Skip to comments.Democratic senators push for end to pre-employment credit checks ("women and minorities")
Posted on 12/18/2013 12:06:42 PM PST by ConservativeStatement
WASHINGTON Hank Ronan knew he would get the job. He had sailed through three rounds of interviews and hit it off with the doctors at the diagnostic center in Annandale, Va., where he had applied to be a driver for $11 an hour.
Shuttling patients to appointments was a world away from his 20 years as a software engineer, but it was the best that Ronan could find after being laid off in 2011. He was eager to get back to work and granted the doctors office permission to run a credit check. Ronan never heard back, he said Tuesday in an interview.
(Excerpt) Read more at pottsmerc.com ...
Of course they’re calling for an end to it.
Credit checks are way too accurate of a proxy for a “character check”.
I actually agree with this. The economy has been really hard on people and decimated their credit ratings. As long as the work history is good and referecnes check out, I see no reason why credit checks should be done.
Credit checks generally offer an unbiased picture of what kind of person you are dealing with.
Then wouldn’t it be up to the employer to use his own discretion about how much weight to give the credit check,
and not up to the government to disallow it?
Everytime they make it harder for employers to judge the quality of applications, they increase the incentive to automate the jobs away.
As do I. However, if you're going for a position in accounting......I would think it's probably ok, IMHO.
Um, yea it does make sense especially if the position is handling money in any way, OR a security position where the person can be bribed for telling secrets.
In a world where some companies did not enter a negative comment every time you did not pay early, this would be true.
Why is it that accurate measures of quality of employee are nearly universally condemned as “racist”?
Also, it should be up to the employer to give checks or not based on their business needs and wants and their experience with hiring and keeping employees. The Jackasses Of The Hill have no right to make yet another federal law blanketing business. And make no mistake all the huge corporations will be on board with this because it’ll hurt the small and medium size business who can’t fight back or don’t have enough money and clout to lobby for loopholes like big business.
People are losing one of the most personal things they have; their choice for their own health and doctor, yet these asshat libtards on the hill are still pissing in the wind over stuff like this.
The left never stops; evil doesn’t take a break.
Credit checks are OK on a certain level depending on the job. You don't want someone with really bad credit as a comptroller, understandably.
But driving patients to and from doctor appointments-- I fail to see any relevance. This is an ENTRY LEVEL job which doesn't even involve handling cash.
And the number of people who have had their credit messed up by the ObaMao economy are legion. Mine went from the mid-800s to the high to mid-600s and I'm one of the lucky ones who just had too many bills to juggle and a few health issues. The last time I was out of work was for two months in 2002.
Big corps will find it easier to tuck the odd characters in some place where they can’t do any damage,
but a startup can’t afford to have 1/2 of its workforce made up of people who make poor decisions.
Employers don’t want to hire people...esp out of work Americans...makes it easier to push for Illegal Alien Amnesty and cheap foreign labor.
I could see a credit check on someone handling money directly...but not for a driver
or who steal from them.
I can not predict what the unintended consequences will be if this (and the not allowing to ask about criminal behavior) is put into law, but I can predict there will be some.
I am working at a job behind enemy lines (all of management are 0bama worshipers). I constantly get child support garnishment orders, back taxes garnishment orders, creditor judgements, etc. A high percentage of the deadbeats are managers. Oh, and by the way, they are all women and minorities,they all get paid a lot more than I get paid, and they are incompetent. You have probably guessed by now that the operation is gubmint funded.
they don’t want credit checks (even if you’re hiring for positions that handle money)
they don’t want criminal history checks (same comment)
they don’t want citizenship checks or questions
and they impose all sorts of new higher costs (taxes, fees, and high “regulatory compliance” costs and hasslements, including now Obamacare) if you do dare to give anybody a job
BOTTOM LINE - Obama/Pelosi/Reid and Company are STILL working hard to Increase Unemployment and destroy American jobs. Expect more of same.
This will have wide support because so many have had their credit bruised in a crappy economy.
Eventually I am sure the plan is to make credit ratings themselves illegal. Because they’re RAAAAACIST.
Not necessarily. A lot of folks have good jobs, pay their bills for years, then run into problems. People get sick and can't work. Or they lose their job, and start using credit cards to live thinking they'll find work and pay it back, but don't. After a year or so they are maxed out and their credit is a wreck.
Not a lot of folks are looking to hire males over 50, when they can hire some 20 something. If you then won't even hire them for even a low wage job because of their credit, how are they ever supposed to pay it back?
I had a company putting negative comments in my file every time I was less than four days early on paying them. (Which was every time as I electronically paid on the due date and not before). They tried to justify it by saying they were just recording it as a reminder call. It was still a negative impact.
I’m totally for banning this practice. Too many employers DEMAND SSN for this purpose and never hire one. Lose end there.
The three major credit companies hire sleazy and arrogant staff. It’s time to see these outfits under fire.
Stop the usage of SSN except for federal taxes and nothing else.
Even stop the DMV from requiring it, stop states from using it.
listen, i agree. there was a time when companies didn’t do background and credit checks and the world didn’t fall apart. it’s a different time though, with lawsuits and all. if a person of color is fired for stealing they can now file a discrimination suit. better to not risk putting a person in your business with deep financial issues.
also, in the end, it should be up to the employer and business owner to decide what works best for his company. i’m sure the owner of a trucking company understands better than anyone that his long haul truckers need a good driving record vs a great credit score.
the feds have no business in making another regulation and again, it will be another layered law with loopholes for the businesses that can afford to pay.
It’s is my understanding that while some businesses require employees to actually have a “Good” credit history for the type of work they do, most employers use the credit check as a type of verification that the person is who they say they are, without penalizing them for having a “Bad Credit” score.
Not sure if it should be up to the employer as they are requiring me to give permission to access my personal information. Maybe it should be up to the states to decide this, I would be more comfortable with that than the Fed taking action.
I can also see where is might be a factor depending on the job. That said, I know many good people who have been financially devastated by this economy and it has nothing to do with their character. They are good and talented workers and this should not be held against them.
Every one has had a bounced check or run up bad credit. Sometimes people just have too much to handle... it doesn’t mean they’re bad people or irresponsible.
Too many employers judge a person solely by a credit bureau’s report, which doesn’t tell them why the person has debts. The practice should be banned, except in limited circumstances like renting an apartment or jobs that involving handling lots of money, like cashier or bank teller jobs.
Your debts should not be a reflection on your eligibility for a job. And conservatives who oppose it are really saying its better if such people stay on welfare than get a job and show they’re responsible.
The states could decide, or as you say you can decide. A lot places do not do credit checks. I bet most fast food chains don’t.
Read the posts. There are freepers with the mind of a tyrant among us. They want to strip the rights away from employers to hire who they wish.
Agree. The world was actually a better place because people went more on trust and related in a healthier way.
Because Gov't wasn't so large employers had to find competency in themselves. They were better judges of character and didn't have to resort to background checks.
It’s up to the employer to decide on what qualifications they set for any position in their business, right?
If they decide in their experience that a credit check makes it less likely they’ll get a thief as a new employee, then they should be allowed to ask for permission to run a credit check on an application. Of course you can refuse and go look for work some where else.
I still don’t logically, conservatively, go from
“here’s a situation where this association may not apply”
“the government should, with the threat of deadly force, prohibit businesses from doing it”
Because they probably are irresponsible people who ran up big debt with material things, without saving shit, and now have bad credit and empathize with others who have bad credit.
Yep! If you read the article, you’ll see that it “exempts jobs that require a national security clearance”, and if it goes forward, it would certainly exempt people with fiduciary duties, audit functions, or other direct financial roles.
If you read the draft bill, you’ll see that’s already in there. It needs to be worded more broadly, but, well, that’s why we have a deliberative process.
Notwithstanding the prohibitions set forth in this subsection, and consistent with the other sections of this Act, an employer may use a consumer report with respect to a consumer in the following situations:
(A) When the consumer applies for, or currently holds, employment that requires national security or FDIC clearance.
(B) When the consumer applies for, or currently holds, employment with a State or local government agency which otherwise requires use of a consumer report.
(C) When the consumer applies for, or currently holds, a supervisory, managerial, professional, or executive position at a financial institution.
(D) When otherwise required by law.
Hardly, Some people just draw the line at a different place than you do. I am sure there are things you would object to an employer having access to as part of the hiring process.
Again, it’s my personal information. Should they have access to medical record too?
This is why class warfare and class envy work so well as a political tool.
you see it right here in this very thread. “well I have debt and bad credit so yea, let the feds make another regulation banning credit checks for all business.”
That should be left up to the company to decide.
Medical information and credit scores are not the same thing at all.
You go to buy a car or house and tell them that your credit score is private like your medical records, and try not to get laughed out the bank before not getting the loan.
It really frustrates me when I see a comment like yours on Free Republic. It means that even on a website dedicated to limited government, property rights and individual liberty, there are still too many so called conservatives who maintain a knee jerk reaction to sob stories by uttering the liberal battle cry "There ought to be a law!!!"
There are millions of laws and regulations now that strangle any potential employer to hire the people they believe are the best and to run their businesses the way they deem appropriate. Millions. And you want to add another law to strangle this employer's liberty?
Have you learned nothing from your year and a half of being a registered Freeper?
We have a tough enough row to hoe to put an end to liberty robbing legislation. We don't need so called conservatives fighting for the enemy.
See post 47.
Agreed. Not everyone suffers credit problems because of character problems.
Sure, and if the employer thinks an interview with the candidate’s ex wife will give them an accurate picture let them at it.