. People who aren't eligible for subsidies get sticker shock. Upper middle income families that buy their own insurance are in for rate shock.

30 posted on 11/19/2013 5:58:24 AM PST by Zhang Fei (Let us pray that peace be now restored to the world and that God will preserve it always.)
[ Post Reply | Private Reply | To 26 | View Replies]

To: Zhang Fei
That's $400 per month after the subsidy. I'm very surprised her budget is so tight she can't afford $400 a month on $49K per year.

But she also probably has to pay for the $250 per month of ADHD medication under that plan, since the deductible won't be reached. So the monthly cash flow out is $650 per month before any other medical costs, which she will also have to pay out of pocket, except for the zero cost checkups, vaccinations, etc.

Also, as a self employed person she has to pay all of the FICA and Medicare out of her income. So instead of seeing a 7.65% tax rate, she pays 15.3% off the top directly to the federal government. That's another $625 per month, $312 more than somebody who is not self-employed pays.

Finally, for all its problems, Medicaid is usually a generous insurance program from the user's point of view with low or zero deductibles and copays. So Medicaid is way more appealing than a typical ACA insurance plan. The next bad effect we'll see will be people who adjust their income to stay under the thresholds which cause them to lose their subsidized or free plans.

31 posted on 11/19/2013 6:03:36 AM PST by freeandfreezing
[ Post Reply | Private Reply | To 7 | View Replies]

To: freeandfreezing

-——$250 per month of ADHD medication——

She could also stop the meds and be mother. She’s made her kid a druggie. A little conscientious mothering might go a long way to reversing the kid’s supposed problems


32 posted on 11/19/2013 6:07:08 AM PST by bert ((K.E. N.P. N.C. +12 ..... Travon... Felony assault and battery hate crime)
[ Post Reply | Private Reply | To 31 | View Replies]

To: Hot Tabasco; grundle
After my own experience with two sons, and their friends, I am highly skeptical on diagnoses of ADHD. It's in a boy's DNA to need daily doses of strenuous physical activity.

Mom needs to take away the X-Box and hand the kid a basketball. For less than the $250/month she's spending on meds, she could enroll him in a YMCA program after school.

Regarding my 3YO grandson, the entire family (parents and all 4 grandparents) is in agreement that we will not allow any diagnosis of ADD. When he comes to our house (usually 1-2 days a week), he never naps, because he's having too much fun. He gets plenty of physical activity, thanks to his 11YO uncle and his Opa. lol - He keeps me young, too.

My son just completed football, in two weeks basketball season starts. With sports and Boy Scouts, we're doing our best to maintain a high level of activity.

33 posted on 11/19/2013 6:11:19 AM PST by Night Hides Not (The Tea Party was the earthquake, and Chick Fil A the tsunami...100's of aftershocks to come.)
[ Post Reply | Private Reply | To 4 | View Replies]

To: grundle

34 posted on 11/19/2013 6:14:36 AM PST by central_va (I won't be reconstructed and I do not give a damn.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: grundle

“Four days after President Obama made his address, the state health exchange publicly revealed a grevious error – its tax-credit calculations were all wrong. The state had been submitting monthly income information to the federal data hub, but the federal computers were expecting an annual figure. Suppose a person claimed an income of $50,000 a year — the tax credit was based on an income of $4,166 a year. The higher the income, the bigger the error. Brokers say they caught the mistake right off the bat and tried flagging it to the state’s attention, but for some reason it took the state three weeks to acknowledge it. So everyone who purchased a subsidized health insurance policy through the Washington state exchange prior to Oct. 23 was quoted too low a rate. The mistake involved 4,600 policies covering 8,000 people – Sanford’s policy was one of them.”


35 posted on 11/19/2013 6:20:42 AM PST by lepton ("It is useless to attempt to reason a man out of a thing he was never reasoned into"--Jonathan Swift)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Zhang Fei

In King County, WA average rents for a 2 bedroom apartment are $1200 a month. After taxes, she probaby clears $3k. That doesn’t leave a lot of money to pay for power, water, maybe a car paymnet, and raise a growing kid. $400 a month would be a big hit.


36 posted on 11/19/2013 6:20:55 AM PST by CityCenter (Resist Obamacare!)
[ Post Reply | Private Reply | To 7 | View Replies]

To: Zhang Fei
Upper middle income families that buy their own insurance are in for rate shock.

That is true, and when they see how limited their coverage is in many areas they will be stunned. Apparently many of the large insurance providers have established new coverage networks with far fewer providers, and they don't provide any out of network coverage. When those upper middle income families realize that they can't send their children to specialty hospitals, or go to someplace like Cedars Sinai when one of them needs brain surgery, they'll be furious.

37 posted on 11/19/2013 6:22:57 AM PST by freeandfreezing
[ Post Reply | Private Reply | To 30 | View Replies]

To: central_va

Don’t count on it...

“She says she wants to make it clear she has no beef with Obama and Obamacare. She still believes in the Affordable Care Act. “I don’t want this to be a political thing,” she says. “I don’t want to be bashing the president. I don’t want to be bashing the ACA. I don’t want to come across as saying that. I am a big Obama fan.”


38 posted on 11/19/2013 6:25:26 AM PST by lepton ("It is useless to attempt to reason a man out of a thing he was never reasoned into"--Jonathan Swift)
[ Post Reply | Private Reply | To 34 | View Replies]

To: grundle

Schadenfreude,schadenfreude, lovely schadenfreude....oh what fun it is to watch a lib in schadenfreude....


39 posted on 11/19/2013 6:51:37 AM PST by NRA1995 (I'd rather be a living "gun culture" member than a dead anti-gun candy-ass.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: lepton

This is your brain when dead:

“I don’t want to come across as saying that. I am a big Obama fan.”

This is your brain when it is functioning:

Cannot we get this guy impeached and convicted quickly.

“big Obama fan”...that is why there is little chance of taking this country back anytime soon. They have been hypnotized.


40 posted on 11/19/2013 7:09:29 AM PST by Mouton (The insurrection laws perpetuate what we have for a government now.)
[ Post Reply | Private Reply | To 38 | View Replies]

To: grundle

Failure- there’s your ‘Federal Way’.


41 posted on 11/19/2013 7:59:52 AM PST by TurboZamboni (Marx smelled bad & lived with his parents most his life.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: txrefugee

ADD (or ADHD), absent dad disorder...


42 posted on 11/19/2013 8:06:30 AM PST by fatez ("If you're going through Hell, keep going." Winston Churchill)
[ Post Reply | Private Reply | To 12 | View Replies]

To: grundle

New definition of a conservative:

A conservative is a former liberal who had their excellent, affordable health insurance cancelled and then found out they couldn’t afford to buy an Obamacare policy because they didn’t qualify for subsidies.

In other words, a conservative is a former liberal mugged by Obamacare.


43 posted on 11/19/2013 8:18:05 AM PST by catnipman (Cat Nipman: Vote Republican in 2012 and only be called racist one more time!)
[ Post Reply | Private Reply | To 1 | View Replies]

To: catnipman
New definition of a conservative: A conservative is a former liberal who had their excellent, affordable health insurance cancelled and then found out they couldn’t afford to buy an Obamacare policy because they didn’t qualify for subsidies. In other words, a conservative is a former liberal mugged by Obamacare.

The true believers can't be swayed. But the liberals and moderates who previously went eeny, meeny, miny, moe at the polling booth are gonna get riled up. And that might be enough for a GOP senate majority in 2014.

44 posted on 11/19/2013 9:34:04 AM PST by Zhang Fei (Let us pray that peace be now restored to the world and that God will preserve it always.)
[ Post Reply | Private Reply | To 43 | View Replies]

To: lepton
“I don’t want to be bashing the president. I don’t want to be bashing the ACA. I don’t want to come across as saying that. I am a big Obama fan.”

I ran that through the translator and this is what came out.

"Please don't audit me.Please don't audit me.Please don't audit me.Please don't audit me.Please don't audit me.Please don't audit me.Please don't audit me.Please don't audit me.Please don't audit me.Please don't audit me.Please don't audit me.Please don't audit me."

45 posted on 11/19/2013 9:46:17 AM PST by Harmless Teddy Bear (Proud Infidel, Gun Nut, Religious Fanatic and Freedom Fiend)
[ Post Reply | Private Reply | To 38 | View Replies]

To: Harmless Teddy Bear
"Please don't audit me.Please don't audit me.Please don't audit me.Please don't audit me.Please don't audit me.Please don't audit me.Please don't audit me.Please don't audit me.Please don't audit me.Please don't audit me.Please don't audit me.Please don't audit me."

Too late: self-employed individuals are at risk for audit. If she's saying her income is $49K, it's likely that it's actually $60K, if not higher.

46 posted on 11/19/2013 9:50:17 AM PST by Night Hides Not (The Tea Party was the earthquake, and Chick Fil A the tsunami...100's of aftershocks to come.)
[ Post Reply | Private Reply | To 45 | View Replies]

To: Harmless Teddy Bear

Heh. I got “maybe he’ll bring me flowers!”


47 posted on 11/19/2013 10:00:50 AM PST by lepton ("It is useless to attempt to reason a man out of a thing he was never reasoned into"--Jonathan Swift)
[ Post Reply | Private Reply | To 45 | View Replies]

To: Night Hides Not
You are not kidding about the audit. That is why I keep every receipt and have a company card and account.

You have to do these things or it is a major mess come tax time. And an audit is much worse.

48 posted on 11/19/2013 10:01:25 AM PST by Harmless Teddy Bear (Proud Infidel, Gun Nut, Religious Fanatic and Freedom Fiend)
[ Post Reply | Private Reply | To 46 | View Replies]

To: freeandfreezing
So Medicaid is way more appealing than a typical ACA insurance plan. The next bad effect we'll see will be people who adjust their income to stay under the thresholds which cause them to lose their subsidized or free plans.

And, during this first year, without employers being involved, there is no way for the government to document your actual income.

Accordingly, the income entry is on the "Honor System"...

49 posted on 11/19/2013 10:20:29 AM PST by okie01 (The Mainstream Media: Ignorance On Parade)
[ Post Reply | Private Reply | To 31 | View Replies]

To: Night Hides Not
It's in a boy's DNA to need daily doses of strenuous physical activity.

Looking back on my past thru today's glasses, I could easily have been diagnosed as having ADHD starting in the 5th grade...

Due to family issues, my straight A's up to that point began to decline but at least I wasn't subjected to being drugged out of my teenage years......

50 posted on 11/19/2013 1:40:38 PM PST by Hot Tabasco (I don't call "911", in my house, I AM '911"....)
[ Post Reply | Private Reply | To 33 | View Replies]


Navigation: use the links below to view more comments.
first 1-5051 next last

Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.

Free Republic
Browse · Search
News/Activism
Topics · Post Article

FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson