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Democratic senators push for end to pre-employment credit checks ("women and minorities")
http://www.pottsmerc.com ^ | December 18, 2013 | Danielle Douglas

Posted on 12/18/2013 12:06:42 PM PST by ConservativeStatement

WASHINGTON — Hank Ronan knew he would get the job. He had sailed through three rounds of interviews and hit it off with the doctors at the diagnostic center in Annandale, Va., where he had applied to be a driver for $11 an hour.

Shuttling patients to appointments was a world away from his 20 years as a software engineer, but it was the best that Ronan could find after being laid off in 2011. He was eager to get back to work and granted the doctor’s office permission to run a credit check. Ronan never heard back, he said Tuesday in an interview.

(Excerpt) Read more at pottsmerc.com ...


TOPICS: Business/Economy; Culture/Society
KEYWORDS: badeconomy; classism; credit; edmarkey; racism; sexism; unemployment; warren
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Credit checks are now sexist. Get ready for 2016.
1 posted on 12/18/2013 12:06:42 PM PST by ConservativeStatement
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To: ConservativeStatement

Of course they’re calling for an end to it.
Credit checks are way too accurate of a proxy for a “character check”.


2 posted on 12/18/2013 12:08:55 PM PST by MrB (The difference between a Humanist and a Satanist - the latter admits whom he's working for)
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To: ConservativeStatement

I actually agree with this. The economy has been really hard on people and decimated their credit ratings. As long as the work history is good and referecnes check out, I see no reason why credit checks should be done.


3 posted on 12/18/2013 12:08:59 PM PST by CityCenter (Resist Obamacare!)
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To: ConservativeStatement

Credit checks generally offer an unbiased picture of what kind of person you are dealing with.


4 posted on 12/18/2013 12:09:43 PM PST by BenLurkin (This is not a statement of fact. It is either opinion or satire; or both.)
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To: CityCenter

Then wouldn’t it be up to the employer to use his own discretion about how much weight to give the credit check,

and not up to the government to disallow it?


5 posted on 12/18/2013 12:10:00 PM PST by MrB (The difference between a Humanist and a Satanist - the latter admits whom he's working for)
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To: ConservativeStatement

Everytime they make it harder for employers to judge the quality of applications, they increase the incentive to automate the jobs away.


6 posted on 12/18/2013 12:10:55 PM PST by rbg81
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To: CityCenter
I actually agree with this

As do I. However, if you're going for a position in accounting......I would think it's probably ok, IMHO.

7 posted on 12/18/2013 12:11:04 PM PST by Puppage (You may disagree with what I have to say, but I shall defend to your death my right to say it)
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To: CityCenter

Um, yea it does make sense especially if the position is handling money in any way, OR a security position where the person can be bribed for telling secrets.


8 posted on 12/18/2013 12:11:12 PM PST by snarkytart
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To: BenLurkin

In a world where some companies did not enter a negative comment every time you did not pay early, this would be true.


9 posted on 12/18/2013 12:12:54 PM PST by Ingtar (The NSA - "We're the only part of government who actually listens to the people.")
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To: rbg81

Why is it that accurate measures of quality of employee are nearly universally condemned as “racist”?

/rhet


10 posted on 12/18/2013 12:13:30 PM PST by MrB (The difference between a Humanist and a Satanist - the latter admits whom he's working for)
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To: CityCenter

Also, it should be up to the employer to give checks or not based on their business needs and wants and their experience with hiring and keeping employees. The Jackasses Of The Hill have no right to make yet another federal law blanketing business. And make no mistake all the huge corporations will be on board with this because it’ll hurt the small and medium size business who can’t fight back or don’t have enough money and clout to lobby for loopholes like big business.


11 posted on 12/18/2013 12:15:09 PM PST by snarkytart
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To: Ingtar

What?


12 posted on 12/18/2013 12:17:04 PM PST by BenLurkin (This is not a statement of fact. It is either opinion or satire; or both.)
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To: ConservativeStatement

People are losing one of the most personal things they have; their choice for their own health and doctor, yet these asshat libtards on the hill are still pissing in the wind over stuff like this.
The left never stops; evil doesn’t take a break.


13 posted on 12/18/2013 12:17:12 PM PST by snarkytart
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To: ConservativeStatement
How about if the state just does the hiring for you?
14 posted on 12/18/2013 12:17:40 PM PST by E. Pluribus Unum (Who knew that one day professional wrestling would be less fake than professional journalism?)
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To: BenLurkin
Yes and no. Criminal background checks, I can see, especially when issues of safety and money handling are involved.

Credit checks are OK on a certain level depending on the job. You don't want someone with really bad credit as a comptroller, understandably.

But driving patients to and from doctor appointments-- I fail to see any relevance. This is an ENTRY LEVEL job which doesn't even involve handling cash.

And the number of people who have had their credit messed up by the ObaMao economy are legion. Mine went from the mid-800s to the high to mid-600s and I'm one of the lucky ones who just had too many bills to juggle and a few health issues. The last time I was out of work was for two months in 2002.

15 posted on 12/18/2013 12:18:04 PM PST by Vigilanteman (Obama: Fake black man. Fake Messiah. Fake American. How many fakes can you fit in one Zer0?)
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To: snarkytart

Big corps will find it easier to tuck the odd characters in some place where they can’t do any damage,

but a startup can’t afford to have 1/2 of its workforce made up of people who make poor decisions.


16 posted on 12/18/2013 12:18:40 PM PST by MrB (The difference between a Humanist and a Satanist - the latter admits whom he's working for)
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To: CityCenter
So a few hundred lawyers in congress should be able to substitute their aggregate opinion of employee hiring dynamics for that of millions of employers?

No.

17 posted on 12/18/2013 12:18:57 PM PST by Jacquerie (Circle your calendar. Mark Levin on C-Span Booknotes, Sunday January 5th at noon eastern.)
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To: ConservativeStatement
“No one should be denied the chance to compete for a job because of a credit report that bears no relationship to job performance,” Sen. Elizabeth Warren, D-Mass.,

Well, looky who's behind this! The make-believe injun herself, Ms. Fauxcahontas. Yup. I can understand why she and her cronies oppose certain background inquiries.
18 posted on 12/18/2013 12:19:08 PM PST by PowderMonkey (WILL WORK FOR AMMO)
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To: ConservativeStatement

Employers don’t want to hire people...esp out of work Americans...makes it easier to push for Illegal Alien Amnesty and cheap foreign labor.

I could see a credit check on someone handling money directly...but not for a driver


19 posted on 12/18/2013 12:19:37 PM PST by SeminoleCounty (Einstein was right)
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To: MrB

or who steal from them.


20 posted on 12/18/2013 12:20:19 PM PST by snarkytart
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To: ConservativeStatement

And raaacist!


21 posted on 12/18/2013 12:21:54 PM PST by chessplayer
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To: ConservativeStatement

I can not predict what the unintended consequences will be if this (and the not allowing to ask about criminal behavior) is put into law, but I can predict there will be some.


22 posted on 12/18/2013 12:22:28 PM PST by CIB-173RDABN (I do not doubt that our climate changes. I only doubt that anything man does has any effect.)
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To: ConservativeStatement

I am working at a job behind enemy lines (all of management are 0bama worshipers). I constantly get child support garnishment orders, back taxes garnishment orders, creditor judgements, etc. A high percentage of the deadbeats are managers. Oh, and by the way, they are all women and minorities,they all get paid a lot more than I get paid, and they are incompetent. You have probably guessed by now that the operation is gubmint funded.


23 posted on 12/18/2013 12:24:39 PM PST by forgotten man
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To: ConservativeStatement

they don’t want credit checks (even if you’re hiring for positions that handle money)

they don’t want criminal history checks (same comment)

they don’t want citizenship checks or questions

and they impose all sorts of new higher costs (taxes, fees, and high “regulatory compliance” costs and hasslements, including now Obamacare) if you do dare to give anybody a job

BOTTOM LINE - Obama/Pelosi/Reid and Company are STILL working hard to Increase Unemployment and destroy American jobs. Expect more of same.


24 posted on 12/18/2013 12:25:26 PM PST by faithhopecharity
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To: ConservativeStatement

This will have wide support because so many have had their credit bruised in a crappy economy.

Eventually I am sure the plan is to make credit ratings themselves illegal. Because they’re RAAAAACIST.


25 posted on 12/18/2013 12:25:44 PM PST by Buckeye McFrog
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To: MrB
Credit checks are way too accurate of a proxy for a “character check”.

Not necessarily. A lot of folks have good jobs, pay their bills for years, then run into problems. People get sick and can't work. Or they lose their job, and start using credit cards to live thinking they'll find work and pay it back, but don't. After a year or so they are maxed out and their credit is a wreck.

Not a lot of folks are looking to hire males over 50, when they can hire some 20 something. If you then won't even hire them for even a low wage job because of their credit, how are they ever supposed to pay it back?

26 posted on 12/18/2013 12:26:30 PM PST by Hugin
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To: BenLurkin

I had a company putting negative comments in my file every time I was less than four days early on paying them. (Which was every time as I electronically paid on the due date and not before). They tried to justify it by saying they were just recording it as a reminder call. It was still a negative impact.


27 posted on 12/18/2013 12:26:37 PM PST by Ingtar (The NSA - "We're the only part of government who actually listens to the people.")
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To: MrB

I’m totally for banning this practice. Too many employers DEMAND SSN for this purpose and never hire one. Lose end there.

The three major credit companies hire sleazy and arrogant staff. It’s time to see these outfits under fire.

Stop the usage of SSN except for federal taxes and nothing else.

Even stop the DMV from requiring it, stop states from using it.


28 posted on 12/18/2013 12:27:02 PM PST by George from New England (escaped CT in 2006, now living north of Tampa)
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To: SeminoleCounty

listen, i agree. there was a time when companies didn’t do background and credit checks and the world didn’t fall apart. it’s a different time though, with lawsuits and all. if a person of color is fired for stealing they can now file a discrimination suit. better to not risk putting a person in your business with deep financial issues.

also, in the end, it should be up to the employer and business owner to decide what works best for his company. i’m sure the owner of a trucking company understands better than anyone that his long haul truckers need a good driving record vs a great credit score.

the feds have no business in making another regulation and again, it will be another layered law with loopholes for the businesses that can afford to pay.


29 posted on 12/18/2013 12:28:12 PM PST by snarkytart
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To: MrB

It’s is my understanding that while some businesses require employees to actually have a “Good” credit history for the type of work they do, most employers use the credit check as a type of verification that the person is who they say they are, without penalizing them for having a “Bad Credit” score.


30 posted on 12/18/2013 12:28:16 PM PST by Zeneta
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To: snarkytart

Not sure if it should be up to the employer as they are requiring me to give permission to access my personal information. Maybe it should be up to the states to decide this, I would be more comfortable with that than the Fed taking action.

I can also see where is might be a factor depending on the job. That said, I know many good people who have been financially devastated by this economy and it has nothing to do with their character. They are good and talented workers and this should not be held against them.


31 posted on 12/18/2013 12:28:45 PM PST by CityCenter (Resist Obamacare!)
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To: ConservativeStatement

Every one has had a bounced check or run up bad credit. Sometimes people just have too much to handle... it doesn’t mean they’re bad people or irresponsible.

Too many employers judge a person solely by a credit bureau’s report, which doesn’t tell them why the person has debts. The practice should be banned, except in limited circumstances like renting an apartment or jobs that involving handling lots of money, like cashier or bank teller jobs.

Your debts should not be a reflection on your eligibility for a job. And conservatives who oppose it are really saying its better if such people stay on welfare than get a job and show they’re responsible.


32 posted on 12/18/2013 12:28:55 PM PST by goldstategop (In Memory Of A Dearly Beloved Friend Who Lives In My Heart Forever)
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To: CityCenter

The states could decide, or as you say you can decide. A lot places do not do credit checks. I bet most fast food chains don’t.


33 posted on 12/18/2013 12:31:53 PM PST by snarkytart
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To: snarkytart

McDonald’s does.


34 posted on 12/18/2013 12:33:11 PM PST by CityCenter (Resist Obamacare!)
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To: ConservativeStatement

Read the posts. There are freepers with the mind of a tyrant among us. They want to strip the rights away from employers to hire who they wish.


35 posted on 12/18/2013 12:34:06 PM PST by impimp
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To: snarkytart
there was a time when companies didn’t do background and credit checks and the world didn’t fall apart.

Agree. The world was actually a better place because people went more on trust and related in a healthier way.

Because Gov't wasn't so large employers had to find competency in themselves. They were better judges of character and didn't have to resort to background checks.

36 posted on 12/18/2013 12:34:24 PM PST by what's up
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To: CityCenter

It’s up to the employer to decide on what qualifications they set for any position in their business, right?

If they decide in their experience that a credit check makes it less likely they’ll get a thief as a new employee, then they should be allowed to ask for permission to run a credit check on an application. Of course you can refuse and go look for work some where else.


37 posted on 12/18/2013 12:34:41 PM PST by snarkytart
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To: Hugin

I still don’t logically, conservatively, go from

“here’s a situation where this association may not apply”
to
“the government should, with the threat of deadly force, prohibit businesses from doing it”


38 posted on 12/18/2013 12:34:44 PM PST by MrB (The difference between a Humanist and a Satanist - the latter admits whom he's working for)
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To: impimp

Because they probably are irresponsible people who ran up big debt with material things, without saving shit, and now have bad credit and empathize with others who have bad credit.


39 posted on 12/18/2013 12:35:42 PM PST by snarkytart
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To: snarkytart

Yep! If you read the article, you’ll see that it “exempts jobs that require a national security clearance”, and if it goes forward, it would certainly exempt people with fiduciary duties, audit functions, or other direct financial roles.

If you read the draft bill, you’ll see that’s already in there. It needs to be worded more broadly, but, well, that’s why we have a deliberative process.

(3) Exceptions
Notwithstanding the prohibitions set forth in this subsection, and consistent with the other sections of this Act, an employer may use a consumer report with respect to a consumer in the following situations:

(A) When the consumer applies for, or currently holds, employment that requires national security or FDIC clearance.

(B) When the consumer applies for, or currently holds, employment with a State or local government agency which otherwise requires use of a consumer report.

(C) When the consumer applies for, or currently holds, a supervisory, managerial, professional, or executive position at a financial institution.

(D) When otherwise required by law.


40 posted on 12/18/2013 12:35:43 PM PST by socalgop
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To: impimp

Hardly, Some people just draw the line at a different place than you do. I am sure there are things you would object to an employer having access to as part of the hiring process.


41 posted on 12/18/2013 12:35:49 PM PST by CityCenter (Resist Obamacare!)
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To: snarkytart

Again, it’s my personal information. Should they have access to medical record too?


42 posted on 12/18/2013 12:37:01 PM PST by CityCenter (Resist Obamacare!)
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To: impimp

PS

This is why class warfare and class envy work so well as a political tool.
you see it right here in this very thread. “well I have debt and bad credit so yea, let the feds make another regulation banning credit checks for all business.”

yikes


43 posted on 12/18/2013 12:38:27 PM PST by snarkytart
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To: CityCenter

That should be left up to the company to decide.


44 posted on 12/18/2013 12:38:38 PM PST by FrdmLvr ("WE ARE ALL OSAMA, 0BAMA!" al-Qaeda terrorists who breached the American compound in Benghazi)
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To: CityCenter

Medical information and credit scores are not the same thing at all.

You go to buy a car or house and tell them that your credit score is private like your medical records, and try not to get laughed out the bank before not getting the loan.


45 posted on 12/18/2013 12:40:42 PM PST by snarkytart
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To: CityCenter

I agree.


46 posted on 12/18/2013 12:42:05 PM PST by lastchance ("Nisi credideritis, non intelligetis" St. Augustine)
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To: CityCenter; xzins; Jim Robinson
I actually agree with this.…

It really frustrates me when I see a comment like yours on Free Republic. It means that even on a website dedicated to limited government, property rights and individual liberty, there are still too many so called conservatives who maintain a knee jerk reaction to sob stories by uttering the liberal battle cry "There ought to be a law!!!"

There are millions of laws and regulations now that strangle any potential employer to hire the people they believe are the best and to run their businesses the way they deem appropriate. Millions. And you want to add another law to strangle this employer's liberty?

Have you learned nothing from your year and a half of being a registered Freeper?

We have a tough enough row to hoe to put an end to liberty robbing legislation. We don't need so called conservatives fighting for the enemy.

47 posted on 12/18/2013 12:43:44 PM PST by P-Marlowe (There can be no Victory without a fight and no battle without wounds)
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To: lastchance

See post 47.


48 posted on 12/18/2013 12:46:12 PM PST by P-Marlowe (There can be no Victory without a fight and no battle without wounds)
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To: CityCenter

Agreed. Not everyone suffers credit problems because of character problems.


49 posted on 12/18/2013 12:48:28 PM PST by Phillyred
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To: snarkytart

Sure, and if the employer thinks an interview with the candidate’s ex wife will give them an accurate picture let them at it.


50 posted on 12/18/2013 12:50:33 PM PST by freedomfiter2 (Brutal acts of commission and yawning acts of omission both strengthen the hand of the devil.)
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